CaleAnco
ActiveSummary
CaleAnco has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €941,293 and a net result of €189,145. Equity is growing by ~25.8% per year across the filed fiscal years. Its solvency ranks better than 89% of 11547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▲+5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80,000 at 30 days acceptable
Liquidity ample (current ratio 5.98 against 14.68 in 2024; short-term debt: 5% and cash: 18.5% of total assets), and 10.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.2%
Return on assets
17.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
24 d early
2023
28 d early
2022
7 d early
2021
51 d early
2020
60 d early
2019
59 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€941,293▲ 19.5%
2024 · €787,678
Total assets
€1.1m▲ 30.3%
2024 · €809,622
Net result
€189,145▲ 69.4%
2024 · €111,683
Working capital
€262,377▼ 12.6%
2024 · €300,197
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€106,825▲ 30.0%€575,648▲ 439%€145,303▼ 74.8%€163,493▲ 12.5%€259,664▲ 58.8%
Net result€73,326above the sector's middle half▲ 22.2%€396,871above the sector's middle half▲ 441%€102,226above the sector's middle half▼ 74.2%€111,683above the sector's middle half▲ 9.3%€189,145above the sector's middle half▲ 69.4%
Equity€253,688above the sector's middle half▲ 22.5%€650,559above the sector's middle half▲ 156%€716,461above the sector's middle half▲ 10.1%€787,678above the sector's middle half▲ 9.9%€941,293above the sector's middle half▲ 19.5%
Total assets€264,084within the sector's middle half▲ 24.5%€662,955above the sector's middle half▲ 151%€737,932above the sector's middle half▲ 11.3%€809,622above the sector's middle half▲ 9.7%€1.1mabove the sector's middle half▲ 30.3%
Debt€10,396▲ 111%€12,396▲ 19.2%€21,471▲ 73.2%€21,945▲ 2.2%€114,029▲ 420%
Working capital€243,822above the sector's middle half▲ 17.8%€284,491above the sector's middle half▲ 16.7%€325,701above the sector's middle half▲ 14.5%€300,197above the sector's middle half▼ 7.8%€262,377above the sector's middle half▼ 12.6%
Solvency96.1%above the sector's middle half▼ 1.6pp98.1%above the sector's middle half▲ 2.1pp97.1%above the sector's middle half▼ 1.0pp97.3%above the sector's middle half▲ 0.2pp89.2%above the sector's middle half▼ 8.1pp
Current ratio24.45above the sector's middle half▼ 18.4823.95above the sector's middle half▼ 0.5016.17above the sector's middle half▼ 7.7814.68above the sector's middle half▼ 1.495.98above the sector's middle half▼ 8.70
Return on assets (ROA)27.8%above the sector's middle half▼ 0.5pp59.9%above the sector's middle half▲ 32.1pp13.9%above the sector's middle half▼ 46.0pp13.8%above the sector's middle half▼ 0.1pp17.9%above the sector's middle half▲ 4.1pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 59% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€740,224 ▲ 51.8%
Current assets
€315,098 ▼ 2.2%
Equity and liabilities €1.1m
Equity
€941,293 ▲ 19.5%
Debt
€114,029 ▲ 420%
Debt's share of the balance-sheet total rises from 2.7% to 10.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€286,921▲
2024 · €187,768
Cash flow
€216,401▲
2024 · €135,958
Debt to equity
0.12▲
2024 · 0.03
ROE
20.1%▲
2024 · 14.2%
Interest coverage
139.13▼
2024 · 476.61
Debt ≤ 1 year
€52,721▲
2024 · €21,945
Debt > 1 year
€61,308
Income taxes
€76,047▲
2024 · €57,493
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,811 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.3%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €7,556 | €4,106 | €0 | - | €13,353 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,135 | €11,179 | €23,471 | €24,275 | €27,257 | ▲ 12.3% |
| Other operating charges640/8 | €763 | €860 | €1,259 | €1,016 | €1,368 | ▲ 34.7% |
| Gross operating margin9900 | €109,723 | €587,687 | €170,033 | €188,784 | €288,289 | ▲ 52.7% |
| Operating profit (loss)9901 | €106,825 | €575,648 | €145,303 | €163,493 | €259,664 | ▲ 58.8% |
| Financial income75/76B | - | €0 | €2,442 | €6,077 | €7,589 | ▲ 24.9% |
| Recurring financial income75 | - | €0 | €2,442 | €6,077 | €7,589 | ▲ 24.9% |
| Financial charges65/66B | €259 | €313 | €305 | €394 | €2,062 | ▲ 423% |
| Recurring financial charges65 | €259 | €313 | €305 | €394 | €2,062 | ▲ 423% |
| Profit (loss) for the period before taxes9903 | €106,566 | €575,335 | €147,441 | €169,176 | €265,191 | ▲ 56.8% |
| Income taxes67/77 | €33,241 | €178,463 | €45,215 | €57,493 | €76,047 | ▲ 32.3% |
| Profit (loss) for the period9904 | €73,326 | €396,871 | €102,226 | €111,683 | €189,145 | ▲ 69.4% |
