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CAKE and BREAD

Active
Private limited companyfounded 2022active for 4 yearsHoogstraat 31, 2800 Mechelen, BelgiumKBO/BCE: BE 0793.236.702

The file of CAKE and BREAD contains 2 historical bankruptcy publications, as published in the Belgian Official Gazette.

Summary

The computed 12-month bankruptcy probability is 3.8% (moderate). The 2025 annual accounts show equity of €23,439 and a net result of -€2,471. Equity has been stable since 2023 (±0.9% per year). Its solvency ranks better than 56% of 22,817 sector peers (NACE 47, financial year 2025).

Overview

Official details

Source: KBO
Status
Active since 03-11-2022 Normal situation
Activity
Retail sale of bread and pastry (bakery outlets) NACE 47241and 1 other
Establishment unit
2.340.512.010 2800 Mechelen, since 03-11-2022
Financial year end
31 December
Peppol
Reachable since 20-07-2026

Board and ownership

Board
Shareholders
  • RIOUCH Sanaedeed of 07-11-2022

Financial position

48 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.8%
Annual accounts 2025
Gross margin
€71,862
▼ 2.2%
Turnover
≈ €560,000
estimated
Loss
€2,471
Equity
€23,439
▼ 9.5%
Total assets
€57,774
▲ 14.7%
Employees on 31-12-2025
2
=
  • 2025 accounts filed 81 days after the deadline
Score breakdownraises riskLast filed accounts filed 81 days late; 3 of the last 3 accounts lateFounded in 2022Liquidity: current ratio 0.92, cash €291, halvedSize: total assets €57,774Show the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 36% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 66-10
equity 40.6% of total assets
Liquidity 20-31
short-term debt 59.4% · cash 0.5%
Profitability 63-11
return on assets -4.3%
Bankruptcy probability within 12 months
3.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: 3.2% 01-2025: 3.2%● unchanged vs 12-2024 02-2025: 3.2%● unchanged vs 01-2025 03-2025: 3.2%● unchanged vs 02-2025 04-2025: 3.2%● unchanged vs 03-2025 05-2025: 3.1%▼ -0.1 percentage points vs 04-2025 06-2025: 7.1%▲ +4.0 percentage points vs 05-2025 07-2025: 7.5%▲ +0.4 percentage points vs 06-2025 08-2025: 8.0%▲ +0.5 percentage points vs 07-2025 09-2025: 8.3%▲ +0.3 percentage points vs 08-2025highest value 11-2025: 1.9% 12-2025: 1.9%● unchanged vs 11-2025 01-2026: 1.9%● unchanged vs 12-2025 02-2026: 1.8%▼ -0.1 percentage points vs 01-2026 03-2026: 1.9%▲ +0.1 percentage points vs 02-2026 04-2026: 1.9%● unchanged vs 03-2026 05-2026: 1.9%● unchanged vs 04-2026 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 1.7%▼ -0.2 percentage points vs 06-2026lowest value 08-2026: 2.3%▲ +0.6 percentage points vs 07-2026 09-2026: 2.6%▲ +0.3 percentage points vs 08-2026 10-2026: 3.8%▲ +1.2 percentage points vs 09-2026 11-2026: 3.8%● unchanged vs 10-2026
Credit of up to €1,000 on 30-day terms, only on tighter conditions: historical bankruptcy publications
Liquidity is insufficient, with a current ratio of 0.92 (0.78 in 2024), below 1. Short-term debt is 59.4% and cash 0.5% of total assets. 59.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 56% of them on solvency, 18% on liquidity, 45% on profitability and 27% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises riskneutral
raises risk · Last filed accounts filed 81 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.92, cash €291, halved
NBB · annual accounts
raises risk · Size: total assets €57,774
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian Official Gazette, no current open procedure.
Belgian Official Gazette
raises risk · 2025 accounts filed 81 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-10-2026, 81 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
81 days late
2024
45 days late
2023
310 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 145 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 October (3 of the last 3 accounts filed within 230 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Positive: More staff in 2025from 2.7 FTE to 5.9 FTE ▲ 119% View

Recent changes

  1. · Bankruptcy Bankruptcy reversalEnterprise Court of Antwerp, Mechelen division · judgment of 06-10-2025
  2. · Bankruptcy Bankruptcy declaredEnterprise Court of Antwerp, Mechelen division · judgment of 08-09-2025
  3. · Gazette deed IncorporationFounding capital of €15,000, 100 shares · Founder: RIOUCH Sanae · Appointment: RIOUCH Sanae (director)
All 7 events

Comparable companies

These companies have the same main activity as CAKE and BREAD: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €48,300 and €71,600, founded between 2022 and 2023.

CompanyTotal assetsGross margin
CAKE and BREAD Mechelen€57,774€71,862
BAKKERIJ AFRAH Antwerp€59,486€83,086
RVC & Things Ninove€58,606€63,459
THE XX Sint-Niklaas€58,180€75,083
HanToonius Kapellen€71,561€62,307
’t Eels Brood Ravels€55,626€85,429
BOZKIR Antwerp€48,278€94,832
Full comparison

Key facts about CAKE and BREAD

What is the company number of CAKE and BREAD?
The company number of CAKE and BREAD is 0793.236.702. The VAT number is the same number with BE in front: BE 0793.236.702.
Where is CAKE and BREAD based?
The registered office is at Hoogstraat 31, 2800 Mechelen.Company details
What does CAKE and BREAD do?
According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
What is the legal form of CAKE and BREAD?
CAKE and BREAD is a private limited company (BV).
When was CAKE and BREAD founded?
CAKE and BREAD was founded on 03-11-2022.
Is CAKE and BREAD still active?
Yes, CAKE and BREAD is an active enterprise in the KBO register.
How many employees does CAKE and BREAD have?
CAKE and BREAD had an average of 5.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CAKE and BREAD?
The turnover in financial year 2025 is ≈ €560,000. This figure is estimated from the gross margin of €71,862 and 44 comparable companies (NACE 472). It probably lies between €320,000 and €760,000.
Is CAKE and BREAD profitable?
In financial year 2025, CAKE and BREAD made a loss of €2,471.
Where can I find the annual accounts of CAKE and BREAD?
CAKE and BREAD filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CAKE and BREAD due?
CAKE and BREAD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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