Skip to content

CAFE PANNEHOF

Active
Private limited companyfounded 2004active for 22 yearsSteegstraat 16, 3620 Lanaken, BelgiumKBO/BCE: BE 0863.132.130
Summary

CAFE PANNEHOF has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €341,969 and a net result of €24,328. Equity has been growing by about 12% per year since 2018. Its solvency ranks better than 95% of 16,996 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-01-2004 Normal situation
Activity
Cafés and bars NACE 56301
Establishment unit
2.135.850.324 3620 Lanaken, since 22-01-2004
Financial year end
31 December
Peppol
Reachable since 02-01-2025

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€42,328
▼ 27.9%
Turnover
≈ €180,000
estimated
Profit
€24,328
▼ 33.0%
Equity
€341,969
▲ 7.7%
Total assets
€374,628
▲ 1.5%
  • 2025 accounts filed 20 days after the deadline
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)lowers riskLiquidity: current ratio 5.70, cash €158,288Equity €341,969 (91.3% of total assets)Founded in 2004Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 77% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 91.3% of total assets
Liquidity 100+4
short-term debt 8.3% · cash 42.3%
Profitability 77-4
return on assets 6.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,779 companies, NACE 56, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.7 (3.33 in 2024), above the usual 1.5. Short-term debt is 8.3% and cash 42.3% of total assets. 8.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 94% of them on solvency, 99% on liquidity, 61% on profitability and 53% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Liquidity: current ratio 5.70, cash €158,288
NBB · annual accounts
lowers risk · Equity €341,969 (91.3% of total assets)
NBB · annual accounts
lowers risk · Founded in 2004
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
20 days late
2024
1 day early
2023
5 days early
2022
4 days early
2021
31 days early
2020
61 days late
2019
63 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in food and beverage servicesector median 29.6% · 16,996 companies 91.3% View
  • Positive: 8 profitable years in a rowprofit 2025: €24,328 8 years View

Recent changes

  1. · Gazette deed Resignations: HEYENS Kenny, HEYENS Maurits Simon and STEVENS Maria Theresia HerminaReappointments: HEYENS Kenny, HEYENS Maurits Simon and STEVENS Maria Theresia Hermina
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as CAFE PANNEHOF: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €271,000 and €416,000, founded between 1999 and 2007.

CompanyTotal assetsGross margin
CAFE PANNEHOF Lanaken€374,628€42,328
HUNLEY Brussel€380,642€39,303
The New Wembley Club Beveren-Kruibeke-Zwijndrecht€391,410€36,142
BOULDERZAAL CITY LIZARD Sint-Niklaas€408,072€41,425
LE VIEUX SABOT Trooz€415,806€33,905
In Kanne en Kruike Lanaken€350,860€38,838
KAYRA Maasmechelen€270,675€43,322
Full comparison

Key facts about CAFE PANNEHOF

What is the company number of CAFE PANNEHOF?
The company number of CAFE PANNEHOF is 0863.132.130. The VAT number is the same number with BE in front: BE 0863.132.130.
Where is CAFE PANNEHOF based?
The registered office is at Steegstraat 16, 3620 Lanaken.Company details
What does CAFE PANNEHOF do?
According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of CAFE PANNEHOF?
The legal form of CAFE PANNEHOF is Private limited company (BV).
When was CAFE PANNEHOF founded?
CAFE PANNEHOF was founded on 29-01-2004.
Is CAFE PANNEHOF still active?
Yes, CAFE PANNEHOF is an active enterprise in the KBO register.
What is the turnover of CAFE PANNEHOF?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €42,328 and 39 comparable companies (NACE 56301). It probably lies between €120,000 and €230,000.Financials
Is CAFE PANNEHOF profitable?
In financial year 2025, CAFE PANNEHOF made a profit of €24,328.
Where can I find the annual accounts of CAFE PANNEHOF?
CAFE PANNEHOF filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CAFE PANNEHOF due?
CAFE PANNEHOF must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.