Café Normal
ActiveSummary
The computed 12-month bankruptcy probability of Café Normal is 3.6% (moderate). The 2025 annual accounts show equity of €2,167 and a net result of €18,645. Equity is growing by about 61% per year across the filed financial years. Its solvency ranks better than 28% of 16,893 sector peers (NACE 56, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Staff
- 3.6 FTE
- Equity
- €2,167
- Profit
- €18,645
Why 51raises riskFounded in 2023Sector: Food and beverage service activities (NACE 56)Size: total assets €65,307Equity €2,167 (3.3% of total assets)Show the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 28% on solvency, 34% on liquidity, 93% on profitability and 90% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 3 accounts on average 16 days after the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €18,645
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (26 days) Filed on 26 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00427747.
2023 to 2025, 3 financial years
The operating result returns to profit in 2025: €20,087 after a loss of €3,497 in 2024, the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 56, Food and beverage service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 2,157 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 94.1% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,157 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €41,501 | €99,037 | €111,443 | ▲ 12.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,022 | €7,526 | €7,799 | ▲ 3.6% |
| Other operating charges640/8 | €1,626 | €899 | €5,018 | ▲ 458% |
| Gross operating margin9900 | €38,101 | €103,965 | €144,346 | ▲ 38.8% |
| Operating profit (loss)9901 | -€10,048 | -€3,497 | €20,087 | - |
| Financial income75/76B | €280 | €505 | €907 | ▲ 79.5% |
| Recurring financial income75 | €280 | €505 | €907 | ▲ 79.5% |
| Financial charges65/66B | €6,373 | €3,345 | €2,349 | ▼ 29.8% |
| Recurring financial charges65 | €6,373 | €3,345 | €2,349 | ▼ 29.8% |
| Profit (loss) for the period before taxes9903 | -€16,141 | -€6,337 | €18,645 | - |
| Profit (loss) for the period9904 | -€16,141 | -€6,337 | €18,645 | - |
| Profit (loss) for the period to be appropriated9905 | -€16,141 | -€6,337 | €18,645 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €107,471 | €83,530 | €65,307 | ▼ 21.8% |
| Fixed assets21/28 | €61,747 | €56,334 | €51,694 | ▼ 8.2% |
| Tangible fixed assets22/27 | €61,747 | €56,334 | €51,694 | ▼ 8.2% |
| Land and buildings22 | €35,963 | €32,094 | €29,116 | ▼ 9.3% |
| Plant, machinery and equipment23 | €22,889 | €20,180 | €19,603 | ▼ 2.9% |
| Furniture and vehicles24 | €2,894 | €4,060 | €2,976 | ▼ 26.7% |
| Current assets29/58 | €45,723 | €27,197 | €13,612 | ▼ 49.9% |
| Stocks and contracts in progress3 | €2,136 | €2,136 | €3,716 | ▲ 73.9% |
| Stocks30/36 | €2,136 | €2,136 | €3,716 | ▲ 73.9% |
| Amounts receivable within one year40/41 | €18,592 | €2,311 | €1,509 | ▼ 34.7% |
| Trade receivables40 | €13,139 | €1,531 | €31 | ▼ 98.0% |
| Other amounts receivable41 | €5,453 | €779 | €1,478 | ▲ 89.7% |
| Cash at bank and in hand54/58 | €24,815 | €22,616 | €8,191 | ▼ 63.8% |
| Deferred charges and accrued income490/1 | €180 | €134 | €197 | ▲ 46.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €107,471 | €83,530 | €65,307 | ▼ 21.8% |
| Equity10/15 | -€10,141 | -€16,478 | €2,167 | - |
| Contributions10/11 | €6,000 | €6,000 | €6,000 | = |
| Profit (loss) carried forward14 | -€16,141 | -€22,478 | -€3,833 | ▲ 82.9% |
| Amounts payable17/49 | €117,612 | €100,008 | €63,140 | ▼ 36.9% |
| Amounts payable after more than one year17 | €76,027 | €52,323 | €29,162 | ▼ 44.3% |
| Financial debts170/4 | €76,027 | €52,323 | €29,162 | ▼ 44.3% |
