CAIME
ActiveSummary
The computed 12-month bankruptcy probability of CAIME is 2.4% (moderate). The 2024 annual accounts show negative equity (-€17,526) and a net result of €2,293. Equity fluctuates too strongly from year to year to read a trend from it. The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 22-11-2000 Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.313.118.517 1030 Schaarbeek, since 22-11-2000
- Financial year end
- 31 December
- Peppol
- Reachable since 16-01-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.4%
- Gross margin
- €19,503
- Turnover
- ≈ €150,000
- estimated
- Profit
- €2,293
- Equity
- -€17,526
- ▲ 11.6%
- Total assets
- €133,364
- ▲ 307%
- Negative equity on 31-12-2024
- 2025 accounts not filed, 95 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 01-10-2025)1 financial year not filed after the legal deadline; last filed accounts filed 60 days late; 2 of the last 3 accounts latelowers riskSize: total assets €133,364Founded in 2000Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 11% of them on solvency, 6% on liquidity, 51% on profitability and 69% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 6 accounts on average 68 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 3 November 2026.
Annual accounts 2024 filed on 29-09-2025 PDF all 24 filings
Every figure per financial year
The operating result for 2024 is a profit of €3,419, after a loss of €8,876 in 2023.
Investments
| Item | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Tangible fixed assets | €3,223 | - | €3,472 | €107,074 |
| Depreciation and write-downs of the year | €8,878 | €7,708 | €6,594 | €13,400 |
Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €39,398 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €64,815 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,189 | €8,896 | €8,656 | €8,878 | €7,708 | €6,594 | €13,400 | ▲ 103% |
| Other operating charges640/8 | - | - | - | €917 | €2,320 | €1,612 | €2,684 | ▲ 66.5% |
| Gross operating margin9900 | €15,178 | €16,408 | €21,187 | €4,329 | €1,307 | -€670 | €19,503 | - |
| Operating profit (loss)9901 | -€7,230 | €2,986 | €11,857 | -€5,467 | -€8,721 | -€8,876 | €3,419 | - |
| Financial income75/76B | - | - | - | €271 | €106 | €110 | €137 | ▲ 25.4% |
| Recurring financial income75 | €123 | €161 | €175 | €271 | €106 | €110 | €137 | ▲ 25.4% |
| Financial charges65/66B | - | - | - | €844 | €524 | €412 | €873 | ▲ 112% |
| Recurring financial charges65 | €1,197 | €1,895 | €1,802 | €844 | €524 | €412 | €873 | ▲ 112% |
| Profit (loss) for the period before taxes9903 | -€8,304 | €1,253 | €10,230 | -€6,039 | -€9,139 | -€9,178 | €2,683 | - |
| Income taxes67/77 | - | €1,151 | €3,177 | -€1 | - | €184 | €390 | ▲ 112% |
| Profit (loss) for the period9904 | -€8,304 | €101 | €7,052 | -€6,038 | -€9,139 | -€9,362 | €2,293 | - |
| Profit (loss) for the period to be appropriated9905 | -€8,304 | €101 | €7,052 | -€6,038 | -€9,139 | -€9,362 | €2,293 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €108,867 | €77,266 | €73,549 | €64,593 | €55,833 | €32,730 | €133,364 | ▲ 307% |
| Fixed assets21/28 | €47,731 | €43,153 | €39,764 | €34,108 | €26,400 | €23,279 | €116,952 | ▲ 402% |
| Tangible fixed assets22/27 | €47,731 | €43,153 | €39,764 | €34,108 | €26,400 | €23,279 | €116,952 | ▲ 402% |
| Land and buildings22 | - | - | - | €15,600 | €14,625 | €13,650 | €12,675 | ▼ 7.1% |
| Plant, machinery and equipment23 | - | - | - | - | - | - | €469 | - |
| Furniture and vehicles24 | - | - | - | €6,256 | €3,686 | €4,890 | €48,055 | ▲ 883% |
| Other tangible fixed assets26 | - | - | - | €12,252 | €8,089 | €4,739 | €55,753 | ▲ 12× |
| Current assets29/58 | €61,136 | €34,113 | €33,785 | €30,485 | €29,433 | €9,451 | €16,412 | ▲ 73.7% |
| Amounts receivable within one year40/41 | €16,746 | €19,468 | €13,614 | €12,283 | €25,401 | €7,816 | €3,816 | ▼ 51.2% |
| Trade receivables40 | - | - | - | €8,283 | €21,401 | - | - | - |
| Other amounts receivable41 | - | - | - | €4,000 | €4,000 | €7,816 | €3,816 | ▼ 51.2% |
