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CALCIC

Active
Private limited company (pre-2019)founded 20188 yrs activeKruiskalsijdestraat(L) 33, 8600 Diksmuide, BelgiumKBO/BCE: BE 0698.934.092
Summary

CALCIC has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €47,991 and a net result of €469. Equity is shrinking by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 12% of 8111 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability38▲+4
Solvency34=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.08 against 0.01 in 2023; short-term debt: 60.8% and cash: 0.5% of total assets), and 91.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
8.6%
Return on assets
0.1%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 8111 sector peers (2024).
NBB · sector comparison
Position among 8111 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2023
on the day
2022
70 d late
2021
87 d late
2020
82 d late
2019
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 50 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 June 2018, CALCIC was incorporated.1 Total assets went from EUR 541,321 in 2019 to EUR 560,241 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€47,991▲ 1.0%
2023 · €47,522
Total assets
€560,241▲ 4.5%
2023 · €536,090
Net result
€469
2023 · -€8,032
Working capital
-€314,048▼ 6.3%
2023 · -€295,392
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€3,412▲ 94.2%-€2,049▲ 40.0%-€2,235▼ 9.1%-€2,190▲ 2.0%€6,645
Net result-€11,355below the sector's middle half▲ 83.2%-€10,444below the sector's middle half▲ 8.0%-€11,246below the sector's middle half▼ 7.7%-€8,032below the sector's middle half▲ 28.6%€469below the sector's middle half
Equity€77,243below the sector's middle half▼ 12.8%€66,799below the sector's middle half▼ 13.5%€55,553below the sector's middle half▼ 16.8%€47,522below the sector's middle half▼ 14.5%€47,991below the sector's middle half▲ 1.0%
Total assets€535,924within the sector's middle half▼ 1.0%€537,595within the sector's middle half▲ 0.3%€535,826within the sector's middle half▼ 0.3%€536,090within the sector's middle half=€560,241within the sector's middle half▲ 4.5%
Debt€458,681▲ 1.3%€470,796▲ 2.6%€480,273▲ 2.0%€488,568▲ 1.7%€512,250▲ 4.8%
Working capital-€199,671below the sector's middle half▼ 20.1%-€232,115below the sector's middle half▼ 16.2%-€265,361below the sector's middle half▼ 14.3%-€295,392below the sector's middle half▼ 11.3%-€314,048below the sector's middle half▼ 6.3%
Solvency14.4%below the sector's middle half▼ 2.0pp12.4%below the sector's middle half▼ 2.0pp10.4%below the sector's middle half▼ 2.1pp8.9%below the sector's middle half▼ 1.5pp8.6%below the sector's middle half▼ 0.3pp
Current ratio0.01below the sector's middle half▼ 0.030.02below the sector's middle half▲ 0.010.01below the sector's middle half▼ 0.010.01below the sector's middle half=0.08below the sector's middle half▲ 0.07
Return on assets (ROA)-2.1%below the sector's middle half▲ 10.3pp-1.9%below the sector's middle half▲ 0.2pp-2.1%below the sector's middle half▼ 0.2pp-1.5%below the sector's middle half▲ 0.6pp0.1%below the sector's middle half▲ 1.6pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0€5,000Operating result 2020: -€3,412-€3,412Net result 2020: -€11,355-€11,355Operating result 2021: -€2,049-€2,049Net result 2021: -€10,444-€10,444Operating result 2022: -€2,235-€2,235Net result 2022: -€11,246-€11,246Operating result 2023: -€2,190-€2,190Net result 2023: -€8,032-€8,032Operating result 2024: €6,645€6,645Net result 2024: €469€46920202021202220232024-€15,000-€10,000-€5,000€0€5,000Operating result 2022: -€2,235-€2,230Net result 2022: -€11,246-€11,200Operating result 2023: -€2,190-€2,190Net result 2023: -€8,032-€8,030Operating result 2024: €6,645€6,650Net result 2024: €469€469202220232024
The operating result returns to profit in 2024: €6,645 after a loss of €2,190 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €560,241
Fixed assets €533,580 =
Current assets €26,661 ▲ 962%
Equity and liabilities €560,241
Equity €47,991 ▲ 1.0%
Debt €512,250 ▲ 4.8%
Debt's share of the balance-sheet total rises from 91.1% to 91.4%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
Debt to equity
10.67▲
2023 · 10.28
ROE
1.0%▲
2023 · -16.9%
Debt ≤ 1 year
€340,710▲
2023 · €297,902
Debt > 1 year
€168,666▼
2023 · €190,666
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,603 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 96% are still going.

