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CALEMCA

Active Risk: not assessed
Private limited companyfounded 2019active for 7 yearsSteenweg 150, 3621 Lanaken, BelgiumKBO/BCE: BE 0729.975.478

Financials · financial year 2025, abbreviated format

Annual accounts 2025 filed on 30-06-2026 at the NBB all 6 filings

Equity
€1.7m▲ 29.2%
2024 · €1.3m
Net result
€386,495▲ 52.4%
2024 · €253,559
Total assets
€2.7m▲ 4.2%
2024 · €2.6m
Solvency
63.7%▲ 12.3pp
2024 · 51.4%
Multi-year overview
2020 to 2025, 6 financial years
Operating result
€250,969
▲ 9.4% 2025
20202025
Net result
€386,495
▲ 52.4% 2025
highest quarter of the sector
20202025
Equity
€1.7m
▲ 29.2% 2025
highest quarter of the sector
20202025
Total assets
€2.7m
▲ 4.2% 2025
highest quarter of the sector
20202025
Debt
€974,815
▼ 22.2% 2025
20202025
Working capital
-€828,777
▲ 31.8% 2025
lowest quarter of the sector
20202025
Solvency
63.7%
▲ 12.3pp 2025
middle half of the sector
20202025
Current ratio
0.12
▲ 0.12 2025
lowest quarter of the sector
20202025
Return on assets (ROA)
14.4%
▲ 4.6pp 2025
middle half of the sector
20202025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line202020212022202320242025
Operating result€0.2m-€0.2m=€0.1m▼ 17.9%€0.2m▲ 30.9%€0.2m▲ 23.2%€0.3m▲ 9.4%
Net result€0.6mabove the sector's middle half-€0.4mabove the sector's middle half▼ 29.9%€0.4mabove the sector's middle half▼ 10.0%€0.1mwithin the sector's middle half▼ 68.8%€0.3mabove the sector's middle half▲ 110%€0.4mabove the sector's middle half▲ 52.4%
Equity€0.6mwithin the sector's middle half-€1.0mabove the sector's middle half▲ 69.9%€1.4mabove the sector's middle half▲ 37.0%€1.5mabove the sector's middle half▲ 2.8%€1.3mabove the sector's middle half▼ 10.0%€1.7mabove the sector's middle half▲ 29.2%
Total assets€2.7mabove the sector's middle half-€2.8mabove the sector's middle half▲ 4.1%€2.6mabove the sector's middle half▼ 6.1%€2.7mabove the sector's middle half▲ 1.0%€2.6mabove the sector's middle half▼ 3.2%€2.7mabove the sector's middle half▲ 4.2%
Debt€2.1m-€1.8m▼ 15.3%€1.2m▼ 31.6%€1.2m▼ 1.2%€1.3m▲ 5.2%€1.0m▼ 22.2%
Working capital-€1.9mbelow the sector's middle half--€1.5mbelow the sector's middle half▲ 22.2%-€1.1mbelow the sector's middle half▲ 26.5%-€1.1mbelow the sector's middle half▲ 3.6%-€1.2mbelow the sector's middle half▼ 13.8%-€0.8mbelow the sector's middle half▲ 31.8%
Solvency22.8%within the sector's middle half-37.2%within the sector's middle half▲ 14.4pp54.3%within the sector's middle half▲ 17.1pp55.3%within the sector's middle half▲ 1.0pp51.4%within the sector's middle half▼ 3.9pp63.7%within the sector's middle half▲ 12.3pp
Current ratio0.06below the sector's middle half-0.14below the sector's middle half▲ 0.070.06below the sector's middle half▼ 0.080.08below the sector's middle half▲ 0.020.01below the sector's middle half▼ 0.070.12below the sector's middle half▲ 0.12
Return on assets (ROA)22.7%above the sector's middle half-15.3%within the sector's middle half▼ 7.4pp14.7%within the sector's middle half▼ 0.6pp4.5%within the sector's middle half▼ 10.1pp9.8%within the sector's middle half▲ 5.3pp14.4%within the sector's middle half▲ 4.6pp
above within below The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 9% higher than in 2024 and the highest since 2021. It is the third rise in a row, after the fall in 2022.

Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.7m
Fixed assets €2.6m =
Current assets €115,573 ▲ 16×
Equity and liabilities €2.7m
Equity €1.7m ▲ 29.2%
Debt €974,815 ▼ 22.2%
Debt's share of the balance-sheet total falls from 48.6% to 36.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
22.6%▲
2024 · 19.1%
Debt ≤ 1 year
€944,350▼
2024 · €1.2m
Income taxes
€89,334▲
2024 · €45,074
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.6m€2.7m▲
Fixed assets21/28€2.6m€2.6m=
Financial fixed assets28€2.6m€2.6m=
Current assets29/58€0.007m€0.1m▲
Amounts receivable within one year40/41€0-
Other amounts receivable41€0-
Cash at bank and in hand54/58€0.007m€0.1m▲
Equity and liabilities
Total equity and liabilities10/49€2.6m€2.7m▲
Equity10/15€1.3m€1.7m▲
Contributions10/11€0.003m€0.003m=
Reserves13€1.3m€1.7m▲
Distributable reserves133€1.3m€1.7m▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.3m€1.0m▼
Amounts payable within one year42/48€1.2m€0.9m▼
Trade debts44€0.001m€0.001m▲
Suppliers440/4€0.001m€0.001m▲
Taxes, remuneration and social security45€0.003m€0.05m▲
Taxes450/3€0.003m€0.05m▲
Other amounts payable47/48€1.2m€0.9m▼
Accrued charges and deferred income492/3€0.03m€0.03m▼
Income statement Code20242025
Other operating charges640/8€0.001m€0.001m▲
Gross operating margin9900€0.2m€0.3m▲
Operating profit (loss)9901€0.2m€0.3m▲
Financial income75/76B€0.1m€0.3m▲
Recurring financial income75€0.1m€0.3m▲
Financial charges65/66B€0.03m€0.03m▼
Recurring financial charges65€0.03m€0.03m▼
Profit (loss) for the period before taxes9903€0.3m€0.5m▲
Income taxes67/77€0.05m€0.09m▲
Profit (loss) for the period9904€0.3m€0.4m▲
Profit (loss) for the period to be appropriated9905€0.3m€0.4m▲
Appropriation of the result
Profit (loss) to be appropriated9906€0.3m€0.4m▲
Transfer from equity791/2€0.4m€0▼
Transfer to equity691/2€0.3m€0.4m▲
To other reserves6921€0.3m€0.4m▲
Profit to be distributed694/7€0.4m€0▼
Return on contributions (dividend)694€0.4m€0▼

