Equity
€45,942 from €131,761 in 2023
Equity fell by 65% in 2 years.
CAILLARD
Overview
Lifetime
7 annual accounts with figures on one time axispeak €202,181 (2025)
€202,181▲ 32.4%
peak €148,211 (2025)
€148,211▲ 34.9%
peak €131,761 (2023)
€45,942▲ 102%
€298,003▲ 99.1%
peak 0 FTE (2023)
-not published
Board2 names since 2019
2 directors and 1 other
Documentsfilings and deeds
02-02-2026179 days before the deadline
2025micro format
Gross margin from €152,757 to €202,181Result from €109,849 to €148,211Dividend €125,000Equity from €22,731 to €45,942Debts from €149,684 to €298,003Investments €141,772
Key points
from the 2025 annual accountsDebts
€298,003 87% of the balance sheet
Financial debts 17%Suppliers 0%Taxes and wages 9%Other 74%
Of this, €70,765 falls due within a year.
Investments
€20,386 21.0 × depreciation
Green is investment, beige is depreciation.
Liquidity
1.97 was 0.76 in 2024
Short-term debts fell from €143,485 to €70,765.
Filings
7 annual accounts since 2019
The last five annual accounts were filed 171 to 190 days before the end of the period.
Position in the sector
13.4%
Lower solvency than 84% of companies in legal and accounting. Sector median 56.9% · 16,409 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Credit verdict
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, since 02-07-2019
Director, since 30-05-2023
- 3,000 sharesdeed of 04-07-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0729707541
Appointment: (director)
General meeting of 30-05-2023 · Gazette deed
Incorporation
Founding capital of €3,000, 3,000 shares · Founder: · Appointment: (director) · published on 04-07-2019 · Gazette deed
First establishment
Bolderserf 7, Mouscron
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CAILLARD Mouscron | €343,945 | €202,181 | 13.4% | - |
| Bureau CBMG Fleurus | €406,329 | €223,206 | 3.5% | - |
| DACI TAX CONSULT Brussels | €350,870 | €202,247 | 41.1% | - |
| GESTOR & ASSOCIATES Oupeye | €351,877 | €189,010 | 63.6% | - |
| Louva Consulting Tienen | €383,312 | €198,607 | 81.1% | - |
| Fiscaal Bureau Pas Zele | €361,048 | €211,951 | 19.0% | - |
| JULIE BRAEM Zulte | €333,738 | €236,618 | 38.9% | - |
These companies have the same main activity as CAILLARD: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €334,000 and €406,000, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 02-07-2019Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Establishment unit
- 2.290.883.0487711 Mouscron, since 02-07-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 01-01-2026
Annual accounts 2025
- €202,181▲ 32.4%
- ≈ €380,000estimated
- €148,211▲ 34.9%
- €45,942▲ 102%
- €343,945▲ 99.5%
- Filing
- Filed on 02-02-2026, 179 days before the end of the filing period
Insights on CAILLARD
CAILLARD files the micro format. That format states no turnover. The gross margin rose from €30,312 in 2019 to €202,181 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 02-02-2026, 179 days before the deadline€202,181
▲ 32.4%
€200,461
▲ 35.3%
€148,211
▲ 34.9%
€68,698
▲ €103,450
13.4%
▲ 0.2 percentage points
1.97
▲ 1.21
The turnover shown is an estimate from the gross margin.
Turnover ≈ €380,000. Estimated: probably between €310,000 and €470,000.
Balance sheet
balance sheet total €343,945 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
13.4%
Higher than 16% of 16,409 companies in 2025.
1.97
Higher than 45% of 16,149 companies in 2025.
43.1%
Higher than 80% of 16,286 companies in 2025.
