Losses
-€7,235 in two years
The 2023 and 2024 financial years closed with a loss. 2023 was the heaviest.
CAIA-CONSTRUCT
Overview
Information for creditors
Enterprise Court of Hainaut, Charleroi division · Official Gazette of 20-07-2026Appeal or third-party opposition 04-08-2026Filing the claim in RegSol 13-08-2026First verification report 10-09-2026Late claim until 14-07-2027
- Cateline Stefanutotrusteec.stefanuto@avocat.be
Steps, deadlines and articles of law
The procedure
- Supervising judge
- Jean-Pol Scieur
- Official Gazette
- 20-07-2026search the document for 2026/132606
Deadlines
- Provisional date payments stopped
- 14 July 2026A later judgment can still change the date.art. XX.105, Code of Economic Law
- Appeal or third-party opposition
- passed on 4 August 2026art. XX.108, Code of Economic Law
- Filing the claim in RegSol
- passed on 13 August 2026art. XX.104 and XX.155, Code of Economic Law
- First verification report
- passed on 10 September 2026art. XX.104 and XX.194, Code of Economic Law
- Late claim until
- 14 July 2027A late claim shares only in what has not yet been paid out. You bear the costs of that claim.art. XX.165, Code of Economic Law
Trustee
- Cateline StefanutoRue Du Parc, 49, 6000 Charleroic.stefanuto@avocat.be
Steps for a creditor
- Stop delivering on credit unless the trustee agrees.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- The ordinary term has passed. File a late claim in RegSol (regsol.be) until 14 July 2027, yourself with eID or itsme, or through your lawyer. It shares only in what has not yet been paid out, and you bear the costs.
- Ask your accountant about the VAT on the unpaid invoices. In a bankruptcy it can be recovered, subject to conditions.
- Follow the file in RegSol. The verification report (admitted or disputed) and the trustee's reports appear there.
These deadlines come from the publication of the judgment. Check them in RegSol before you file anything. Once a deadline has passed, it is too late for that step.
If this company owes you money, you are not paid automatically. You file your claim yourself, within the deadline the judgment sets.
Follow
Follow this bankruptcy and you are notified the next morning if it is closed or reversed.
This is general information, not legal advice. If in doubt, the trustee, your lawyer or your accountant can help.
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Lifetime
4 annual accounts with figures on one time axispeak €9,175 (2021)
-€3,004▲ €735
lowest -€3,891 (2023)
-€3,343▲ €548
peak €14,611 (2022)
€7,376▼ 31.2%
€34,859▲ 24.7%
Board2 names since 2021
2 directorsCAIA Ovidiu Catalin and 1 other
Documentsfilings and deeds
25-09-202556 days late
2024micro format
Gross margin from -€3,738 to -€3,004Loss of €3,343Resignation: GHEORGHIES Simona (director) 09-10Equity from €10,720 to €7,376Debts from €27,965 to €34,859Cash from €38,181 to €16,047
Key points
from the 2024 annual accounts, the last ones filedDebts
€34,859 83% of the balance sheet
Suppliers 48%Taxes and wages 23%Other 29%
Filings
4 annual accounts 4 late
The 2024 accounts came latest: 56 days after the end of the period.
No scoreTurnover not published (micro format)
Recent changes
Bankruptcy published
Enterprise Court of Hainaut, Charleroi division · judgment of 14-07-2026 · Bankruptcy
Resignation: GHEORGHIES Simona (director)
General meeting of 27-09-2024 · Gazette deed
Registered office moved from Marcinelle to Fontaine-l'Evêque
New registered office: 50 de la Rue Louis Vilez à 6140 Fontaine-L'Evêque · Previous registered office: 193/B001 de la Rue des Cayats à 6001 Marcinelle · General meeting of 20-06-2023 · Gazette deed
Incorporation
Founding capital of €6,000, 100 shares · Founder: CAIA Ovidiu Catalin · Appointments: CAIA Ovidiu Catalin (director) and GHEORGHIES Simona (director) · published on 26-01-2021 · Gazette deed
Official details
Source: KBO- Status
- In bankruptcydeclared bankrupt on 14-07-2026
- Activity
- General construction of residential buildingsNACE 41001
- Establishment unit
- 2.313.254.9116001 Charleroi, since 22-01-2021
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2024
- -€3,004▲ 19.6%
- €3,343▼ 14.1%
- €7,376▼ 31.2%
- €42,235▲ 9.2%
- Filing
- Filed on 25-09-2025
Insights on CAIA-CONSTRUCT
Equity fell from €14,611 in 2022 to €7,376 in 2024, while debts rose from €11,115 to €34,859.
