Financials
- Fiscal year
- 2024
- Total assets
- €65,598
- Profit
- €3,190
- Solvency
- 84.5%
Turnover▲ 32.0%
Net result
20182020
CALC-CARE
ActiveSummary
The computed 12-month bankruptcy probability of CALC-CARE is 2.7% (moderate). The 2024 annual accounts show equity of €55,432 and a net result of €3,190. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 90% of 36364 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Plumbing work
NACE 43221
1 site
Size
€65,598total assets 2024
- Equity
- €55,432
- Profit
- €3,190
Structure
Accounts 64 d overdue0 of 1 deed read
Why 52- Figures for FY 2024 (filed 17-07-2025)- Size: total assets €65,598- 1 financial year not filed after the legal deadline; 2 of the last 3 late+ Equity €55,432 (84.5% of total assets)Show the evidence
Checked score
Score 2024
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 58% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
100=
equity 84.5% of total assets
Liquidity
53+6
short-term debt 15.5% · cash 5.3%
Profitability
74=
return on assets 4.9%
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.1%
12-2024: 2.0%▼ -5.4% vs 11-2024
01-2025: 2.0%▼ -1.3% vs 12-2024
02-2025: 2.0%● 0.0% vs 01-2025
03-2025: 2.0%▼ -1.3% vs 02-2025
04-2025: 2.0%▲ +1.7% vs 03-2025
05-2025: 2.0%▼ -1.8% vs 04-2025
06-2025: 2.0%● 0.0% vs 05-2025
07-2025: 2.0%▲ +3.4% vs 06-2025
08-2025: 1.2%▼ -41.6% vs 07-2025
09-2025: 1.2%● 0.0% vs 08-2025
10-2025: 1.2%● 0.0% vs 09-2025
11-2025: 1.2%● 0.0% vs 10-2025
12-2025: 1.2%▲ +0.5% vs 11-2025
01-2026: 1.1%▼ -6.8% vs 12-2025
02-2026: 1.1%● 0.0% vs 01-2026
03-2026: 1.1%▼ -1.4% vs 02-2026lowest value
04-2026: 1.1%▲ +1.8% vs 03-2026
05-2026: 1.1%▲ +2.0% vs 04-2026
06-2026: 1.1%● 0.0% vs 05-2026
07-2026: 1.1%▲ +0.9% vs 06-2026
08-2026: 1.5%▲ +34.5% vs 07-2026
09-2026: 1.7%▲ +11.5% vs 08-2026
10-2026: 2.7%▲ +57.6% vs 09-2026highest value
- Figures for FY 2024 (filed 17-07-2025) raises the probability
- Size: total assets €65,598 raises the probability for this profile
- 1 financial year not filed after the legal deadline; 2 of the last 3 late raises the probability
- Equity €55,432 (84.5% of total assets) lowers the probability
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 6.13 against 4.43 in 2023; short-term debt: 15.5% and cash: 5.3% of total assets), and 15.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 49%, profitability 46%, growth against the median 48%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
14 d early
2023
64 d late
2022
206 d late
2021
89 d late
2020
108 d late
2019
121 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 96 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Annual accounts filedfiscal year 2022 · micro…
Key points
By topic
Timeline
- Events
- 10
- Since
- 2019
- 17-07-2025Annual accounts filed
- 03-10-2024Annual accounts filed
- 22-02-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Plumbing workNACE 43221
- Founded
- 02-08-2016
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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