CAILLARD
Middle half of the sector
80% of the sector
Micro accounts in legal and accounting (NACE 69)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||
20/58 |
343,945 | 172,415 | 184,210 | 137,756 | 62,894 | 40,937 | 34,775 | |
21/28 |
204,482 | 63,682 | 60,430 | 62,622 | 6,462 | 6,953 | 8,119 | |
22/27 |
19,415 | 3,948 | 696 | 2,888 | 6,462 | 6,953 | 8,119 | |
24 |
19,415 | 3,948 | 696 | 2,888 | 6,462 | 6,953 | 8,119 | |
28 |
185,067 | 59,734 | 59,734 | 59,734 | - | - | - | |
29/58 |
139,463 | 108,733 | 123,780 | 75,134 | 56,432 | 33,984 | 26,656 | |
40/41 |
90,750 | 81,632 | 89,391 | 42,997 | 8,800 | 2,567 | 18,987 | |
40 |
90,750 | 79,028 | 89,055 | 38,420 | 8,800 | 2,567 | 18,586 | |
41 |
0 | 2,604 | 336 | 4,577 | - | 0 | 401 | |
50/53 |
- | - | 0 | 58 | 10,385 | - | - | |
54/58 |
47,599 | 26,817 | 34,390 | 32,080 | 37,247 | 31,418 | 7,669 | |
490/1 |
1,114 | 284 | - | - | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||
10/49 |
343,945 | 172,415 | 184,210 | 137,756 | 62,894 | 40,937 | 34,775 | |
10/15 |
45,942 | 22,731 | 131,761 | 77,776 | 48,307 | 23,485 | 22,731 | |
10/11 |
3,000 | 3,000 | 3,000 | 3,000 | 3,000 | 3,000 | - | |
11 |
- | - | - | - | - | - | 3,000 | |
1100/10 |
- | - | - | - | - | - | 3,000 | |
13 |
42,942 | 19,731 | 128,761 | 74,776 | 45,307 | 20,485 | 19,731 | |
133 |
42,942 | 19,731 | 128,761 | 74,776 | 45,307 | 20,485 | 19,731 | |
14 |
0 | 0 | 0 | 0 | - | - | - | |
17/49 |
298,003 | 149,684 | 52,449 | 59,980 | 14,587 | 17,452 | 12,044 | |
17 |
227,238 | 6,199 | 18,423 | 30,420 | - | - | - | |
170/4 |
50,988 | 6,199 | 18,423 | 30,420 | - | - | - | |
178/9 |
176,250 | - | - | - | - | - | - | |
42/48 |
70,765 | 143,485 | 34,026 | 29,560 | 14,587 | 17,452 | 12,044 | |
42 |
27,426 | 12,224 | 11,997 | 11,775 | - | - | - | |
44 |
30 | 311 | 464 | 311 | 1,392 | 746 | 1,102 | |
440/4 |
30 | 311 | 464 | 311 | 1,392 | 746 | 1,102 | |
45 |
25,709 | 16,858 | 21,565 | 17,474 | 12,533 | 14,362 | 10,382 | |
450/3 |
25,709 | 16,858 | 21,565 | 17,474 | 12,533 | 14,362 | 10,382 | |
47/48 |
17,600 | 114,091 | - | 0 | 662 | 2,343 | 560 | |
492/3 |
- | - | - | - | - | 0 | 0 | |
| Income statement | ||||||||
76A |
- | 0 | 125 | - | - | - | - | |
9900 |
202,181 | 152,757 | 143,389 | 85,240 | 35,635 | 11,646 | 30,312 | |
630 |
971 | 3,804 | 1,892 | 3,529 | 4,192 | 2,021 | 1,574 | |
640/8 |
749 | 770 | 685 | 348 | 0 | 6,536 | - | |
9901 |
200,461 | 148,183 | 140,812 | 81,364 | 31,442 | 3,089 | 28,738 | |
75/76B |
- | 0 | 36 | 556 | 335 | 0 | 4 | |
75 |
- | 0 | 36 | 556 | 335 | 0 | 4 | |
65/66B |
2,044 | 937 | 1,108 | 1,032 | 360 | 108 | 22 | |
65 |
2,044 | 937 | 1,108 | 1,032 | 360 | 108 | 22 | |
9903 |
198,417 | 147,245 | 139,739 | 80,887 | 31,417 | 2,981 | 28,720 | |
67/77 |
50,207 | 37,396 | 30,709 | 25,842 | 6,595 | 1,427 | 8,189 | |
9904 |
148,211 | 109,849 | 109,030 | 55,045 | 24,822 | 1,554 | 20,531 | |
9905 |
148,211 | 109,849 | 109,030 | 55,045 | 24,822 | 1,554 | 20,531 | |
| Appropriation of the result | ||||||||
9906 |
148,211 | 109,849 | 109,030 | 55,045 | 24,822 | 1,554 | 20,531 | |
791/2 |
0 | 109,030 | 55,045 | 25,576 | - | - | - | |
691/2 |
23,211 | 0 | 109,030 | 55,045 | 24,822 | 754 | 19,731 | |
6921 |
23,211 | 0 | 109,030 | 55,045 | 24,822 | 754 | 19,731 | |
694/7 |
125,000 | 218,879 | 55,045 | 25,576 | 0 | 800 | 800 | |
694 |
125,000 | 218,879 | 55,045 | 25,576 | 0 | 800 | 800 | |
| Social balance sheet | ||||||||
9087 |
- | - | 0 | - | - | - | - | |
| Document | ||||||||
The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 02-02-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 02-02-2026 | 2026-00027325 | |