| Profit (loss) for the period to be appropriated9905 | €73,326 | €396,871 | €102,226 | €111,683 | €189,145 | ▲ 69.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €264,084 | €662,955 | €737,932 | €809,622 | €1.1m | ▲ 30.3% |
| Fixed assets21/28 | €9,866 | €366,069 | €390,760 | €487,481 | €740,224 | ▲ 51.8% |
| Tangible fixed assets22/27 | €9,866 | €81,069 | €105,760 | €102,214 | €354,957 | ▲ 247% |
| Land and buildings22 | - | - | - | - | €276,850 | - |
| Furniture and vehicles24 | €5,014 | €72,977 | €58,589 | €41,540 | €25,235 | ▼ 39.3% |
| Other tangible fixed assets26 | €4,852 | €8,091 | €47,171 | €60,673 | €52,872 | ▼ 12.9% |
| Financial fixed assets28 | - | €285,000 | €285,000 | €385,267 | €385,267 | = |
| Current assets29/58 | €254,218 | €296,886 | €347,173 | €322,142 | €315,098 | ▼ 2.2% |
| Amounts receivable within one year40/41 | €16,356 | €17,069 | €23,789 | €57,261 | €117,377 | ▲ 105% |
| Trade receivables40 | €16,356 | €17,069 | €23,789 | €57,121 | €71,209 | ▲ 24.7% |
| Other amounts receivable41 | - | - | - | €140 | €46,168 | ▲ 32,948% |
| Current investments50/53 | - | - | €200,000 | €150,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €235,746 | €276,998 | €118,556 | €111,050 | €195,326 | ▲ 75.9% |
| Deferred charges and accrued income490/1 | €2,117 | €2,819 | €4,828 | €3,831 | €2,395 | ▼ 37.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €264,084 | €662,955 | €737,932 | €809,622 | €1.1m | ▲ 30.3% |
| Equity10/15 | €253,688 | €650,559 | €716,461 | €787,678 | €941,293 | ▲ 19.5% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €247,488 | €644,359 | €710,261 | €781,478 | €935,093 | ▲ 19.7% |
| Non-distributable reserves130/1 | €1,860 | €0 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €0 | - | - | - | - |
| Distributable reserves133 | €245,628 | €644,359 | €710,261 | €781,478 | €935,093 | ▲ 19.7% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €10,396 | €12,396 | €21,471 | €21,945 | €114,029 | ▲ 420% |
| Amounts payable after more than one year17 | - | - | - | - | €61,308 | - |
| Financial debts170/4 | - | - | - | - | €61,308 | - |
| Amounts payable within one year42/48 | €10,396 | €12,396 | €21,471 | €21,945 | €52,721 | ▲ 140% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €6,174 | - |
| Trade debts44 | €1,572 | €4,085 | €1,512 | €2,133 | €2,463 | ▲ 15.5% |
| Suppliers440/4 | €1,572 | €4,085 | €1,512 | €2,133 | €2,463 | ▲ 15.5% |
| Taxes, remuneration and social security45 | €5,533 | €4,623 | €18,613 | €18,977 | €44,085 | ▲ 132% |
| Taxes450/3 | €5,533 | €4,623 | €18,613 | €18,977 | €44,085 | ▲ 132% |
| Other amounts payable47/48 | €3,292 | €3,687 | €1,346 | €835 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €73,326 | €396,871 | €102,226 | €111,683 | €189,145 | ▲ 69.4% |
| + Depreciation and write-downs630 | €2,135 | €11,179 | €23,471 | €24,275 | €27,257 | ▲ 12.3% |
| Operating cash flow (approximation) | €75,460 | €408,050 | €125,696 | €135,958 | €216,401 | ▲ 59.2% |
| Investment in fixed assets (approximation) | - | -€367,382 | -€48,162 | -€120,996 | -€280,000 | ▼ 131% |
| Change in cash | - | €41,252 | -€158,442 | -€7,506 | €84,276 | ▲ 1,223% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €396,871 ▲441%
Operating result €575,648, net result €396,871, both a record.
31-12
Financial
Equity above €500,000Eq €650,559 ▲156%
5 profitable years in a row build equity to €650,559.
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
19-01
State Gazette act
General meeting · Capital increase
Capital · Corporate purpose
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200,000Eq €207,151 ▲10.7%
3 profitable years in a row build equity to €207,151.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €35,529 ▼12.2%
Net result drops to €35,529, the lowest in the series; recovery starts the following year.
Show earlier events
31-12
Financial
Liquidity times 7current ratio 113.25
Current ratio from 16.35 to 113.25; short-term debt falls from €9,505 to €1,622.
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2013
Ground area
827 m²
Building footprint
159 m²
Volume, LiDAR
989 m³
Parcel 71032B0289/00F000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CaleAnco
since 20132.219.491.345
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71032B0289/00F000 | Flanders | 827 m² | 1 · 159 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
18.7%
According to the 2025 annual accounts of CaleAnco and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 6,144 companies in sector 46190 we hold annual accounts for 2,577. 1,230 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-06-2013
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0534985088
Registered
26-07-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.