Calé
Open bankruptcyA bankruptcy procedure is open for Calé according to publications in the Belgian State Gazette; curator: THOMAS VINCART.
Summary
The 2024 annual accounts show equity of €61,293 and a net result of €756.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Charleroi division
- Declared bankrupt
- 12 January 2026
- Supervising judge
- Alberto Munoz Y Moles
- Official Gazette
- 16-01-2026 (pdf) ↗search the document for 2026/101420
Deadlines
- Provisional date payments stopped
- 12 January 2026A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 31 January 2026Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 11 February 2026art. XX.104 and XX.155 CEL
- First verification report
- passed on 11 March 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- 12 January 2027Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Thomas VincartRue Tumelaire 43, 6000 Char- Leroi- . Date provisoire de cessation de paiement : 12/01/2026thomas.vincart@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Two signals.
+raises risk
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?List enrichment How is the Other specialised construction activities sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€61,293▼ 28.3%
2023 · €85,537
Total assets
€128,804=
2023 · €128,758
Net result
€756▼ 97.3%
2023 · €28,232
Working capital
€60,352▼ 28.6%
2023 · €84,526
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€34,878-€38,614▲ 10.7%€34,576▼ 10.5%€45▼ 99.9%
Net result€27,704above the sector's middle half-€28,601above the sector's middle half▲ 3.2%€28,232within the sector's middle half▼ 1.3%€756within the sector's middle half▼ 97.3%
Equity€28,704within the sector's middle half-€57,305within the sector's middle half▲ 99.6%€85,537within the sector's middle half▲ 49.3%€61,293within the sector's middle half▼ 28.3%
Total assets€232,562within the sector's middle half-€155,387within the sector's middle half▼ 33.2%€128,758within the sector's middle half▼ 17.1%€128,804within the sector's middle half=
Debt€203,858-€98,081▼ 51.9%€43,221▼ 55.9%€67,511▲ 56.2%
Working capital€28,218-€56,425▲ 100.0%€84,526▲ 49.8%€60,352▼ 28.6%
Solvency12.3%below the sector's middle half-36.9%within the sector's middle half▲ 24.5pp66.4%within the sector's middle half▲ 29.6pp47.6%within the sector's middle half▼ 18.8pp
Staff (FTE)1-1=1.8▲ 80.0%2▲ 11.1%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 100% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €128,804
Fixed assets
€941 ▼ 6.9%
Current assets
€127,863 ▲ 0.1%
Equity and liabilities €128,804
Equity
€61,293 ▼ 28.3%
Debt
€67,511 ▲ 56.2%
Debt's share of the balance-sheet total rises from 33.6% to 52.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€890▼
2023 · €35,172
Cash flow
€1,601▼
2023 · €28,828
Current ratio
1.89▼
2023 · 2.96
Debt to equity
1.10▲
2023 · 0.51
ROE
1.2%▼
2023 · 33.0%
ROA
0.6%▼
2023 · 21.9%
Interest coverage
0.73▼
2023 · 40.28
Debt ≤ 1 year
€67,511▲
2023 · €43,221
Income taxes
€1,000▼
2023 · €7,642
Staff costs
€127,707▲
2023 · €106,206
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €3,388 | €43,776 | €106,206 | €127,707 | ▲ 20.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €35 | €306 | €596 | €845 | ▲ 41.8% |
| Other operating charges640/8 | - | €997 | €4,881 | €2,438 | ▼ 50.1% |
| Gross operating margin9900 | €38,301 | €83,693 | €146,260 | €131,035 | ▼ 10.4% |
| Operating profit (loss)9901 | €34,878 | €38,614 | €34,576 | €45 | ▼ 99.9% |
| Financial income75/76B | €408 | €1,489 | €2,171 | €2,929 | ▲ 34.9% |
| Recurring financial income75 | €408 | €1,489 | €2,171 | €2,929 | ▲ 34.9% |
| Financial charges65/66B | €50 | €649 | €873 | €1,218 | ▲ 39.5% |
| Recurring financial charges65 | €50 | €649 | €873 | €1,218 | ▲ 39.5% |