The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-06-2026.

Line202020212022202320242025Change
Other operating charges640/8-€572€1,092€1,184€1,192€1,222▲ 2.6%
Gross operating margin9900€174,201€173,834€143,337€187,403€230,637€252,191▲ 9.3%
Operating profit (loss)9901€173,273€173,262€142,245€186,219€229,445€250,969▲ 9.4%
Financial income75/76B-€309,617€299,600€152€100,032€255,358▲ 155%
Recurring financial income75€499,345€309,617€299,600€152€100,032€255,358▲ 155%
Financial charges65/66B-€19,299€32,339€31,770€30,844€30,498▼ 1.1%
Recurring financial charges65€24,371€19,299€32,339€31,770€30,844€30,498▼ 1.1%
Profit (loss) for the period before taxes9903€648,247€463,580€409,506€154,601€298,632€475,829▲ 59.3%
Income taxes67/77€36,080€34,173€22,877€33,992€45,074€89,334▲ 98.2%
Profit (loss) for the period9904€612,167€429,407€386,628€120,608€253,559€386,495▲ 52.4%
Profit (loss) for the period to be appropriated9905€612,167€429,407€386,628€120,608€253,559€386,495▲ 52.4%
Line202020212022202320242025Change
Assets
Total assets20/58€2.7m€2.8m€2.6m€2.7m€2.6m€2.7m▲ 4.2%
Fixed assets21/28€2.6m€2.6m€2.6m€2.6m€2.6m€2.6m=
Financial fixed assets28€2.6m€2.6m€2.6m€2.6m€2.6m€2.6m=
Current assets29/58€0.1m€0.2m€0.07m€0.09m€0.007m€0.1m▲ 16×
Amounts receivable within one year40/41-€0.02m€0.02m€0.01m€0--
Other amounts receivable41-€0.02m€0.02m€0.01m€0--
Cash at bank and in hand54/58€0.1m€0.2m€0.04m€0.08m€0.007m€0.1m▲ 16×
Equity and liabilities
Total equity and liabilities10/49€2.7m€2.8m€2.6m€2.7m€2.6m€2.7m▲ 4.2%
Equity10/15€0.6m€1.0m€1.4m€1.5m€1.3m€1.7m▲ 29.2%
Contributions10/11-€0.003m€0.003m€0.003m€0.003m€0.003m=
Reserves13€0.6m€1.0m€1.4m€1.5m€1.3m€1.7m▲ 29.2%
Distributable reserves133-€1.0m€1.4m€1.5m€1.3m€1.7m▲ 29.2%
Profit (loss) carried forward14---€0€0€0-
Amounts payable17/49€2.1m€1.8m€1.2m€1.2m€1.3m€1.0m▼ 22.2%
Amounts payable within one year42/48€2.1m€1.7m€1.2m€1.2m€1.2m€0.9m▼ 22.7%
Trade debts44€0.004m€0.003m€0.001m€0.001m€0.001m€0.001m▲ 64.3%
Suppliers440/4-€0.003m€0.001m€0.001m€0.001m€0.001m▲ 64.3%
Taxes, remuneration and social security45-€0.02m€0-€0.003m€0.05m▲ 18×
Taxes450/3-€0.02m€0-€0.003m€0.05m▲ 18×
Other amounts payable47/48-€1.7m€1.2m€1.2m€1.2m€0.9m▼ 26.4%
Accrued charges and deferred income492/3-€0.02m€0.03m€0.03m€0.03m€0.03m▼ 1.3%
Line202020212022202320242025Change
Profit (loss) for the period9904€612,167€429,407€386,628€120,608€253,559€386,495▲ 52.4%
Operating cash flow (approximation)€612,167€429,407€386,628€120,608€253,559€386,495▲ 52.4%
Investment in fixed assets (approximation)-€0€0€0€0€0-
Change in cash-€95,701-€178,402€38,629-€73,748€108,373-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Filings with the National Bank (6)
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 30-06-2026 2026-00225254 PDF
31-12-2024 abbreviated format 01-07-2025 2025-00206504 PDF
31-12-2023 abbreviated format 08-07-2024 2024-00219236 PDF
31-12-2022 abbreviated format 03-07-2023 2023-00187964 PDF
31-12-2021 abbreviated format 17-10-2022 2022-20462368 PDF
31-12-2020 abbreviated format 29-07-2021 2021-42300335 PDF

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