CAJAS
ActiveSummary
The computed 12-month bankruptcy probability of CAJAS is 1.5% (moderate). The 2025 annual accounts show negative equity (-€91,938) and a net result of -€15,164. Equity is shrinking by ~10.5% per year across the filed fiscal years. The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 7 accounts on average 29 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 2,332 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a small loss
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,332 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,380 | €12,380 | €12,103 | €11,887 | €14,868 | ▲ 25.1% |
| Other operating charges640/8 | €17,103 | €18,095 | €20,494 | €17,810 | €19,846 | ▲ 11.4% |
| Gross operating margin9900 | €27,675 | €24,349 | €26,579 | €19,459 | €19,550 | ▲ 0.5% |
| Operating profit (loss)9901 | -€1,808 | -€6,126 | -€6,018 | -€10,238 | -€15,164 | ▼ 48.1% |
| Profit (loss) for the period before taxes9903 | -€1,808 | -€6,126 | -€6,018 | -€10,238 | -€15,164 | ▼ 48.1% |
| Profit (loss) for the period9904 | -€1,808 | -€6,126 | -€6,018 | -€10,238 | -€15,164 | ▼ 48.1% |
| Profit (loss) for the period to be appropriated9905 | -€1,808 | -€6,126 | -€6,018 | -€10,238 | -€15,164 | ▼ 48.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €345,609 | €339,483 | €333,465 | €323,227 | €308,062 | ▼ 4.7% |
| Formation expenses20 | - | - | €0 | - | - | - |
| Fixed assets21/28 | €307,201 | €294,822 | €287,538 | €276,366 | €270,441 | ▼ 2.1% |
| Tangible fixed assets22/27 | €307,201 | €294,822 | €287,538 | €276,366 | €270,441 | ▼ 2.1% |
| Land and buildings22 | €304,410 | €294,368 | €284,325 | €274,283 | €264,240 | ▼ 3.7% |
| Other tangible fixed assets26 | €2,791 | €454 | €3,213 | €2,083 | €6,201 | ▲ 198% |
| Current assets29/58 | €38,408 | €44,661 | €45,927 | €46,861 | €37,621 | ▼ 19.7% |
| Cash at bank and in hand54/58 | €38,408 | €44,661 | €45,927 | €46,861 | €37,621 | ▼ 19.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €345,609 | €339,483 | €333,465 | €323,227 | €308,062 | ▼ 4.7% |
| Equity10/15 | -€54,391 | -€60,517 | -€66,535 | -€76,773 | -€91,938 | ▼ 19.8% |
| Contributions10/11 | €25,000 | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Capital10 | €25,000 | €25,000 | - | - | - | - |
| Issued capital100 | €55,000 | €55,000 | - | - | - | - |
| Uncalled capital101 | €30,000 | €30,000 | - | - | - | - |
| Profit (loss) carried forward14 | -€79,391 | -€85,517 | -€91,535 | -€101,773 | -€116,938 | ▼ 14.9% |
| Amounts payable17/49 | €400,000 | €400,000 | €400,000 | €400,000 | €400,000 | = |
| Amounts payable after more than one year17 | €400,000 | €400,000 | €400,000 | €400,000 | €400,000 | = |
| Financial debts170/4 | €400,000 | €400,000 | €400,000 | €400,000 | €400,000 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,808 | -€6,126 | -€6,018 | -€10,238 | -€15,164 | ▼ 48.1% |
| + Depreciation and write-downs630 | €12,380 | €12,380 | €12,103 | €11,887 | €14,868 | ▲ 25.1% |
| Operating cash flow (approximation) | €10,572 | €6,254 | €6,085 | €1,649 | -€296 | ▼ 118% |
| Investment in fixed assets (approximation) | - | -€1 | -€4,819 | -€715 | -€8,943 | ▼ 1,151% |
| Change in cash | - | €6,253 | €1,266 | €934 | -€9,240 | ▼ 1,089% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41024B0066/00G000 | Flanders | 1,948 m² | 1 · 219 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Company details
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 30 September 2026 · Peppol Directory
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