Equity
€941,293 ▲ 19.5%
CaleAnco has made a profit without a break since 2017.
CaleAnco
Lifetime
12 annual accounts with figures on one time axispeak €587,687 (2022)
€288,289▲ 52.7%
lowest -€26,835 (2016)
€189,145▲ 69.4%
peak €941,293 (2025)
€941,293▲ 19.5%
€114,029▲ 420%
Board3 names since 2013
2 directorsCalepet Kris Jozef and 1 other
Documentsfilings and deeds
09-07-202622 days before the deadline
2025micro format
Gross margin from €188,784 to €288,289Result from €111,683 to €189,145Dividend €35,529Equity from €787,678 to €941,293Debts from €21,945 to €114,029Investments €280,000
Key points
from the 2025 annual accountsResult
€189,145 ▲ 69.4%
The result rose in 2025 from €111,683 to €189,145.
Debts
€114,029 ▲ 420%
Debts rose by €92,084 in 2025.
Investments
€280,000 10.3 × depreciation
Green is investment, beige is depreciation.
Filings
12 annual accounts since 2014
The last five annual accounts were filed 7 to 51 days before the end of the period.
Position in the sector
€189,145
Higher net result than 95% of companies in wholesale trade. Sector median €5,606 · 13,811 companies.
Checked score
98
Excellent
Financially stronger than 82% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Equity €941,293 (89.2% of total assets)
Figures for financial year 2025 (filed on 09-07-2026)
Size: total assets €1.1m
Liquidity: current ratio 5.98, cash €195,326
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 78% on liquidity, 85% on profitability and 75% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as CaleAnco has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of CaleAnco itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for CaleAnco. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €90,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.98 (14.68 in 2024), above the usual 1.5. Short-term debt is 5% and cash 18.5% of total assets. 10.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 days early
2024
24 days early
2023
28 days early
2022
7 days early
2021
51 days early
2020
60 days early
2019
59 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 36 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
CK
Calepet Kris Jozef
Director, since 03-06-2013
Shares in 1 company, PF Subpoolco1
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0534985088
Amendment of the articles · Legal-form change · Resignations & appointments
Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 08-06-2022 · Gazette deed
Appointment: Van Leuven Petra (additional director)
General meeting of 04-06-2020 · Gazette deed
Registered office moved from Hasselt to Kuringen
New registered office: Pierre Coxstraat 8- 3511 Kuringen · Previous registered office: Anne Frankplein 9 bus 10, 3500 Hasselt · General meeting of 01-10-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CaleAnco Hasselt | €1.1m | €288,289 | 89.2% | - |
| KVDH Sint-Truiden | €1.1m | €252,928 | 90.1% | - |
| HAEGEMAN MANAGEMENT COMPANY Turnhout | €1.0m | €267,826 | 82.5% | - |
| LRJ Tubize | €1.3m | €292,465 | 66.7% | 1.8 |
| EUROSETS BENELUX Wavre | €1.2m | €304,401 | 59.4% | 1.1 |
| HANDELSAGENTUREN LAGAST Oostrozebeke | €1.3m | €286,674 | 70.3% | - |
| J&G Consult&Care Merelbeke-Melle | €1.2m | €267,493 | 38.1% | 0.8 |
These companies have the same main activity as CaleAnco: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €1m and €1.3m, founded between 2011 and 2015.
Official details
Source: KBO- Status
- Active since 03-06-2013Normal situation
- Activity
- Agents in non-specialised wholesale tradeNACE 46190and 1 other
- Establishment unit
- 2.219.491.3453511 Hasselt, since 12-06-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 26-07-2024
Annual accounts 2025
- ≈ €1.4mestimated
- €1.1m▲ 30.3%
- Filing
- Filed on 09-07-2026, 22 days before the end of the filing period
Insights on CaleAnco
CaleAnco files the micro format. That format states no turnover. The gross margin rose from €49,661 in 2014 to €288,289 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CaleAnco
- What is the company number of CaleAnco?
- The company number of CaleAnco is 0534.985.088. The VAT number is the same number with BE in front: BE 0534.985.088.
- Where is CaleAnco based?
- The registered office is at Pierre Coxstraat 8, 3511 Hasselt.Company details
- What does CaleAnco do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of CaleAnco?
- CaleAnco is a private limited company (BV).
- When was CaleAnco founded?
- CaleAnco was founded on 03-06-2013.
- Is CaleAnco still active?
- Yes, CaleAnco is an active enterprise in the KBO register.
- What is the turnover of CaleAnco?
- The turnover in financial year 2025 is ≈ €1.4m. This figure is estimated from the gross margin of €288,289 and 160 comparable companies (NACE 46). It probably lies between €890,000 and €2.5m.Financials
- Is CaleAnco profitable?
- In financial year 2025, CaleAnco made a profit of €189,145.
- Where can I find the annual accounts of CaleAnco?
- CaleAnco filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CaleAnco due?
- CaleAnco must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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