On 14 July 2026 the court declared CAIA-CONSTRUCT bankrupt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2024
micro format, filed on 25-09-2025, 56 days late-€3,004
▲ €735
-€3,004
▲ €735
-
-
17.5%
▼ 10.2 percentage points
1.21
▼ 0.17
Money flows
no detail for 2024Balance sheet
balance sheet total €42,235 on 31-12-2024What the company ownsHow it is paid for
in euro
in euro
Position in the sector
17.5%
Higher than 24% of 9,833 companies in 2024.
1.21
Higher than 32% of 9,553 companies in 2024.
-7.9%
Higher than 15% of 9,646 companies in 2024.
CAIA-CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
42,235 | 38,685 | 25,727 | 16,169 | |
29/58 |
42,235 | 38,685 | 25,727 | 16,169 | |
40/41 |
26,188 | 504 | 33 | 1,030 | |
40 |
25,252 | - | - | - | |
41 |
936 | 504 | 33 | 1,030 | |
54/58 |
16,047 | 38,181 | 25,694 | 15,139 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
42,235 | 38,685 | 25,727 | 16,169 | |
10/15 |
7,376 | 10,720 | 14,611 | 12,411 | |
10/11 |
6,000 | 6,000 | 6,000 | 6,000 | |
14 |
1,376 | 4,720 | 8,611 | 6,411 | |
17/49 |
34,859 | 27,965 | 11,115 | 3,759 | |
42/48 |
34,859 | 27,965 | 11,115 | 3,759 | |
44 |
16,715 | 9,694 | 734 | 706 | |
440/4 |
16,715 | 9,694 | 734 | 706 | |
45 |
8,000 | 8,550 | 660 | 3,053 | |
450/3 |
- | 550 | 660 | 1,603 | |
454/9 |
8,000 | 8,000 | - | 1,450 | |
47/48 |
10,143 | 9,721 | 9,721 | - | |
| Income statement | |||||
70 |
- | - | - | 58,839 | |
9900 |
-3,004 | -3,738 | 2,911 | 9,175 | |
60/61 |
- | - | - | 49,665 | |
630 |
- | - | - | 1,033 | |
9901 |
-3,004 | -3,738 | 2,911 | 8,141 | |
75/76B |
0 | 0 | 0 | 0 | |
75 |
0 | 0 | 0 | 0 | |
65/66B |
340 | 153 | 160 | 128 | |
65 |
340 | 153 | 160 | 128 | |
9903 |
-3,343 | -3,891 | 2,751 | 8,013 | |
67/77 |
- | - | 550 | 1,603 | |
9904 |
-3,343 | -3,891 | 2,201 | 6,411 | |
9905 |
-3,343 | -3,891 | 2,201 | 6,411 | |
| Appropriation of the result | |||||
9906 |
1,376 | 4,720 | 8,611 | 6,411 | |
14P |
4,720 | 8,611 | 6,411 | - | |
| Document | |||||
The notes to these accounts have 1 item. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 25-09-2025.
Filings
each dot is a set of accounts, on the day it reached the National Bank2024 annual accounts filed 56 days after the deadline. Filed on 25 September 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00513327.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| - | - | - | 9,175 | ||
| - | - | - | 7,444 | ||
| -22,134 | 12,487 | 10,555 | - | ||
| 7,376 | 10,720 | 14,611 | 12,411 | ||
| - | - | - | 13.8% | ||
| 17.5% | 27.7% | 56.8% | 76.8% | ||
| 1.21 | 1.38 | 2.31 | 4.30 | ||
| 4.73 | 2.61 | 0.76 | 0.30 | ||
| -45.3% | -36.3% | 15.1% | 51.7% | ||
| -7.9% | -10.1% | 8.6% | 39.6% | ||
| - | - | - | 71.49 | ||
| - | - | - | 6 days | ||
| - | - | - | 5 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on CAIA-CONSTRUCT
The operating result for 2024 is a loss of €3,004, smaller than the loss of €3,738 in 2023.
Debt's share of the balance-sheet total rises from 72.3% to 82.5%. Equity is lower and debt is higher.
