CAFE RENEE
ActiveThe computed 12-month bankruptcy probability of CAFE RENEE is 1.9% (moderate). The 2025 annual accounts show equity of €17k and a net result of €-8k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 27% of 13061 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency2▼-1
Growth52=
Stability100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.06 in 2024), and 97.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.7%
Return on assets
-1.3%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€8k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
28 d late
2024
27 d late
2023
27 d late
2022
42 d early
2021
30 d late
2020
40 d early
2019
38 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▼ 32.0%
2024 · €24k
2018: €9k
2019: €23k
2020: €25k
2021: €25k
2022: €25k
2023: €26k
2024: €24k
2018 → 2025
Total assets
€615k▼ 4.8%
2024 · €646k
2018: €799k
2019: €773k
2020: €759k
2021: €747k
2022: €714k
2023: €683k
2024: €646k
2018 → 2025
Net result
€-8k▼ 585%
2024 · €-1k
2018: €3k
2019: €13k
2020: €2k
2021: €442
2022: €273
2023: €205
2024: €-1k
2018 → 2025
Working capital
€-364k▼ 0.6%
2024 · €-362k
2018: €-401k
2019: €-388k
2020: €-353k
2021: €-382k
2022: €-376k
2023: €-370k
2024: €-362k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€25k▲ 1.1%€26k▲ 0.8%€24k▼ 4.5%€17k▼ 32.0%
Operating result€12k-€11k▼ 9.7%€11k▼ 1.5%€8k▼ 23.3%€2k▼ 79.8%
Net result€442-€273▼ 38.2%€205▼ 24.8%€-1k€-8k▼ 585%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 80% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €615k
Fixed assets
€592k▼ 4.9%
Current assets
€23k▼ 2.4%
Equity and liabilities €615k
Equity
€17k▼ 32.0%
Debt
€598k▼ 3.8%
The debt ratio rises from 96.2% to 97.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€36k▼
2024 · €43k
Cash flow
€27k▼
2024 · €33k
Solvency
2.7%▼
2024 · 3.8%
Current ratio
0.06▼
2024 · 0.06
Quick ratio
0.01▼
2024 · 0.02
Debt / equity
35.94▲
2024 · 25.39
ROE
-47.1%▼
2024 · -4.7%
ROA
-1.3%▼
2024 · -0.2%
Interest coverage
3.87▼
2024 · 4.60
Debt
€598k▼
2024 · €622k
Debt ≤ 1 year
€387k▲
2024 · €385k
Debt > 1 year
€212k▼
2024 · €237k
Income taxes
€141▲
2024 · €132
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€646k€615k▼
Fixed assets21/28€623k€592k▼
Tangible fixed assets22/27€623k€592k▼
Land and buildings22€5k€4k▼
Plant, machinery and equipment23€54k€42k▼
Furniture and vehicles24€8k€8k▲
Other tangible fixed assets26€557k€539k▼
Current assets29/58€23k€23k▼
Stocks and contracts in progress3€17k€17k=
Stocks30/36€17k€17k=
Amounts receivable within one year40/41€333€1k▲
Trade receivables40€290€937▲
Other amounts receivable41€43€73▲
Cash at bank and in hand54/58€6k€2k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€646k€615k▼
Equity10/15€24k€17k▼
Contributions10/11€20k€20k=
Reserves13€6k€6k=
Non-distributable reserves130/1€126€126=
Reserves not available under the articles1311€126€126=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€-1k€-9k▼
Amounts payable17/49€622k€598k▼
Amounts payable after more than one year17€237k€212k▼
Financial debts170/4€237k€212k▼
Amounts payable within one year42/48€385k€387k▲
Current portion of amounts payable after more than one year42€24k€25k▲
Trade debts44€43k€35k▼
Suppliers440/4€43k€35k▼
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€315k€324k▲
Income statement
Code20242025
Non-recurring operating income76A€22k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€35k▲
Other operating charges640/8€6k€3k▼
Gross operating margin9900€48k€39k▼
Operating profit (loss)9901€8k€2k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€9k€9k▲
Recurring financial charges65€9k€9k▲
Profit (loss) for the period before taxes9903€-1k€-8k▼
Income taxes67/77€132€141▲
Profit (loss) for the period9904€-1k€-8k▼
Profit (loss) for the period to be appropriated9905€-1k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-9k▼
Profit (loss) brought forward from the previous period14P-€-1k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
31-12
Financial
Highest result since 2018net €13k ▲387%
Operating result €28k, net result €13k, both a record.
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Statiestraat 678570 AnzegemGround area
1,165 m²
Building footprint
326 m²
Volume, LiDAR
70 m³
Parcel 34002D0018/00Z000, Flanders · tallest building 38.5 m. Linked by address, not a title deed.
1 establishment unit
CAFE RENEE
since 20162.250.854.514
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34002D0018/00Z000 | Flanders | 1,165 m² | 1 · 325 m² | 38.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnzegem2.250.854.514
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Of 21,621 companies in sector 56112 we hold annual accounts for 9,652. 7,735 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-02-2016
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.