Calcoen Expertise
ActiveSummary
Calcoen Expertise has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €22k. Its solvency ranks better than 66% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency93
Growth-
Track record67
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.05; short-term debt: 31.7% and cash: 81.8% of total assets), and 31.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.3%
Return on assets
60%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€25k
Total assets
€36k
Net result
€22k
Working capital
€24k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €36k
Fixed assets
€1k
Current assets
€35k
Equity and liabilities €36k
Equity
€25k
Debt
€12k
Debt finances 31.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€27k
Cash flow
€22k
Current ratio
3.05
Debt to equity
0.47
ROE
87.9%
ROA
60.0%
Interest coverage
567.95
Debt ≤ 1 year
€12k
Income taxes
€6k
Filed annual accounts As filed with the NBB · 2025 · 27 lines
Balance sheet
Code2025
Assets
Total assets20/58€36k
Fixed assets21/28€1k
Tangible fixed assets22/27€1k
Furniture and vehicles24€1k
Current assets29/58€35k
Amounts receivable within one year40/41€5k
Trade receivables40€5k
Cash at bank and in hand54/58€30k
Equity and liabilities
Total equity and liabilities10/49€36k
Equity10/15€25k
Contributions10/11€3k
Profit (loss) carried forward14€22k
Amounts payable17/49€12k
Amounts payable within one year42/48€12k
Taxes, remuneration and social security45€12k
Taxes450/3€12k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34
Other operating charges640/8€431
Gross operating margin9900€28k
Operating profit (loss)9901€27k
Financial charges65/66B€48
Recurring financial charges65€48
Profit (loss) for the period before taxes9903€27k
Income taxes67/77€6k
Profit (loss) for the period9904€22k
Profit (loss) for the period to be appropriated9905€22k
Appropriation of the result
Profit (loss) to be appropriated9906€22k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prudent Bolslaan 1321020 BrusselGround area
190 m²
Building footprint
99 m²
Volume, LiDAR
1,169 m³
Parcel 21815D0036/00Z006, Brussels · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Calcoen Expertise
since 20252.377.612.530
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0036/00Z006 | Brussels | 190 m² | 1 · 99 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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QUALITY TREE
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 6,136 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-2025
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.