Calamero
ActiveSummary
The computed 12-month bankruptcy probability of Calamero is 8.9% (elevated). The 2025 annual accounts show negative equity (-€37,601) and a net result of -€12,423. Equity is shrinking by ~100.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 13560 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth55▲+23
Track record94
Bankruptcy probability, 12 months
8.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.22 against 0.36 in 2024; short-term debt: 418.3% and cash: 25.5% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-318.3%
Return on assets
-105.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year -€37,601
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
38 d late
2024
59 d late
2023
51 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 49 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€159,394▲ 157%
2024 · €61,943
EBIT margin
-8.0%▲ 53.7pp
2024 · -61.7%
Net result
-€12,423▲ 67.5%
2024 · -€38,219
Working capital
-€38,422▼ 47.2%
2024 · -€26,103
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Turnover€61,943€159,394▲ 157%
Operating result-€1,960--€38,219▼ 1,850%-€12,693▲ 66.8%
Net result-€1,960--€38,219▼ 1,850%-€12,423▲ 67.5%
EBIT margin-61.7%-8.0%▲ 53.7pp
Equity€13,040--€25,179-€37,601▼ 49.3%
Total assets€16,512-€15,433▼ 6.5%€11,813▼ 23.5%
Debt€3,472-€40,612▲ 1,070%€49,414▲ 21.7%
Working capital€12,014--€26,103-€38,422▼ 47.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12,693 in 2025 against €38,219 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11,813
Fixed assets
€821 ▼ 11.1%
Current assets
€10,992 ▼ 24.2%
Key figures and ratios
EBITDA
-€12,590▲
2024 · -€38,117
Cash flow
-€12,321▲
2024 · -€38,117
Solvency
-318.3%▼
2024 · -163.2%
Current ratio
0.22▼
2024 · 0.36
Quick ratio
0.18▲
2024 · 0.16
Debt to equity
-1.31▲
2024 · -1.61
ROA
-105.2%▲
2024 · -247.6%
Interest coverage
-290.30
Debt ≤ 1 year
€49,414▲
2024 · €40,612
Staff costs
€24,689▲
2024 · €14,573
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
8.2%
went bankrupt
5.4%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 8.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Turnover70 | - | €61,943 | €159,394 | ▲ 157% |
| Non-recurring operating income76A | - | - | €6 | - |
| Goods, raw materials, services and sundry goods60/61 | - | €46,440 | €123,662 | ▲ 166% |
| Remuneration, social security and pensions62 | - | €14,573 | €24,689 | ▲ 69.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €103 | €103 | = |
| Other operating charges640/8 | €1,960 | €39,047 | €23,640 | ▼ 39.5% |
| Gross operating margin9900 | - | €15,503 | €35,738 | ▲ 131% |
| Operating profit (loss)9901 | -€1,960 | -€38,219 | -€12,693 | ▲ 66.8% |
| Financial income75/76B | - | - | €313 | - |
| Recurring financial income75 | - | - | €313 | - |
| Financial charges65/66B | - | - | €43 | - |
| Recurring financial charges65 | - | - | €43 | - |
| Profit (loss) for the period before taxes9903 | -€1,960 | -€38,219 | -€12,423 | ▲ 67.5% |
| Profit (loss) for the period9904 | -€1,960 | -€38,219 | -€12,423 | ▲ 67.5% |
| Profit (loss) for the period to be appropriated9905 | -€1,960 | -€38,219 | -€12,423 | ▲ 67.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €16,512 | €15,433 | €11,813 | ▼ 23.5% |
| Formation expenses20 | €1,026 | - | - | - |
| Fixed assets21/28 | - | €923 | €821 | ▼ 11.1% |
| Intangible fixed assets21 | - | €923 | €821 | ▼ 11.1% |
| Current assets29/58 | €15,486 | €14,510 | €10,992 | ▼ 24.2% |
| Stocks and contracts in progress3 | - | €8,000 | €2,011 | ▼ 74.9% |
| Stocks30/36 | - | €8,000 | €2,011 | ▼ 74.9% |
| Amounts receivable within one year40/41 | €486 | €1,890 | €5,966 | ▲ 216% |
| Other amounts receivable41 | €486 | €1,890 | €5,966 | ▲ 216% |
| Cash at bank and in hand54/58 | €15,000 | €4,620 | €3,015 | ▼ 34.7% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €16,512 | €15,433 | €11,813 | ▼ 23.5% |
| Equity10/15 | €13,040 | -€25,179 | -€37,601 | ▼ 49.3% |
| Contributions10/11 | €15,000 | €13,040 | €15,000 | ▲ 15.0% |
| Capital10 | €15,000 | €13,040 | - | - |
| Issued capital100 | €15,000 | €13,040 | - | - |
| Uncalled capital101 | €0 | - | - | - |
| Profit (loss) carried forward14 | -€1,960 | -€38,219 | -€52,601 | ▼ 37.6% |
| Amounts payable17/49 | €3,472 | €40,612 | €49,414 | ▲ 21.7% |
| Amounts payable within one year42/48 | €3,472 | €40,612 | €49,414 | ▲ 21.7% |
| Trade debts44 | €3,472 | €28,227 | €32,612 | ▲ 15.5% |
| Suppliers440/4 | €3,472 | €28,227 | €32,612 | ▲ 15.5% |
| Taxes, remuneration and social security45 | - | - | €16,802 | - |
| Taxes450/3 | - | - | €1,022 | - |
| Remuneration and social security454/9 | - | - | €15,780 | - |
| Other amounts payable47/48 | - | €12,386 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,960 | -€38,219 | -€12,423 | ▲ 67.5% |
| + Depreciation and write-downs630 | - | €103 | €103 | = |
| Operating cash flow (approximation) | -€1,960 | -€38,117 | -€12,321 | ▲ 67.7% |
| Investment in fixed assets (approximation) | - | - | €0 | - |
| Change in cash | - | -€10,380 | -€1,605 | ▲ 84.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 38 days late
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
31-12
Financial
Weakest financial yearnet -€38,219
Net result drops to -€38,219, the lowest in the series; recovery starts the following year.
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2023
Ground area
181 m²
Building footprint
99 m²
Volume, LiDAR
843 m³
Parcel 13453S0072/00C000, Flanders · tallest building 13.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Calamero
since 20232.346.651.219
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453S0072/00C000 | Flanders | 181 m² | 1 · 99 m² | 13.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Recognitions · licences · registrations
Food safety, FASFC
1 siteTurnhout2.346.651.219
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Of 20,506 companies in sector 56111 we hold annual accounts for 11,454. 7,818 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
E-invoicing
Reachable via Peppol
Peppol ID
0208:0803101206
Also
9925:BE0803101206
Registered
28-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.