| 31-12-2024 | micro format | 22-01-2025 | 2025-00007931 | |
| 31-12-2023 | full format | 08-02-2024 | 2024-00027903 | |
| 31-12-2022 | full format | 24-01-2023 | 2023-00002199 | |
| 31-12-2021 | micro format | 10-02-2022 | 2022-05500490 | |
| 31-12-2020 | micro format | 02-05-2021 | 2021-12900387 | |
| 31-12-2019 | micro format | 02-06-2020 | 2020-14200585 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| 201,433 | 151,987 | 142,704 | 84,893 | 35,635 | 5,110 | 30,312 | ||
| 149,182 | 113,653 | 110,922 | 58,573 | 29,015 | 3,575 | 22,105 | ||
| 145,720 | 7,056 | -301 | 59,734 | 3,702 | 8,245 | 9,693 | ||
| 20,781 | -7,572 | 2,310 | -5,168 | 5,830 | 23,748 | - | ||
| 68,698 | -34,752 | 89,754 | 45,574 | 41,845 | 16,533 | 14,613 | ||
| 13.4% | 13.2% | 71.5% | 56.5% | 76.8% | 57.4% | 65.4% | ||
| 1.97 | 0.76 | 3.64 | 2.54 | 3.87 | 1.95 | 2.21 | ||
| 6.49 | 6.58 | 0.40 | 0.77 | 0.30 | 0.74 | 0.53 | ||
| 322.6% | 483.3% | 82.7% | 70.8% | 51.4% | 6.6% | 90.3% | ||
| 43.1% | 63.7% | 59.2% | 40.0% | 39.5% | 3.8% | 59.0% | ||
| 98.55 | over 100 | over 100 | 82.22 | - | - | - |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €20,386 | €7,056 | - | - |
| Financial fixed assets | €125,333 | - | - | €59,734 |
| €971 | €3,804 | €1,892 | €3,529 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on CAILLARD
The operating result for 2025 is 35% higher than in 2024 and the highest since 2019. It is the fifth rise in a row, after the fall in 2020.
Debt's share of the balance-sheet total falls from 86.8% to 86.6%. Equity and debt are higher.
Board & ownership
Board
2 directors, no change since 2023Director (not named in the articles)
since 02-07-2019
term without a fixed end
listed in the 2025 annual accounts, filed on 02-02-2026
Director
since 30-05-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 02-02-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Lorsque la société est administrée par plusieurs administrateurs, ceux-ci forment un organe d’ administration collégial comme indiqué…”deed of 04-07-2019
Mandates through the years
2 names, the dashed line is todayDirector (not named in the articles)
Director
Board
Mandates as a list
-
- Director (not named in the articles), from 02-07-2019 to date
-
- Director, from 30-05-2023 to date
Control
Founder
This company
CAILLARD
Equity €45,942
Profit €148,211 in 2025
Capital
- Contribution
- €3,000
- Shares
- 3,000
- Contribution per share
- €1
- Equity per share
- €15.31 in 2025
- Source
- deed of 04-07-2019
Articles of association
deed of 04-07-2019 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director“Nombre,durée mandat,pouvoirs si pluralité, seule assemblée générale nomme si place vacante en organe collégial avant fin”“Qualité mentionnée article X 3e alinéa autorisant mission en nom personnel, administrateur ou délégué sans qualité expert-comptable et/ou…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 11:00
Shareholders
At incorporation
deed of 04-07-2019 ↗
- 3,000 shares (100%) · €3,000 in cash
Capital transactions
Capital over time
- 04-07-2019 Incorporation · €3,000 · 3,000 shares
- 04-07-2019 Converted to unavailable equity
Network & group
No group
CAILLARD has no parent and no holdings in its annual accounts. CAILLARD shares no director with another company.
Timeline
Timeline
15 events since 2019Board
Filings
Financial
Establishments
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFmicro format · 179 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0729707541
2025
Highest result from 2019 to 2025 net €148,211 ▲34.9% The operating result of €200,461 and the net result of €148,211 are both a record.
