CAL - CONSULT
ActiveSummary
CAL - CONSULT has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €357k and a net result of €47k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 38% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability66▼-8
Solvency61▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity short (current ratio 0.07 against 0.04 in 2023; short-term debt: 13.8% and cash: 0.3% of total assets), and 63.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
21 d late
2022
on the day
2021
52 d late
2020
23 d late
2019
54 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€357k▲ 13.5%
2023 · €315k
2018: €173klowest in 7 years
2019: €201k▲ +16.3% vs 2018
2020: €246k▲ +22.4% vs 2019
2021: €267k▲ +8.5% vs 2020
2022: €284k▲ +6.5% vs 2021
2023: €315k▲ +10.8% vs 2022
2024: €357k▲ +13.5% vs 2023highest in 7 years
2018 → 2024
Total assets
€988k▲ 1.7%
2023 · €971k
2018: €997k
2019: €984k▼ -1.3% vs 2018
2020: €1.00M▲ +2.0% vs 2019highest in 7 years
2021: €995k▼ -1.0% vs 2020
2022: €974k▼ -2.0% vs 2021
2023: €971k▼ -0.3% vs 2022lowest in 7 years
2024: €988k▲ +1.7% vs 2023
2018 → 2024
Net result
€47k▲ 10.5%
2023 · €42k
2018: €29klowest in 7 years
2019: €31k▲ +6.2% vs 2018
2020: €50k▲ +59.5% vs 2019highest in 7 years
2021: €41k▼ -17.8% vs 2020
2022: €45k▲ +10.4% vs 2021
2023: €42k▼ -5.6% vs 2022
2024: €47k▲ +10.5% vs 2023
2018 → 2024
Working capital
€-127k▼ 21.2%
2023 · €-105k
2018: €-94k
2019: €-99k▼ -5.6% vs 2018
2020: €-102k▼ -2.7% vs 2019
2021: €-101k▲ +0.8% vs 2020
2022: €-81k▲ +19.9% vs 2021highest in 7 years
2023: €-105k▼ -30.1% vs 2022
2024: €-127k▼ -21.2% vs 2023lowest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€246k-€267k▲ 8.5%€284k▲ 6.5%€315k▲ 10.8%€357k▲ 13.5%
2020: €246klowest in 5 years
2021: €267k▲ +8.5% vs 2020
2022: €284k▲ +6.5% vs 2021
2023: €315k▲ +10.8% vs 2022
2024: €357k▲ +13.5% vs 2023highest in 5 years
Operating result€88k-€75k▼ 14.9%€76k▲ 0.9%€75k▼ 0.6%€79k▲ 5.2%
2020: €88khighest in 5 years
2021: €75k▼ -14.9% vs 2020lowest in 5 years
2022: €76k▲ +0.9% vs 2021
2023: €75k▼ -0.6% vs 2022
2024: €79k▲ +5.2% vs 2023
Net result€50k-€41k▼ 17.8%€45k▲ 10.4%€42k▼ 5.6%€47k▲ 10.5%
2020: €50khighest in 5 years
2021: €41k▼ -17.8% vs 2020lowest in 5 years
2022: €45k▲ +10.4% vs 2021
2023: €42k▼ -5.6% vs 2022
2024: €47k▲ +10.5% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 5% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €988k
Fixed assets
€979k ▲ 1.2%
Current assets
€9k ▲ 119%
Equity and liabilities €988k
Equity
€357k ▲ 13.5%
Debt
€631k ▼ 3.9%
Debt's share of the balance-sheet total falls from 67.6% to 63.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€106k▼
2023 · €110k
Cash flow
€74k▼
2023 · €78k
Current ratio
0.07▲
2023 · 0.04
Debt to equity
1.76▼
2023 · 2.08
ROE
13.1%▼
2023 · 13.5%
ROA
4.7%▲
2023 · 4.4%
Interest coverage
4.95▼
2023 · 5.97
Debt ≤ 1 year
€137k▲
2023 · €109k
Debt > 1 year
€484k▼
2023 · €546k
Income taxes
€11k▼
2023 · €14k
Staff costs
€54k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€971k€988k▲
Fixed assets21/28€967k€979k▲
Tangible fixed assets22/27€967k€979k▲
Land and buildings22€967k€979k▲
Financial fixed assets28€50€50=
Current assets29/58€4k€9k▲
Amounts receivable within one year40/41€68€5k▲
Trade receivables40€68€5k▲
Cash at bank and in hand54/58€4k€3k▼
Deferred charges and accrued income490/1€470€2k▲
Equity and liabilities
