Caju
ActiveThe computed 12-month bankruptcy probability of Caju is 7.3% (elevated). The 2025 annual accounts show negative equity (€-86k) and a net result of €-17k. Equity is shrinking by ~33.8% per year across the filed fiscal years. Its solvency ranks better than 7% of 13090 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
21
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50=
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
7.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.17 in 2024; short-term debt: 152.6% and cash: 1.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-209.2%
Return on assets
-41.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-86k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
18 d early
2024
6 d early
2023
19 d early
2022
8 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-86k▼ 24.4%
2024 · €-69k
2022: €-20k
2023: €-51k
2024: €-69k
2022 → 2025
Total assets
€41k▼ 43.3%
2024 · €73k
2022: €131k
2023: €97k
2024: €73k
2022 → 2025
Net result
€-17k▲ 8.1%
2024 · €-18k
2022: €-30k
2023: €-31k
2024: €-18k
2022 → 2025
Working capital
€-59k▼ 26.8%
2024 · €-47k
2022: €-30k
2023: €-43k
2024: €-47k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-20k-€-51k▼ 160%€-69k▼ 36.2%€-86k▼ 24.4%
Operating result€-28k-€-28k▲ 1.8%€-17k▲ 38.2%€-17k▲ 2.3%
Net result€-30k-€-31k▼ 5.8%€-18k▲ 41.2%€-17k▲ 8.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €17k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€36k▼ 40.9%
Current assets
€4k▼ 59.7%
Key figures and ratios
EBITDA
€9k▼
2024 · €13k
Cash flow
€9k▼
2024 · €11k
Solvency
-209.2%▼
2024 · -95.4%
Current ratio
0.06▼
2024 · 0.17
Quick ratio
0.02▼
2024 · 0.09
Debt / equity
-1.48▲
2024 · -2.05
ROA
-41.1%▼
2024 · -25.3%
Interest coverage
37.06▲
2024 · 9.42
Debt
€128k▼
2024 · €142k
Debt ≤ 1 year
€63k▲
2024 · €56k
Debt > 1 year
€64k▼
2024 · €86k
Staff costs
€35k▼
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€73k€41k▼
Formation expenses20€3k€2k▼
Fixed assets21/28€61k€36k▼
Intangible fixed assets21€15k€13k▼
Tangible fixed assets22/27€45k€22k▼
Land and buildings22€391€251▼
Plant, machinery and equipment23€32k€21k▼
Furniture and vehicles24€13k€1k▼
Current assets29/58€10k€4k▼
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€875€738▼
Other amounts receivable41€875€738▼
Cash at bank and in hand54/58€2k€468▼
Deferred charges and accrued income490/1€2k€16▼
Equity and liabilities
Total equity and liabilities10/49€73k€41k▼
Equity10/15€-69k€-86k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-79k€-96k▼
Amounts payable17/49€142k€128k▼
Amounts payable after more than one year17€86k€64k▼
Financial debts170/4€86k€64k▼
Amounts payable within one year42/48€56k€63k▲
Current portion of amounts payable after more than one year42€12k€25k▲
Trade debts44€141€1k▲
Suppliers440/4€141€1k▲
Taxes, remuneration and social security45€10k€5k▼
Taxes450/3€5k€3k▼
Remuneration and social security454/9€5k€2k▼
Other amounts payable47/48€35k€31k▼
Accrued charges and deferred income492/3-€700
Income statement
Code20242025
Remuneration, social security and pensions62€45k€35k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€26k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€59k€46k▼
Operating profit (loss)9901€-17k€-17k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€1k€244▼
Recurring financial charges65€1k€244▼
Profit (loss) for the period before taxes9903€-18k€-17k▲
Profit (loss) for the period9904€-18k€-17k▲
Profit (loss) for the period to be appropriated9905€-18k€-17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-79k€-96k▼
Profit (loss) brought forward from the previous period14P€-61k€-79k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-31k
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moorkensplein 282140 AntwerpenGround area
92 m²
Building footprint
85 m²
Volume, LiDAR
1,086 m³
Parcel 11006A0353/00W009, Flanders · tallest building 15.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Caju
since 20222.335.762.176
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0353/00W009 | Flanders | 92 m² | 1 · 85 m² | 15.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 600 EUR awarded · 600 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 600 EUR |
| 2022 | 1 | 600 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 20,506 companies in sector 56111 we hold annual accounts for 11,453.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2022
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
47279Other retail sale of food
47299Retail trade
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.