Cageo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €250k and a net result of €64k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 21% of 8018 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 8018 sector peers (2025).
NBB · sector comparisonPosition among 8018 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
23 d early
2023
40 d early
2022
45 d early
2021
31 d early
2020
33 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€250k▲ 22.3%
2024 · €204k
2018: €82k
2019: €92k
2020: €102k
2021: €109k
2022: €120k
2023: €133k
2024: €204k
2018 → 2025
Net result
€64k▼ 10.1%
2024 · €71k
2018: €6k
2019: €10k
2020: €11k
2021: €7k
2022: €11k
2023: €13k
2024: €71k
2018 → 2025
Total assets
€1.54M▼ 1.0%
2024 · €1.56M
2018: €1.74M
2019: €1.76M
2020: €1.58M
2021: €1.79M
2022: €1.71M
2023: €1.64M
2024: €1.56M
2018 → 2025
Solvency
16.2%▲ 3.1pp
2024 · 13.1%
2018: 4.7%
2019: 5.2%
2020: 6.5%
2021: 6.1%
2022: 7.1%
2023: 8.1%
2024: 13.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€109k-€120k▲ 10.4%€133k▲ 10.7%€204k▲ 53.0%€250k▲ 22.3%
Operating result€54k-€58k▲ 7.5%€57k▼ 2.9%€131k▲ 131%€111k▼ 14.8%
Net result€7k-€11k▲ 70.4%€13k▲ 13.9%€71k▲ 447%€64k▼ 10.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.54M
Fixed assets
€1.53M▼ 1.7%
Current assets
€11k▲ 3,890%
Equity and liabilities €1.54M
Equity
€250k▲ 22.3%
Debt
€1.29M▼ 4.5%
The debt ratio falls from 86.9% to 83.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
16.2%▲
2024 · 13.1%
ROE
25.5%▼
2024 · 34.7%
ROA
4.1%▼
2024 · 4.5%
Debt
€1.29M▼
2024 · €1.36M
Debt ≤ 1 year
€282k▲
2024 · €246k
Debt > 1 year
€1.01M▼
2024 · €1.11M
Income taxes
€25k▼
2024 · €27k
Staff costs
€44k▼
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.56M€1.54M▼
Fixed assets21/28€1.56M€1.53M▼
Tangible fixed assets22/27€1.56M€1.53M▼
Land and buildings22€1.56M€1.49M▼
Plant, machinery and equipment23€802€0▼
Furniture and vehicles24-€46k
Current assets29/58€280€11k▲
Amounts receivable within one year40/41€280€7k▲
Trade receivables40-€7k
Other amounts receivable41€280-
Cash at bank and in hand54/58-€4k
Equity and liabilities
Total equity and liabilities10/49€1.56M€1.54M▼
Equity10/15€204k€250k▲
Contributions10/11€54k€54k=
Reserves13€103k€149k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€102k€147k▲
Profit (loss) carried forward14€47k€47k=
Amounts payable17/49€1.36M€1.29M▼
Amounts payable after more than one year17€1.11M€1.01M▼
Financial debts170/4€358k€232k▼
Other amounts payable178/9€752k€781k▲
Amounts payable within one year42/48€246k€282k▲
Current portion of amounts payable after more than one year42€152k€167k▲
Financial debts43€48k€38k▼
Credit institutions430/8€48k€38k▼
Trade debts44€6k€20k▲
Suppliers440/4€6k€20k▲
Taxes, remuneration and social security45€40k€34k▼
Taxes450/3€27k€32k▲
Remuneration and social security454/9€13k€2k▼
Other amounts payable47/48-€24k
Accrued charges and deferred income492/3€62€62=
Income statement
Code20242025
Remuneration, social security and pensions62€56k€44k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72k€74k▲
Other operating charges640/8€22k€26k▲
Gross operating margin9900€281k€255k▼
Operating profit (loss)9901€131k€111k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€33k€23k▼
Recurring financial charges65€33k€23k▼
Profit (loss) for the period before taxes9903€98k€89k▼
Income taxes67/77€27k€25k▼
Profit (loss) for the period9904€71k€64k▼
Profit (loss) for the period to be appropriated9905€71k€64k▼
Appropriation of the result
Profit (loss) to be appropriated9906€117k€110k▼
Profit (loss) brought forward from the previous period14P€47k€47k=
Transfer from equity791/2-€18k
Transfer to equity691/2€71k€64k▼
To other reserves6921€71k€64k▼
Profit to be distributed694/7-€18k
Return on contributions (dividend)694-€18k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €71k ▲447%
Operating result €131k, net result €71k, both a record.
31-12
Financial
Equity above €200kEq €204k ▲53%
7 profitable years in a row build equity to €204k.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €102k ▲11.5%
3 profitable years in a row build equity to €102k.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hombergstraat 13740 Bilzen-HoeseltGround area
2,319 m²
Building footprint
471 m²
Volume, LiDAR
2,622 m³
Parcel 73005B0121/00C002, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hombergstraat 1, 3740 Bilzen-Hoeselt
since 20102.192.677.080
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73005B0121/00C002 | Flanders | 2,319 m² | 1 · 471 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,652 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.