Total equity and liabilities10/49€971k€988k▲
Equity10/15€315k€357k▲
Contributions10/11€63k€63k=
Outside capital11€63k€63k=
Other1109/19€63k€63k=
Reserves13€252k€295k▲
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€246k€289k▲
Amounts payable17/49€656k€631k▼
Amounts payable after more than one year17€546k€484k▼
Financial debts170/4€546k€484k▼
Amounts payable within one year42/48€109k€137k▲
Current portion of amounts payable after more than one year42€66k€66k▼
Financial debts43€12k€12k=
Credit institutions430/8€12k€12k=
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Advances received on contracts in progress46€14k€14k=
Taxes, remuneration and social security45€15k€32k▲
Taxes450/3€15k€19k▲
Remuneration and social security454/9-€13k
Other amounts payable47/48€675€9k▲
Accrued charges and deferred income492/3€778€10k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€54k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€27k▼
Other operating charges640/8€6k€6k▼
Gross operating margin9900€117k€166k▲
Operating profit (loss)9901€75k€79k▲
Financial income75/76B€0€3▲
Recurring financial income75€0€3▲
Financial charges65/66B€18k€21k▲
Recurring financial charges65€18k€21k▲
Profit (loss) for the period before taxes9903€57k€58k▲
Income taxes67/77€14k€11k▼
Profit (loss) for the period9904€42k€47k▲
Profit (loss) for the period to be appropriated9905€42k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€47k▲
Transfer from equity791/2€8k-
Transfer to equity691/2€42k€47k▲
To other reserves6921€42k€47k▲
Profit to be distributed694/7€8k-
Return on contributions (dividend)694€8k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €54k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17k | €23k | €22k | €35k | €27k | ▼ 24.0% |
| Other operating charges640/8 | - | €6k | €6k | €6k | €6k | ▼ 2.9% |
| Gross operating margin9900 | €111k | €103k | €103k | €117k | €166k | ▲ 42.6% |
| Operating profit (loss)9901 | €88k | €75k | €76k | €75k | €79k | ▲ 5.2% |
| Financial income75/76B | - | €102 | €1 | €0 | €3 | ▲ 30,900% |
| Recurring financial income75 | €805 | €102 | €1 | €0 | €3 | ▲ 30,900% |
| Financial charges65/66B | - | €19k | €18k | €18k | €21k | ▲ 15.6% |
| Recurring financial charges65 | €23k | €19k | €18k | €18k | €21k | ▲ 15.6% |
| Profit (loss) for the period before taxes9903 | €66k | €56k | €57k | €57k | €58k | ▲ 1.8% |
| Income taxes67/77 | €16k | €16k | €12k | €14k | €11k | ▼ 23.9% |
| Profit (loss) for the period9904 | €50k | €41k | €45k | €42k | €47k | ▲ 10.5% |
| Profit (loss) for the period to be appropriated9905 | €50k | €41k | €45k | €42k | €47k | ▲ 10.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.00M | €995k | €974k | €971k | €988k | ▲ 1.7% |
| Fixed assets21/28 | €972k | €959k | €941k | €967k | €979k | ▲ 1.2% |
| Tangible fixed assets22/27 | €972k | €959k | €941k | €967k | €979k | ▲ 1.2% |
| Land and buildings22 | - | €959k | €940k | €967k | €979k | ▲ 1.2% |
| Furniture and vehicles24 | - | €346 | €174 | - | - | - |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €32k | €35k | €34k | €4k | €9k | ▲ 119% |
| Amounts receivable within one year40/41 | €1k | €319 | €6k | €68 | €5k | ▲ 7,201% |
| Trade receivables40 | - | €319 | €6k | €68 | €5k | ▲ 7,201% |
| Other amounts receivable41 | - | - | €3 | - | - | - |
| Current investments50/53 | €25k | €25k | €25k | - | - | - |