  • Small
  • 5 to 10 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
1.9% went bankrupt
1.8% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,603 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet Code20232024
Assets
Total assets20/58€536,090€560,241▲
Fixed assets21/28€533,580€533,580=
Tangible fixed assets22/27€533,580€533,580=
Land and buildings22€533,580€533,580=
Current assets29/58€2,510€26,661▲
Amounts receivable within one year40/41-€24,000
Trade receivables40-€24,000
Cash at bank and in hand54/58€2,510€2,661▲
Equity and liabilities
Total equity and liabilities10/49€536,090€560,241▲
Equity10/15€47,522€47,991▲
Contributions10/11€100,000€100,000=
Revaluation surpluses12€56,000€56,000=
Profit (loss) carried forward14-€108,478-€108,009▲
Amounts payable17/49€488,568€512,250▲
Amounts payable after more than one year17€190,666€168,666▼
Financial debts170/4€190,666€168,666▼
Amounts payable within one year42/48€297,902€340,710▲
Current portion of amounts payable after more than one year42€22,000€22,000=
Trade debts44€1,260€5,317▲
Suppliers440/4€1,260€5,317▲
Taxes, remuneration and social security45€0€3,750▲
Taxes450/3€0€3,750▲
Other amounts payable47/48€274,643€309,643▲
Accrued charges and deferred income492/3-€2,874
Income statement Code20232024
Other operating charges640/8€345€361▲
Gross operating margin9900-€1,845€7,006▲
Operating profit (loss)9901-€2,190€6,645▲
Financial charges65/66B€5,842€6,176▲
Recurring financial charges65€5,842€6,176▲
Profit (loss) for the period before taxes9903-€8,032€469▲
Profit (loss) for the period9904-€8,032€469▲
Profit (loss) for the period to be appropriated9905-€8,032€469▲
Appropriation of the result
Profit (loss) to be appropriated9906-€108,478-€108,009▲
Profit (loss) brought forward from the previous period14P-€100,447-€108,478▼

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-----
Other operating charges640/8-€311€314€345€361▲ 4.7%
Gross operating margin9900-€2,835-€1,738-€1,921-€1,845€7,006▲ 480%
Operating profit (loss)9901-€3,412-€2,049-€2,235-€2,190€6,645▲ 403%
Financial charges65/66B-€8,395€9,011€5,842€6,176▲ 5.7%
Recurring financial charges65€7,943€8,395€9,011€5,842€6,176▲ 5.7%
Profit (loss) for the period before taxes9903-€11,355-€10,444-€11,246-€8,032€469▲ 106%
Profit (loss) for the period9904-€11,355-€10,444-€11,246-€8,032€469▲ 106%
Profit (loss) for the period to be appropriated9905-€11,355-€10,444-€11,246-€8,032€469▲ 106%
Line20202021202220232024Change
Assets
Total assets20/58€535,924€537,595€535,826€536,090€560,241▲ 4.5%
Fixed assets21/28€533,580€533,580€533,580€533,580€533,580=
Tangible fixed assets22/27€533,580€533,580€533,580€533,580€533,580=
Land and buildings22-€533,580€533,580€533,580€533,580=
Current assets29/58€2,344€4,015€2,246€2,510€26,661▲ 962%
Amounts receivable within one year40/41----€24,000-
Trade receivables40----€24,000-
Cash at bank and in hand54/58€2,344€4,015€2,246€2,510€2,661▲ 6.0%
Equity and liabilities
Total equity and liabilities10/49€535,924€537,595€535,826€536,090€560,241▲ 4.5%
Equity10/15€77,243€66,799€55,553€47,522€47,991▲ 1.0%
Contributions10/11-€100,000€100,000€100,000€100,000=
Revaluation surpluses12-€56,000€56,000€56,000€56,000=
Profit (loss) carried forward14-€78,757-€89,201-€100,447-€108,478-€108,009▲ 0.4%
Amounts payable17/49€458,681€470,796€480,273€488,568€512,250▲ 4.8%
Amounts payable after more than one year17€256,666€234,666€212,666€190,666€168,666▼ 11.5%
Financial debts170/4-€234,666€212,666€190,666€168,666▼ 11.5%
Amounts payable within one year42/48€202,015€236,129€267,607€297,902€340,710▲ 14.4%
Current portion of amounts payable after more than one year42-€22,000€22,000€22,000€22,000=
Trade debts44€3,674€0-€1,260€5,317▲ 322%
Suppliers440/4-€0-€1,260€5,317▲ 322%
Taxes, remuneration and social security45-€578€291€0€3,750-
Taxes450/3-€578€291€0€3,750-
Other amounts payable47/48-€213,551€245,316€274,643€309,643▲ 12.7%
Accrued charges and deferred income492/3----€2,874-
Line20202021202220232024Change
Profit (loss) for the period9904-€11,355-€10,444-€11,246-€8,032€469▲ 106%
+ Depreciation and write-downs630€0-----
Operating cash flow (approximation)-€11,355-€10,444-€11,246-€8,032€469▲ 106%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€1,670-€1,769€264€151▼ 42.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
31-12
Financial Back to profitnet €469
Net result €469 after 5 loss-making years.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
09-10
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 70 days late
2022
26-10
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 87 days late
2021
21-10
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 82 days late
2020
28-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
1,158 m²
Building footprint
186 m²
Volume, LiDAR
1,023 m³
Parcel 32013B0816/00H000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CALCIC
Kruiskalsijdestraat(L) 33, 8600 DiksmuideReal estate development
since 20182.277.737.172
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
32013B0816/00H000 Flanders 1,158 m² 1 · 186 m² 6.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 37,982 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded28-06-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0698934092
Also 9925:BE0698934092
Registered 18-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.