Board & ownership
Curator
the curator has managed the company since 14-07-2026Last board
2 directors, no change since 2024Mandates through the years
2 names, the dashed line is todayCAIA Ovidiu Catalin
Director
Director
GHEORGHIES Simona
Director
Director
BoardEarlierBankruptcy 14-07-2026
Mandates as a list
- CAIA Ovidiu Catalin
- Director, appointed by deed of 26-01-2021, until the bankruptcy of 14-07-2026
- GHEORGHIES Simona
- Director, appointed by deed of 26-01-2021, until 09-10-2024
- Director, appointed by deed of 26-01-2021, until the bankruptcy of 14-07-2026
Control
Capital
- Contribution
- €6,000
- Shares
- 100
- Contribution per share
- €60
- Equity per share
- €73.76 in 2024
- Source
- deed of 26-01-2021
Articles of association
deed of 26-01-2021 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Founder
At incorporation
deed of 26-01-2021 ↗
- CAIA Ovidiu Catalin sole founder · 100% at incorporation
Network & group
No group
CAIA-CONSTRUCT has no parent and no holdings in its annual accounts. CAIA-CONSTRUCT shares no director with another company.
Timeline
Timeline
10 events since 2021Board
Filings
Financial
Establishments
Insolvency
Address
202220242026
2026
Bankruptcy published Enterprise Court of Hainaut, Charleroi division · judgment of 14-07-2026
2025
Annual accounts 2024 filed PDFmicro format · 56 days late
2024
- General meeting, 27-09-2024
- Director resignation, GHEORGHIES Simona
Annual accounts 2023 filed PDFmicro format · 26 days late
2023
Weakest financial year net -€3,891 The net result drops to -€3,891, the lowest from 2021 to 2024.
Annual accounts 2022 filed PDFmicro format · 25 days late
Registered office moved from Marcinelle to Fontaine-l'EvêqueNew registered office: 50 de la Rue Louis Vilez à 6140 Fontaine-L'Evêque · Previous registered office: 193/B001 de la Rue des Cayats à 6001 Marcinelle · General meeting of 20-06-20232 points ▸
- General meeting, 20-06-2023
- Registered-office move, 50 de la Rue Louis Vilez à 6140 Fontaine-L'Evêque
2022
Annual accounts 2021 filed PDFmicro format · 29 days late
2021
IncorporationFounding capital of €6,000, 100 shares · Founder: CAIA Ovidiu Catalin · Appointments: CAIA Ovidiu Catalin (director) and GHEORGHIES Simona (director) · published on 26-01-20217 points ▸
- Founder, CAIA Ovidiu Catalin
- Founding capital, €6,000, 100 shares
- 100 shares
- Registered office clause, Rue des Cayats 193/B001, 6001 CHARLEROI (MARCINELLE)
- Board rule, 2
- Director appointment, CAIA Ovidiu Catalin
- Director appointment, GHEORGHIES Simona
- The deed holds 5 more points.
First establishment Rue des Cayats 193, Charleroi
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 22 January 2021, CAIA-CONSTRUCT was incorporated as a private limited company by one natural person, with a starting capital of €6,000.12 In 2023 the registered office moved to Fontaine-l'Evêque.3 Today the board has 2 members.2 Total assets went from €16,169 in 2021 to €42,235 in 2024.4 The company was declared bankrupt on 14 July 2026.5
Company details
Identity
- Enterprise number
- 0761.922.528
- VAT number
- BE 0761.922.528
- Legal form
- Private limited company
- Status
- In bankruptcy, since 14-07-2026
- Founded
- 22-01-2021
- Financial year
- ends on 31 December
- Peppol
- Not found in the Peppol Directory
- Name
- CAIA-CONSTRUCT in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 26-01-2021 (in French)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
Codes under NACEBEL 2008
41201
General construction of buildings main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Toute activité en rapport avec l'entreprise générale de construction ainsi que toutes transformations ayant un lien quelconque avec la…”deed of 26-01-2021 (in French)
16 activities
- Toute activité en rapport avec l'entreprise générale de construction ainsi que toutes transformations ayant un lien quelconque avec la construction dont, entreprise générale de construction avec coordination des travaux par sous-traitants, placards et cuisines équipées, étanchéité de bâtiments, central, installateur électricien, vitrage, menuiserie et charpente, menuiserie en PVC, maçonnerie et béton, démolition, sanitaire et plomberie, chauffage au gaz par appareil individuel, zinguerie et couverture métallique de construction, couvertures non métalliques de construction, frigoriste, enseignes lumineuses, carrelage, plafonnage, rejointoyage, pose de chappes, peintures, pose de cloisons et faux plafonds en gyproc, petits terrassements et toutes activités généralement quelconques à caractère immobilier telles que vente, achat, transformation de biens immobiliers pour le compte de la société ou d'un tiers.
- Toutes activités se rapportant à la décoration intérieure, à l'aménagement, au parachèvement d'immeubles et de biens meubles. Cette activité comprend notamment, sans que cette énumération soit limitative, la pose ou l'installation de revêtements des murs et sols, de papier peint, de tapis plain, de biens meubles, etc.