| Cash at bank and in hand54/58 | €40,127 | €6,968 | €7,996 | €7,324 | €3,755 | €1,245 | €3,099 | ▲ 149% |
| Deferred charges and accrued income490/1 | - | - | - | €10,879 | €276 | €390 | €9,496 | ▲ 24× |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €108,867 | €77,266 | €73,549 | €64,593 | €55,833 | €32,730 | €133,364 | ▲ 307% |
| Equity10/15 | €14,404 | €14,505 | €21,557 | €15,519 | €6,380 | -€19,818 | -€17,526 | ▲ 11.6% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Contributions outside capital11 | - | - | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Other1109/19 | - | - | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €2,957 | €2,957 | €2,957 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | €1,097 | €1,097 | - | - | - |
| Profit (loss) carried forward14 | -€6,057 | -€5,955 | - | -€6,038 | -€15,177 | -€40,278 | -€37,986 | ▲ 5.7% |
| Provisions and deferred taxes16 | - | - | - | - | - | €6,000 | €6,000 | = |
| Provisions for liabilities and charges160/5 | - | - | - | - | - | €6,000 | €6,000 | = |
| Other liabilities and charges164/5 | - | - | - | - | - | €6,000 | €6,000 | = |
| Amounts payable17/49 | €94,464 | €62,762 | €51,991 | €49,074 | €49,453 | €46,548 | €144,890 | ▲ 211% |
| Amounts payable after more than one year17 | €47,665 | €36,153 | €15,145 | €4,180 | €3,507 | €3,000 | €3,000 | = |
| Financial debts170/4 | - | - | - | €1,180 | €507 | - | - | - |
| Other amounts payable178/9 | - | - | - | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Amounts payable within one year42/48 | €46,799 | €26,608 | €36,846 | €44,894 | €45,946 | €43,548 | €141,890 | ▲ 226% |
| Current portion of amounts payable after more than one year42 | - | - | - | €16,693 | €6,329 | €9,824 | - | - |
| Trade debts44 | €15,212 | €14,085 | €13,213 | €13,389 | €15,307 | €18,302 | €15,080 | ▼ 17.6% |
| Suppliers440/4 | - | - | - | €13,389 | €15,307 | €18,302 | €15,080 | ▼ 17.6% |
| Taxes, remuneration and social security45 | - | - | - | - | - | €233 | €623 | ▲ 168% |
| Taxes450/3 | - | - | - | - | - | €233 | €623 | ▲ 168% |
| Other amounts payable47/48 | - | - | - | €14,812 | €24,310 | €15,189 | €126,186 | ▲ 731% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€8,304 | €101 | €7,052 | -€6,038 | -€9,139 | -€9,362 | €2,293 | - |
| + Depreciation and write-downs630 | €20,189 | €8,896 | €8,656 | €8,878 | €7,708 | €6,594 | €13,400 | ▲ 103% |
| Operating cash flow (approximation) | €11,885 | €8,998 | €15,708 | €2,841 | -€1,431 | -€2,768 | €15,693 | - |
| Investment in fixed assets (approximation) | - | -€4,318 | -€5,267 | -€3,223 | €0 | -€3,472 | -€107,074 | ▼ 2,984% |
| Change in cash | - | -€33,159 | €1,028 | -€673 | -€3,568 | -€2,510 | €1,854 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,449 companies had the same profile as CAIME has now. Two years later, 92.2% were still going and 2.5% had gone bankrupt.
- Micro
- 20 years or older
- negative equity
- a profit under 5% of the balance sheet
Another 0.6% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CAIME itself: 2.4% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,449 companies, not a prediction for CAIME. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 24 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 29-09-2025 | 2025-00519918 | |
| 31-12-2023 | micro format | 30-09-2024 | 2024-00492301 | |
| 31-12-2022 | micro format | 26-08-2023 | 2023-00372850 | |
| 31-12-2021 | micro format | 18-11-2022 | 2022-20523010 | |
| 31-12-2020 | micro format | 31-08-2021 | 2021-64700170 | |
| 31-12-2019 | micro format | 30-11-2020 | 2020-74300500 | |
| 31-12-2018 | micro format | 30-08-2019 | 2019-61600159 | |
| 31-12-2017 | micro format | 30-08-2018 | 2018-61300131 | |
| 31-12-2016 | micro format | 29-08-2017 | 2017-55100582 | |
| 31-12-2015 | full format | 29-08-2016 | 2016-52300282 |
Board & ownership
Directors
Owners and capital
Owners
Network & group
CAIME shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of CAIME. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21902A0211/00T002 | Brussels | 98 m² | 1 · 86 m² | 12.8 m · 3 |