| Cash at bank and in hand54/58 | €5k | €6k | €1k | €4k | €3k | ▼ 23.7% |
| Deferred charges and accrued income490/1 | - | €4k | €2k | €470 | €2k | ▲ 236% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.00M | €995k | €974k | €971k | €988k | ▲ 1.7% |
| Equity10/15 | €246k | €267k | €284k | €315k | €357k | ▲ 13.5% |
| Contributions10/11 | €63k | €63k | €63k | €63k | €63k | = |
| Outside capital11 | - | €63k | €63k | €63k | €63k | = |
| Other1109/19 | - | €63k | €63k | €63k | €63k | = |
| Reserves13 | €183k | €204k | €222k | €252k | €295k | ▲ 16.9% |
| Non-distributable reserves130/1 | - | €6k | €6k | €6k | €6k | = |
| Reserves not available under the articles1311 | - | €6k | €6k | €6k | €6k | = |
| Distributable reserves133 | - | €198k | €215k | €246k | €289k | ▲ 17.3% |
| Amounts payable17/49 | €759k | €728k | €690k | €656k | €631k | ▼ 3.9% |
| Amounts payable after more than one year17 | €617k | €583k | €571k | €546k | €484k | ▼ 11.3% |
| Financial debts170/4 | - | €583k | €571k | €546k | €484k | ▼ 11.3% |
| Amounts payable within one year42/48 | €134k | €136k | €115k | €109k | €137k | ▲ 25.0% |
| Current portion of amounts payable after more than one year42 | - | €63k | €64k | €66k | €66k | ▼ 0.1% |
| Financial debts43 | - | €9k | €14k | €12k | €12k | = |
| Credit institutions430/8 | - | €9k | €14k | €12k | €12k | = |
| Trade debts44 | €4k | €3k | €3k | €3k | €4k | ▲ 57.6% |
| Suppliers440/4 | - | €3k | €3k | €3k | €4k | ▲ 57.6% |
| Advances received on contracts in progress46 | - | €13k | €13k | €14k | €14k | = |
| Taxes, remuneration and social security45 | - | €26k | €18k | €15k | €32k | ▲ 122% |
| Taxes450/3 | - | €25k | €18k | €15k | €19k | ▲ 31.0% |
| Remuneration and social security454/9 | - | €1k | - | - | €13k | - |
| Other amounts payable47/48 | - | €23k | €4k | €675 | €9k | ▲ 1,196% |
| Accrued charges and deferred income492/3 | - | €9k | €4k | €778 | €10k | ▲ 1,131% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €50k | €41k | €45k | €42k | €47k | ▲ 10.5% |
| + Depreciation and write-downs630 | €17k | €23k | €22k | €35k | €27k | ▼ 24.0% |
| Operating cash flow (approximation) | €67k | €63k | €67k | €78k | €74k | ▼ 5.1% |
| Investment in fixed assets (approximation) | - | €-9k | €-3k | €-61k | €-39k | ▲ 37.1% |
| Change in cash | - | €1k | €-5k | €3k | €-891 | ▼ 134% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 52 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Highest result since 2018net €50k ▲59.5%
Operating result €88k, net result €50k, both a record.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
31-12
Financial
Equity above €200kEq €201k ▲16.3%
2 profitable years in a row build equity to €201k.
06-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 37 days late
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boortmeerbeek · 1 establishment unit since 1996
Ground area
1,210 m²
Building footprint
227 m²
Volume, LiDAR
1,095 m³
Parcel 24039A0104/00H000, Flanders · tallest building 8.4 m, ±1 floor. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Slagveldweg 66, 3191 Boortmeerbeek
since 19962.078.653.481
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24039A0104/00H000 | Flanders | 1,209 m² | 1 · 227 m² | 8.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. 6,337 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-10-1996
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.