- L'exécution de tous travaux en matière d'électricité, la réalisation d'installations électro-techniques.
- La réalisation de tous travaux d'installations de chauffage central et de sanitaires, de plomberie-zinguerie, comprenant entre autres : l'installation de chauffage central à eau chaude, à vapeur ou à gaz et des appareils auxiliaires, l'installation sanitaire, l'installation d'adoucisseurs d'eau, la pose de toitures en métaux non ferreux et le déplacement de lucarnes en zinc, ainsi que les travaux de réparation et d'entretien, le placement, l'entretien et la réparation de tous brûleurs.
- L'installation de tuyauteries industrielles et de canalisation comprenant entre autres l'installation de ventilation et d'aération de chauffage à air chaud, de conditionnement d'air et le calorifugeage des tuyauteries et canalisations.
- L'exécution de tous travaux de charpenterie, menuiserie métallique comprenant entre autres la charpenterie et la menuiserie du bâtiment, le placement de serrurerie et de quincaillerie du bâtiment, le placement de portes et de plinthes en matière plastique, le placement de volets en bois et en matière plastique, la pose de parquets et de tous revêtements en bois des murs et du sol, la pose de cloisons et de faux-plafonds en bois, le placement de ferronnerie, de volets et de menuiserie métallique, ainsi que le placement de grilles, de portes rétractiles et roulantes et de stores extérieurs, le recouvrement de murs et plafonds par application d'éléments métalliques.
- La réalisation de tous travaux de pierre de taille et de marbrerie et de restauration comprenant entre autres le placement de monuments funéraires, la restauration, le nettoyage et le lavage de bâtiments, façades et monuments, la pose de marbrerie du bâtiment et de pierres de taille, l'installation de cheminées ornementales ou autres ornementations en marbre ou en pierre.
- L'exécution de tous travaux d'isolation thermique et acoustique.
- Tous travaux de rejointement.
- L'aménagement et l'entretien de terrains divers comprenant entre autres l'aménagement et l'entretien de plaines de jeux et de sports, de parcs et de jardins, y compris les travaux de plantation, ainsi que le placement de clôtures et de palissades.
- Tous travaux de terrassement.
- Tous travaux de route et de construction d'ouvrages d'art non métalliques comprenant entre autres, la construction, la réfection et l'entretien des routes, de pistes cyclables, des aires et pistes d'aviation, des ouvrages d'art non métalliques (à l'exception des travaux maritimes et fluviaux) comme des ponts et des viaducs, des tunnels pour routes et chemin de fer, des châteaux d'eau, des silos, des réservoirs, des citernes, des piscines de natation, des parcs à charbon, des fosses à cendrées, des plaques tournantes, des ponts à peser, des murs de soutènement, ainsi que les travaux d'égouts.
- La réalisation et la fourniture de toutes études, expertises, conseils en matière des travaux décrits ci-avant et en toutes matières généralement quelconques.
- Acheter, vendre, en gros ou en détail, et de manière générale, faire le commerce de tous articles, produits ou matériel se rapportant à son activité précitée.
- Toutes opérations immobilières généralement quelconques dans le sens le plus large, notamment l'achat, la vente, l'exploitation, la mise en valeur, la construction, la gestion, la location, la sous-location, l'échange, la réalisation de travaux d'expertises immobilières, et en général tout ce qui se rattache directement ou indirectement à la promotion immobilière dans son sens le plus large.
- Le développement de marchés, la présentation et mise en contact de partenaires commerciaux, la médiation entre partenaires commerciaux, l'orientation juridique spécifique de stratégies de commercialisation et de marketing, la fourniture de toutes études, expertises et conseils en toutes matières et notamment celles se rapportant à ses activités précitées.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue Louis Vilez (F-E) 50 registered office 6140 Fontaine-l'Evêque | ||
| Rue des Cayats 193 6001 Charleroi | 22-01-2021 | 2.313.254.911 |
1 former office
- 193/B001 de la Rue des Cayats, 6001 Marcinelle until 20-06-2023 · deed of 20-07-2023
Buildings and parcels at the addresses
- Ground area
- 537 m²
- Buildings
- 137 m²
- Volume, LiDAR
- 1,263 m³
- Tallest building
- 11.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 52022C0519/00H006 | 328 m² | 1 · 47 m² | 10.0 m · 3 |
| 52045A0499/00D004 | 208 m² | 1 · 89 m² | 11.6 m · 3 |