Cagency
ActiveCagency has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €29k. Its solvency ranks better than 35% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+3
Solvency65▲+10
Growth78
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.37 in 2024; short-term debt: 60% and cash: 4.7% of total assets), and 60% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-11-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
57 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 90.1%
2024 · €33k
2024: €33k
2024 → 2025
Total assets
€155k▲ 40.6%
2024 · €110k
2024: €110k
2024 → 2025
Net result
€29k▲ 66.8%
2024 · €18k
2024: €18k
2024 → 2025
Working capital
€40k▲ 38.7%
2024 · €29k
2024: €29k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€33k-€62k▲ 90.1%
Operating result€18k-€49k▲ 176%
Net result€18k-€29k▲ 66.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 176% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155k
Fixed assets
€22k▲ 498%
Current assets
€133k▲ 24.9%
Equity and liabilities €155k
Equity
€62k▲ 90.1%
Debt
€93k▲ 19.7%
The debt ratio falls from 70.4% to 60.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€52k▲
2024 · €18k
Cash flow
€32k▲
2024 · €18k
Solvency
40.0%▲
2024 · 29.6%
Current ratio
1.43▲
2024 · 1.37
Quick ratio
1.43▲
2024 · 1.37
Debt / equity
1.50▼
2024 · 2.38
ROE
47.4%▼
2024 · 54.0%
ROA
19.0%▲
2024 · 16.0%
Interest coverage
333.76▼
2024 · 541.33
Debt
€93k▲
2024 · €78k
Debt ≤ 1 year
€93k▲
2024 · €78k
Income taxes
€19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€110k€155k▲
Fixed assets21/28€4k€22k▲
Tangible fixed assets22/27€4k€18k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€4k€16k▲
Financial fixed assets28-€4k
Current assets29/58€107k€133k▲
Amounts receivable within one year40/41€89k€120k▲
Trade receivables40€89k€110k▲
Other amounts receivable41-€10k
Cash at bank and in hand54/58€18k€7k▼
Deferred charges and accrued income490/1-€6k
Equity and liabilities
Total equity and liabilities10/49€110k€155k▲
Equity10/15€33k€62k▲
Contributions10/11€15k€15k=
Reserves13-€29k
Distributable reserves133-€29k
Profit (loss) carried forward14€18k€18k=
Amounts payable17/49€78k€93k▲
Amounts payable within one year42/48€78k€93k▲
Financial debts43€40€512▲
Credit institutions430/8€40€512▲
Trade debts44€74k€61k▼
Suppliers440/4€74k€61k▼
Taxes, remuneration and social security45€3k€19k▲
Taxes450/3€3k€19k▲
Other amounts payable47/48-€12k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€375€3k▲
Other operating charges640/8€384€387▲
Gross operating margin9900€18k€52k▲
Operating profit (loss)9901€18k€49k▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€33€155▲
Recurring financial charges65€33€155▲
Profit (loss) for the period before taxes9903€18k€49k▲
Income taxes67/77-€19k
Profit (loss) for the period9904€18k€29k▲
Profit (loss) for the period to be appropriated9905€18k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€47k▲
Profit (loss) brought forward from the previous period14P-€18k
Transfer to equity691/2-€29k
To other reserves6921-€29k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2024
27-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Artanstraat 1201030 SchaarbeekGround area
422 m²
Building footprint
404 m²
Volume, LiDAR
3,321 m³
Parcel 21906D0067/00G005, Brussels · tallest building 16.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Artanstraat 120, 1030 Schaarbeek
since 20232.346.538.183
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0067/00G005 | Brussels | 422 m² | 1 · 404 m² | 16.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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METEORA
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SMART LEGAL SERVICES
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G-LAW
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Of 2,763 companies in sector 69109 we hold annual accounts for 1,209. 931 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2023
Fiscal year end31-03
Activities, NACEBEL
69109Other legal services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.