Liquidity more than doubled current ratio 1.97 The current ratio rises from 0.76 to 1.97. Short-term debt falls from €143,485 to €70,765.
Annual accounts 2024 filed PDFmicro format · 190 days before the deadline
2024
Annual accounts 2023 filed PDFfull format · 174 days before the deadline
2023
Equity above €100,000 equity €131,761 ▲69.4% With a profit in every financial year since 2019, equity grows to €131,761.
Appointment: (director)General meeting of 30-05-20234 points ▸
- General meeting, 30-05-2023
- Director appointment,
- Board composition, (director)
- Board composition, (director)
Annual accounts 2022 filed PDFfull format · 188 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 171 days before the deadline
2021
Annual accounts 2020 filed PDFmicro format · 90 days before the deadline
2020
Weakest financial year net €1,554 ▼92.4% The net result drops to €1,554, the lowest from 2019 to 2025. It recovers the following year.
Annual accounts 2019 filed PDFmicro format · 59 days before the deadline
2019
IncorporationFounding capital of €3,000, 3,000 shares · Founder: · Appointment: (director) · published on 04-07-20194 points ▸
- Founder,
- Founding capital, €3,000, 3,000 shares
- Registered office clause, Clos des Bourleux 7, 7711 Mouscron (ex-Dottignies)
- Director appointment, (director (not named in the articles))
- The deed holds 4 more points.
First establishment Bolderserf 7, Mouscron
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0729.707.541
- VAT number
- BE 0729.707.541
- Peppol ID
- 0208:0729707541
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 02-07-2019
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 11:00deed of 04-07-2019 (in French)
- Peppol
- Reachable since 01-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- CAILLARD in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 04-07-2019 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région Wallonne”deed of 04-07-2019 (in French)
Activities
NACEBEL 202569201
Certified accountants and tax accountants main activity
Codes under NACEBEL 2008
69201
Accountants main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La prestation de services juridiques en rapport avec les activités d’expert-comptable ou de conseil fiscal; La fourniture…”deed of 04-07-2019 (in French)
13 activities
- La prestation de services juridiques en rapport avec les activités d’expert-comptable ou de conseil fiscal ;
- La fourniture d’avis,consultations en matières statistiques,économiques,financières et administratives,et la réalisation d’études et travaux sur ces sujets,à l’exception de l’activité de conseil en matière de placement et des activités pour lesquelles une agréation complémentaire est requise par la loi et/ou qui sont réservées par la loi à d’autres professions ;
- La fourniture d’avis en matière de législation sociale,le calcul des salaires ou l’assistance lors de l’accomplissement des formalités prévues par la législation sociale ;
- Voir autres exemples d’activités compatibles renseignées sur le site web de l’IEC.
- L’octroi d’avis se rapportant à toutes matières fiscales ;
- L’assistance des contribuables dans l’accomplissement de leurs obligations fiscales ;
- La représentation des contribuables.
- La vérification et le redressement de tous documents comptables ;
- L’expertise,tant privée que judiciaire,dans le domaine de l’organisation comptable des entreprises ainsi que l’analyse par les procédés de la technique comptable de la situation et du fonctionnement des entreprises au point de vue de leur crédit,de leur rendement et de leurs risques ;
- L’organisation des services comptables et administratifs des entreprises et les activités de conseil en matière d’organisation comptable et administrative des entreprises ;
- Les activités d’organisation et de tenue de la comptabilité de tiers ;
- L’octroi d’avis se rapportant à toutes matières fiscales,l’assistance des contribuables dans l’accomplissement de leurs obligations fiscales,la représentation des contribuables,à l’exclusion de la représentation des entreprises auprès desquelles il accomplit des missions visées au n° 6 ou auprès desquelles il accomplit des missions visées à l’article 3.101 du Code des sociétés et des associations ;
- Les missions autres que celles visées aux numéros 1° à 5° et dont l’accomplissement lui est réservé par la loi ou en vertu de la loi.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Bolderserf 7 registered office 7711 Mouscron | 02-07-2019 | 2.290.883.048 |
Buildings and parcels at the address
- Ground area
- 341 m²
- Buildings
- 94 m²
- Volume, LiDAR
- 505 m³
- Tallest building
- 7.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 54003R0332/00H000 | 341 m² | 1 · 94 m² | 7.7 m · 2 |