CALAMI
ActiveSummary
CALAMI has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €53k and a net result of €2k. Equity is shrinking by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 878 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability71▲+71
Solvency75▼-20
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 3.32 in 2023; short-term debt: 50.4% and cash: 25.7% of total assets), and 50.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Publishing activities (NACE 58)
about 30% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49.6%
Return on assets
1.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
23 d early
2023
62 d early
2022
31 d late
2021
60 d early
2020
18 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€165k
EBIT margin
16.2%
Net result
€2k
2023 · €-20k
Working capital
€21k▼ 58.1%
2023 · €50k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover
Operating result€16k▼ 40.5%€20k▲ 28.1%€7k▼ 66.2%€-17k€3k
Net result€9k▼ 51.0%€13k▲ 38.8%€3k▼ 79.4%€-20k€2k
EBIT margin
Equity€71k▼ 17.3%€84k▲ 18.2%€71k▼ 15.7%€51k▼ 28.4%€53k▲ 3.4%
Total assets€130k▼ 19.8%€162k▲ 24.3%€144k▼ 10.9%€72k▼ 49.7%€106k▲ 46.4%
Debt€59k▼ 22.6%€77k▲ 31.7%€73k▼ 5.6%€22k▼ 70.4%€53k▲ 148%
Working capital€64k▼ 13.7%€81k▲ 25.7%€69k▼ 14.4%€50k▼ 27.6%€21k▼ 58.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €3k after a loss of €17k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €106k
Fixed assets
€32k ▲ 4,071%
Current assets
€74k ▲ 3.9%
Equity and liabilities €106k
Equity
€53k ▲ 3.4%
Debt
€53k ▲ 148%
Debt's share of the balance-sheet total rises from 29.8% to 50.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k▲
2023 · €-16k
Cash flow
€6k▲
2023 · €-19k
Current ratio
1.39▼
2023 · 3.32
Debt to equity
1.02▲
2023 · 0.42
ROE
3.3%▲
2023 · -39.7%
ROA
1.6%▲
2023 · -27.9%
Interest coverage
8.53▲
2023 · -4.89
Debt ≤ 1 year
€53k▲
2023 · €22k
Income taxes
€508▲
2023 · €9
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €6k | €2k | €1k | €4k | ▲ 248% |
| Other operating charges640/8 | - | €593 | €429 | €781 | €4k | ▲ 462% |
| Gross operating margin9900 | €23k | €27k | €9k | €-15k | €11k | ▲ 173% |
| Operating profit (loss)9901 | €16k | €20k | €7k | €-17k | €3k | ▲ 117% |
| Financial income75/76B | - | - | - | €173 | €132 | ▼ 23.5% |
| Recurring financial income75 | - | - | - | €173 | €132 | ▼ 23.5% |
| Financial charges65/66B | - | €214 | €2k | €3k | €789 | ▼ 75.9% |
| Recurring financial charges65 | €1k | €214 | €2k | €3k | €789 | ▼ 75.9% |
| Profit (loss) for the period before taxes9903 | €15k | €20k | €5k | €-20k | €2k | ▲ 111% |
| Income taxes67/77 | €5k | €7k | €3k | €9 | €508 | ▲ 5,587% |
| Profit (loss) for the period9904 | €9k | €13k | €3k | €-20k | €2k | ▲ 109% |
| Profit (loss) for the period to be appropriated9905 | €9k | €13k | €3k | €-20k | €2k | ▲ 109% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €130k | €162k | €144k | €72k | €106k | ▲ 46.4% |
| Fixed assets21/28 | €7k | €3k | €2k | €758 | €32k | ▲ 4,071% |
| Tangible fixed assets22/27 | €7k | €3k | €2k | €758 | €32k | ▲ 4,071% |
| Furniture and vehicles24 | - | €3k | €2k | €758 | €32k | ▲ 4,071% |
| Current assets29/58 | €123k | €158k | €142k | €72k | €74k | ▲ 3.9% |
| Amounts receivable within one year40/41 | €13k | €10k | €21k | €19k | €47k | ▲ 142% |
| Trade receivables40 | - | €10k | €14k | €13k | €35k | ▲ 159% |
| Other amounts receivable41 | - | - | €7k | €6k | €12k | ▲ 105% |
| Cash at bank and in hand54/58 | €102k | €140k | €109k | €44k | €27k | ▼ 37.9% |
| Deferred charges and accrued income490/1 | - | €8k | €12k | €8k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €130k | €162k | €144k | €72k | €106k | ▲ 46.4% |
| Equity10/15 | €71k | €84k | €71k | €51k | €53k | ▲ 3.4% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Outside capital11 | - | €6k | €6k | €6k | €6k | = |
| Other1109/19 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €51k | €64k | €50k | €50k | €50k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €62k | €49k | €49k | €49k | = |
| Profit (loss) carried forward14 | €14k | €14k | €14k | €-6k | €-4k | ▲ 30.1% |
| Amounts payable17/49 | €59k | €77k | €73k | €22k | €53k | ▲ 148% |
| Amounts payable within one year42/48 | €59k | €77k | €73k | €22k | €53k | ▲ 148% |
| Current portion of amounts payable after more than one year42 | - | €3k | €7k | €1k | - | - |
| Trade debts44 | €16k | €7k | €11k | €9k | €7k | ▼ 25.0% |
| Suppliers440/4 | - | €7k | €11k | €9k | €7k | ▼ 25.0% |
| Advances received on contracts in progress46 | - | €25k | €25k | - | €36k | - |
| Taxes, remuneration and social security45 | - | €10k | €7k | €2k | - | - |
| Taxes450/3 | - | €10k | €7k | €2k | - | - |
| Other amounts payable47/48 | - | €32k | €23k | €9k | €10k | ▲ 11.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €13k | €3k | €-20k | €2k | ▲ 109% |
| + Depreciation and write-downs630 | €6k | €6k | €2k | €1k | €4k | ▲ 248% |
| Operating cash flow (approximation) | €15k | €19k | €4k | €-19k | €6k | ▲ 129% |
| Investment in fixed assets (approximation) | - | €-3k | €0 | €0 | €-35k | - |
| Change in cash | - | €38k | €-30k | €-66k | €-17k | ▲ 74.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €19k ▲90.2%
Operating result €27k, net result €19k, both a record.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
01-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux
Ground area
1,116 m²
Building footprint
112 m²
Volume, LiDAR
691 m³
Parcel 25025C0097/00E000, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25025C0097/00E000 | Wallonia | 1,116 m² | 1 · 112 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845009658EF1E5DB848
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Of 718 companies in sector 58190 we hold annual accounts for 214. 147 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded24-01-2008
Fiscal year end31-12
Activities, NACEBEL 2025
58190Other publishing activities, excluding software publishing
60310News agency activities
Scores and ratios are computed by Checked and are not a credit decision.