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CAFES MAMIE

Active
Private limited company (pre-2019)founded 2003active for 23 yearsRue de Namur 41, 1435 Mont-Saint-Guibert, BelgiumKBO/BCE: BE 0480.004.401
Summary

The computed 12-month bankruptcy probability of CAFES MAMIE is 3.7% (moderate). The 2024 annual accounts show negative equity (-€30,795) and a net result of -€3,745. Equity has been stable since 2018 (±1% per year). Its solvency ranks better than 9% of 15,439 sector peers (NACE 46, financial year 2024). The company has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 11-04-2003 Normal situation
Activity
Wholesale trade NACE 46370
Establishment unit
2.133.030.889 1300 Wavre, since 31-03-2003
Financial year end
31 December
Peppol
Reachable since 26-12-2025

Board and ownership

Board
  • LEFEBVRE MICHELDirector

Financial position

47 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.7%
Annual accounts 2024
Gross margin
€4,519
▼ 9.1%
Turnover
≈ €76,000
estimated
Loss
€3,745
▲ 104%
Equity
-€30,795
▼ 13.8%
Total assets
€26,856
▼ 11.4%
  • Negative equity on 31-12-2024
  • 2025 accounts not filed, 93 days past the deadline
Filed on 29-08-2025
Score breakdownraises risk1 change of registered office in 24 monthsFigures for financial year 2024 (filed on 08-09-2025)lowers riskFounded in 2003Size: total assets €26,856Show the evidence

Checked score

Score 2024
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 20% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2023
Weak
Solvency 0=
equity -114.7% of total assets
Liquidity 39+16
short-term debt 98.8% · cash 30.9%
Profitability 10-15
return on assets -13.9%
Bankruptcy probability within 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025lowest value 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025 08-2025: 1.1%▲ +0.3 percentage points vs 07-2025 09-2025: 1.2%▲ +0.1 percentage points vs 08-2025 10-2025: 1.0%▼ -0.2 percentage points vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.3%▲ +0.3 percentage points vs 07-2026 09-2026: 3.0%▲ +1.7 percentage points vs 08-2026 10-2026: 3.7%▲ +0.7 percentage points vs 09-2026highest value 11-2026: 3.7%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.79 (0.61 in 2023), below 1. Short-term debt is 98.8% and cash 30.9% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 36% on liquidity, 17% on profitability and 23% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Founded in 2003
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Figures for financial year 2024 (filed on 08-09-2025)
NBB · annual accounts
lowers risk · Size: total assets €26,856
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€30,795
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 93 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline01-11-2026 today
raises risk · 2024 accounts filed 29 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
29 days late
2023
30 days late
2022
60 days late
2021
30 days late
2020
19 days late
2019
76 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 41 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2024 -€30,795 View
  • Risk: 3 loss-making years in a rowloss in financial year 2024 -€3,745 View
  • Caution: Lower solvency than 91% of companies in wholesale tradesector median 39.4% · 15,439 companies -114.7% View

Comparable companies

These companies have the same main activity as CAFES MAMIE: wholesale trade (NACE 46370). They are comparable in size and age: total assets between €13,300 and €31,900, founded between 1990 and 2013.

CompanyTotal assetsGross margin
CAFES MAMIE Mont-Saint-Guibert€26,856€4,519
EURO AFRICA TRADING Elsene€22,667€8,855
TRIDECO Mechelen€31,901€4,194
DELICAFE Châtelet€23,849€3,851
DASET TRADE Wuustwezel€26,269-€14,937
BVKfé Seraing€17,167€1,104
URBAN COFFEE Sint-Genesius-Rode€13,298€132
Full comparison

Key facts about CAFES MAMIE

What is the company number of CAFES MAMIE?
The company number of CAFES MAMIE is 0480.004.401. The VAT number is the same number with BE in front: BE 0480.004.401.
Where is CAFES MAMIE based?
The registered office is at Rue de Namur 41, 1435 Mont-Saint-Guibert.Company details
What does CAFES MAMIE do?
According to the KBO register, the main activity is wholesale trade (NACE 46370).
What is the legal form of CAFES MAMIE?
The legal form of CAFES MAMIE is Private limited company (pre-2019) (BVBA).
When was CAFES MAMIE founded?
CAFES MAMIE was founded on 11-04-2003.
Is CAFES MAMIE still active?
Yes, CAFES MAMIE is an active enterprise in the KBO register.
What is the turnover of CAFES MAMIE?
The turnover in financial year 2024 is ≈ €76,000. This figure is estimated from the gross margin of €4,519 and 48 comparable companies (NACE 463). It probably lies between €35,000 and €120,000. It is a rough estimate. In financial year 2022 turnover was €40,171.Financials
Is CAFES MAMIE profitable?
In financial year 2024, CAFES MAMIE made a loss of €3,745.
Where can I find the annual accounts of CAFES MAMIE?
CAFES MAMIE filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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