CALADRIA

Active

Private limited companyfounded 20224 yrs activeBevrijdingslaan (APP) 157, 9200 Dendermonde, BelgiumKBO/BCE: BE 0785.668.425

The computed 12-month bankruptcy probability of CALADRIA is 2.4% (moderate). The 2025 annual accounts show equity of €12k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 27787 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

56 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability82▼-18

Solvency38▼-29

Growth78=

Track record94

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.08 against 2.53 in 2024; short-term debt: 47.5% and cash: 20.7% of total assets), and 86.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

13.3%

Return on assets

10.3%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 27787 sector peers (2025).

NBB · sector comparison

Position among 27787 sector peers

Solvency

better than 16%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

7 d early

2024

1 d early

2023

28 d early

2022

47 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

23-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€12k▼ 80.4%

2024 · €62k

2022: €5k 2023: €23k 2024: €62k

2022 → 2025

Total assets

€92k▼ 37.9%

2024 · €147k

2022: €63k 2023: €80k 2024: €147k

2022 → 2025

Net result

€9k▼ 76.0%

2024 · €39k

2022: €5k 2023: €18k 2024: €39k

2022 → 2025

Working capital

€3k▼ 93.8%

2024 · €55k

2022: €674 2023: €13k 2024: €55k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€5k-€23k▲ 361%€62k▲ 173%€12k▼ 80.4%

Operating result€5k-€22k▲ 354%€50k▲ 122%€14k▼ 71.1%

Net result€5k-€18k▲ 261%€39k▲ 120%€9k▼ 76.0%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 71% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €92k

48.8%

51.2%

Fixed assets €45k▼ 20.5%

Current assets €47k▼ 48.6%

Equity and liabilities €92k

13.3%

86.7%

Equity €12k▼ 80.4%

Debt €79k▼ 6.9%

The debt ratio rises from 57.8% to 86.7%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€26k▼

2024 · €55k

Cash flow

€21k▼

2024 · €45k

Solvency

13.3%▼

2024 · 42.2%

Current ratio

1.08▼

2024 · 2.53

Quick ratio

1.08▼

2024 · 2.53

Debt / equity

6.50▲

2024 · 1.37

ROE

77.5%▲

2024 · 63.3%

ROA

10.3%▼

2024 · 26.7%

Interest coverage

8.57▼

2024 · 25.10

Debt

€79k▼

2024 · €85k

Debt ≤ 1 year

€43k▲

2024 · €36k

Debt > 1 year

€36k▼

2024 · €49k

Income taxes

€5k▼

2024 · €10k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€147k€92k▼

Fixed assets21/28€56k€45k▼

Tangible fixed assets22/27€56k€44k▼

Furniture and vehicles24€2k€995▼

Leasing and similar rights25€54k€43k▼

Financial fixed assets28€186€186=

Current assets29/58€91k€47k▼

Amounts receivable within one year40/41€79k€26k▼

Trade receivables40€29k€3k▼

Other amounts receivable41€50k€23k▼

Cash at bank and in hand54/58€10k€19k▲

Deferred charges and accrued income490/1€2k€2k▲

Equity and liabilities

Total equity and liabilities10/49€147k€92k▼

Equity10/15€62k€12k▼

Contributions10/11-€3k

Reserves13€62k€10k▼

Distributable reserves133€62k€10k▼

Profit (loss) carried forward14-€0

Amounts payable17/49€85k€79k▼

Amounts payable after more than one year17€49k€36k▼

Financial debts170/4€49k€36k▼

Amounts payable within one year42/48€36k€43k▲

Current portion of amounts payable after more than one year42€13k€13k▲

Trade debts44€429€431▲

Suppliers440/4€429€431▲

Taxes, remuneration and social security45€23k€30k▲

Taxes450/3€23k€30k▲

Other amounts payable47/48€0-

Income statement Code20242025

Non-recurring operating income76A€8k€0▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€12k▲

Other operating charges640/8€1k€1k▲

Non-recurring operating charges66A€104€0▼

Gross operating margin9900€57k€27k▼

Operating profit (loss)9901€50k€14k▼

Financial income75/76B€2k€3k▲

Recurring financial income75€2k€3k▲

Financial charges65/66B€2k€3k▲

Recurring financial charges65€2k€3k▲

Profit (loss) for the period before taxes9903€50k€14k▼

Income taxes67/77€10k€5k▼

Profit (loss) for the period9904€39k€9k▼

Profit (loss) for the period to be appropriated9905€39k€9k▼

Appropriation of the result

Profit (loss) to be appropriated9906€39k€9k▼

Transfer from equity791/2-€62k

Transfer to equity691/2€39k€9k▼

To other reserves6921€39k€9k▼

Profit to be distributed694/7-€62k

Return on contributions (dividend)694-€62k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 1Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

24-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2022net €39k ▲120%

Operating result €50k, net result €39k, both a record.

03-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

14-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Dendermonde · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bevrijdingslaan (APP) 1579200 Dendermonde

Ground area

1,098 m²

Building footprint

238 m²

Volume, LiDAR

786 m³

Parcel 42001B0106/00R002, Flanders · tallest building 5.2 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

CALADRIA

Bevrijdingslaan (APP) 157, 9200 DendermondeGeneral electrical installation work

since 20222.333.259.576

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42001B0106/00R002	Flanders	1,098 m²	1 · 238 m²	5.2 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Sint-Lievens-Houtem · Eq €12k

GLODI ENERGY

BE 1015.331.464

Ninove · Eq €12k

Of 22,826 companies in sector 43211 we hold annual accounts for 10,328. 6,067 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded03-05-2022

Fiscal year end31-12

Activities, NACEBEL

43211General electrical installation work

43222Installation of electric heating, air conditioning, cooling and ventilation

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.