| Profit (loss) for the period before taxes9903 | €35,236 | €39,453 | €35,874 | €1,756 | ▼ 95.1% |
| Income taxes67/77 | €7,531 | €10,852 | €7,642 | €1,000 | ▼ 86.9% |
| Profit (loss) for the period9904 | €27,704 | €28,601 | €28,232 | €756 | ▼ 97.3% |
| Profit (loss) for the period to be appropriated9905 | €27,704 | €28,601 | €28,232 | €756 | ▼ 97.3% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €232,562 | €155,387 | €128,758 | €128,804 | = |
| Fixed assets21/28 | €486 | €880 | €1,011 | €941 | ▼ 6.9% |
| Tangible fixed assets22/27 | €486 | €880 | €1,011 | €941 | ▼ 6.9% |
| Furniture and vehicles24 | €486 | €880 | €1,011 | €941 | ▼ 6.9% |
| Current assets29/58 | €232,076 | €154,506 | €127,747 | €127,863 | ▲ 0.1% |
| Amounts receivable within one year40/41 | €205,984 | €131,197 | €116,296 | €123,789 | ▲ 6.4% |
| Trade receivables40 | €192,993 | €99,688 | €62,263 | €70,838 | ▲ 13.8% |
| Other amounts receivable41 | €12,991 | €31,509 | €54,032 | €52,951 | ▼ 2.0% |
| Cash at bank and in hand54/58 | €26,091 | €23,181 | €11,109 | €3,943 | ▼ 64.5% |
| Deferred charges and accrued income490/1 | - | €128 | €343 | €131 | ▼ 61.8% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €232,562 | €155,387 | €128,758 | €128,804 | = |
| Equity10/15 | €28,704 | €57,305 | €85,537 | €61,293 | ▼ 28.3% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | - | €25,000 | €25,000 | €25,000 | = |
| Distributable reserves133 | - | €25,000 | €25,000 | €25,000 | = |
| Profit (loss) carried forward14 | €27,704 | €31,305 | €59,537 | €35,293 | ▼ 40.7% |
| Amounts payable17/49 | €203,858 | €98,081 | €43,221 | €67,511 | ▲ 56.2% |
| Amounts payable within one year42/48 | €203,858 | €98,081 | €43,221 | €67,511 | ▲ 56.2% |
| Trade debts44 | €186,308 | €74,753 | €16,361 | €25,452 | ▲ 55.6% |
| Suppliers440/4 | €186,308 | €74,753 | €16,361 | €25,452 | ▲ 55.6% |
| Taxes, remuneration and social security45 | €17,550 | €23,328 | €26,859 | €20,809 | ▼ 22.5% |
| Taxes450/3 | €15,067 | €13,883 | €18,494 | €5,256 | ▼ 71.6% |
| Remuneration and social security454/9 | €2,483 | €9,445 | €8,365 | €15,553 | ▲ 85.9% |
| Other amounts payable47/48 | - | - | - | €21,250 | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27,704 | €28,601 | €28,232 | €756 | ▼ 97.3% |
| + Depreciation and write-downs630 | €35 | €306 | €596 | €845 | ▲ 41.8% |
| Operating cash flow (approximation) | €27,739 | €28,907 | €28,828 | €1,601 | ▼ 94.4% |
| Investment in fixed assets (approximation) | - | -€700 | -€726 | -€775 | ▼ 6.7% |
| Change in cash | - | -€2,910 | -€12,072 | -€7,166 | ▲ 40.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
16-01
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · event 12-01-2026
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 120 days late
2024
31-12
Financial
Weakest financial yearnet €756 ▼97.3%
Net result drops to €756, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2021net €28,601 ▲3.2%
Operating result €38,614, net result €28,601, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Venise 216040 CharleroiGround area
302 m²
Building footprint
106 m²
Volume, LiDAR
917 m³
Parcel 21010B0049/00H003, Brussels · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Calé
since 20212.319.078.572
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21010B0049/00H003 | Brussels | 302 m² | 1 · 106 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | THOMAS VINCART RUE TUMELAIRE 43, 6000 CHAR-
LEROI- .
Date provisoire de cessation de paiement : 12/01/2026 |
12-01-2026 → present |
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,423. 6,182 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
68121Development of residential building projects
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.