CAILLIMMO
ActiveCAILLIMMO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.38M and a net result of €82k. Equity is growing by ~30.4% per year across the filed fiscal years. Its solvency ranks better than 92% of 9150 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190k at 30 days acceptable
Liquidity ample (current ratio 2.68 against 0.93 in 2024; short-term debt: 2.9% and cash: 5% of total assets), and 8.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.8%
Return on assets
3.2%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
20 d early
2023
57 d early
2022
49 d early
2021
61 d early
2020
65 d early
2019
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.38M▲ 3.6%
2024 · €2.30M
2018: €344k
2019: €648k
2020: €666k
2021: €659k
2022: €748k
2023: €2.39M
2024: €2.30M
2018 → 2025
Total assets
€2.59M▼ 4.8%
2024 · €2.72M
2018: €1.42M
2019: €1.29M
2020: €1.22M
2021: €1.19M
2022: €1.26M
2023: €2.68M
2024: €2.72M
2018 → 2025
Net result
€82k▼ 22.5%
2024 · €106k
2018: €37k
2019: €304k
2020: €-8k
2021: €-7k
2022: €89k
2023: €-7k
2024: €106k
2018 → 2025
Working capital
€125k
2024 · €-19k
2018: €-553k
2019: €-29k
2020: €-32k
2021: €-36k
2022: €56k
2023: €52k
2024: €-19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€659k-€748k▲ 13.5%€2.39M▲ 220%€2.30M▼ 3.9%€2.38M▲ 3.6%
Operating result€8k-€103k▲ 1,132%€7k▼ 93.2%€136k▲ 1,862%€111k▼ 18.6%
Net result€-7k-€89k€-7k€106k€82k▼ 22.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.59M
Fixed assets
€2.39M▼ 2.7%
Current assets
€199k▼ 24.6%
Equity and liabilities €2.59M
Equity
€2.38M▲ 3.6%
Provisions
€134k▼ 3.1%
Debt
€79k▼ 72.4%
The debt ratio falls from 10.5% to 3.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€176k▼
2024 · €201k
Cash flow
€147k▼
2024 · €171k
Solvency
91.8%▲
2024 · 84.4%
Current ratio
2.68▲
2024 · 0.93
Quick ratio
2.68▲
2024 · 0.93
Debt / equity
0.03▼
2024 · 0.13
ROE
3.4%▼
2024 · 4.6%
ROA
3.2%▼
2024 · 3.9%
Interest coverage
163.35▲
2024 · 49.34
Debt
€79k▼
2024 · €287k
Debt ≤ 1 year
€74k▼
2024 · €283k
Income taxes
€32k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.72M€2.59M▼
Fixed assets21/28€2.46M€2.39M▼
Tangible fixed assets22/27€2.46M€2.39M▼
Land and buildings22€2.46M€2.39M▼
Current assets29/58€264k€199k▼
Amounts receivable within one year40/41€117k€68k▼
Trade receivables40€41k€68k▲
Other amounts receivable41€76k€0▼
Cash at bank and in hand54/58€143k€130k▼
Deferred charges and accrued income490/1€4k€555▼
Equity and liabilities
Total equity and liabilities10/49€2.72M€2.59M▼
Equity10/15€2.30M€2.38M▲
Contributions10/11€1.67M€1.67M=
Reserves13€621k€703k▲
Tax-exempt reserves132€414k€401k▼
Distributable reserves133€207k€302k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€138k€134k▼
Deferred taxes168€138k€134k▼
Amounts payable17/49€287k€79k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€283k€74k▼
Current portion of amounts payable after more than one year42€38k€0▼
Financial debts43€26€0▼
Credit institutions430/8€26€0▼
Trade debts44€11k€37k▲
Suppliers440/4€11k€37k▲
Taxes, remuneration and social security45€678€14k▲
Taxes450/3€678€14k▲
Other amounts payable47/48€234k€23k▼
Accrued charges and deferred income492/3€4k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€65k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-1k€-2k▼
Other operating charges640/8€33k€37k▲
Gross operating margin9900€233k€211k▼
Operating profit (loss)9901€136k€111k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€4k€1k▼
Recurring financial charges65€4k€1k▼
Profit (loss) for the period before taxes9903€132k€110k▼
Transfer from deferred taxes780€4k€4k=
Income taxes67/77€31k€32k▲
Profit (loss) for the period9904€106k€82k▼
Transfer from tax-exempt reserves789€13k€13k=
Profit (loss) for the period to be appropriated9905€118k€95k▼
Appropriation of the result
Profit (loss) to be appropriated9906€118k€95k▼
Transfer from equity791/2€200k€0▼
Transfer to equity691/2€118k€95k▼
To other reserves6921€118k€95k▼
Profit to be distributed694/7€200k€0▼
Return on contributions (dividend)694€200k€0▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 2.68
Current ratio from 0.93 to 2.68; short-term debt falls from €283k to €74k.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €106k
Net result €106k after one loss-making year.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €2MEq €2.39M ▲220%
Equity rises from €748k to €2.39M.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €89k
Net result €89k after 2 loss-making years.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-8k ▼103%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €304k ▲729%
Operating result €490k, net result €304k, both a record.
31-12
Financial
Equity above €500kEq €648k ▲88.4%
2 profitable years in a row build equity to €648k.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Veurne · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koksijdestraat 258630 VeurneGround area
1,671 m²
Building footprint
485 m²
Volume, LiDAR
1,628 m³
Parcel 38025E0285/00N002, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Koksijdestraat 25, 8630 Veurne
since 19942.065.538.685
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38025E0285/00N002 | Flanders | 1,671 m² | 1 · 485 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PRIMO
BE 0430.524.008
Olen · Eq €2.38M
MORELIMMO
BE 0472.480.565
Tournai · Eq €2.38M
IMMOMIS
BE 0441.112.151
Tournai · Eq €2.37M
LA FLEUR DU PAIN HOLDING
BE 0450.737.422
Ganshoren · Eq €2.37M
INVEST PRO EURO 99 S.A.
BE 0464.415.313
Léglise · Eq €2.37M
Of 9,140 companies in sector 68201 we hold annual accounts for 6,768. 4,096 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-1993
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.