| Amounts payable within one year42/48 | €41,584 | €47,686 | €33,978 | ▼ 28.7% |
| Current portion of amounts payable after more than one year42 | €9,172 | €9,679 | €10,213 | ▲ 5.5% |
| Financial debts43 | - | - | €10 | - |
| Credit institutions430/8 | - | - | €10 | - |
| Trade debts44 | €11,923 | €17,233 | €4,655 | ▼ 73.0% |
| Suppliers440/4 | €11,923 | €17,233 | €4,655 | ▼ 73.0% |
| Advances received on contracts in progress46 | - | €1,135 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €16,472 | €17,527 | €16,740 | ▼ 4.5% |
| Taxes450/3 | €8,885 | €3,698 | €6,241 | ▲ 68.8% |
| Remuneration and social security454/9 | €7,587 | €13,829 | €10,499 | ▼ 24.1% |
| Other amounts payable47/48 | €4,017 | €2,112 | €2,360 | ▲ 11.7% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€16,141 | -€6,337 | €18,645 | - |
| + Depreciation and write-downs630 | €5,022 | €7,526 | €7,799 | ▲ 3.6% |
| Operating cash flow (approximation) | -€11,119 | €1,189 | €26,443 | ▲ 22× |
| Investment in fixed assets (approximation) | - | -€2,112 | -€3,159 | ▼ 49.6% |
| Change in cash | - | -€2,199 | -€14,425 | ▼ 556% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 26-08-2026 | 2026-00427747 |
| 31-12-2024 | micro format | 31-07-2025 | 2025-00339646 |
| 31-12-2023 | micro format | 21-08-2024 | 2024-00355729 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2025 · 1 entry · €1,000 awarded · €1,000 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| MZIMELA Franklin Thamsanqa |
|
Owners and capital
Capital and shareholders
- VAN COILLIE Mattias Vincent Jonas founder
- MZIMELA Franklin Thamsanqa founder
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 06-03-2023 Incorporation · €6,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
On 2 March 2023, Café Normal was incorporated as a private limited company by two natural persons, with a starting capital of €6,000.12 MZIMELA Franklin Thamsanqa has served as director of the company since 2023.2 Total assets went from €107,471 in 2023 to €65,307 in 2025 and headcount from 0.9 to 3.6 full-time equivalents.3
Acts, filings and financial milestones
06-03
Gazette deed
IncorporationAppointment: MZIMELA Franklin Thamsanqa (director) · Founder · Founding capital9 facts ▸
- Founder, VAN COILLIE Mattias Vincent Jonas
- Founder, MZIMELA Franklin Thamsanqa
- Incorporation, 01-03-2023
- Founding capital, €6,000
- Share issue, 100, “inbrengen” (deed in Dutch)
- Other provision, “statutair onbeschikbaar eigen vermogen” (deed in Dutch)
- Board rule, 1
- Director appointment, MZIMELA Franklin Thamsanqa (director (not named in the articles))
- Other provision, “uittreksel voorafgaand registratie, voldoen aan openbaarmakingsvereiste” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDual-learning approval
3 live approvalsEnvironmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12021H0523/00A000 | Flanders | 663 m² | - | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De inrichting en uitbating, zowel voor eigen rekening als voor rekening van derden, van een drank- en eetgelegenheid, spijshuis, restaurant…” (deed in Dutch)
5 activities (deed in Dutch)
- De inrichting en uitbating, zowel voor eigen rekening als voor rekening van derden, van een drank- en eetgelegenheid, spijshuis, restaurant, snackbar, tearoom, taverne, bar en verbruiks-salon bestemd voor verbruik van wijn, alcoholische en andere warme en koude dranken, en bestemd voor het uitoefenen van activiteiten van restauratiehouder (traiteur), omvattende de bereiding, de verkoop en de bedeling van warme en koude bereide schotels, zoals bereide vis en vleeswaren, rookwaren, ijsroom, gebak, confiserie, kaas en alle andere eetwaren en het inrichten van banketten, alsmede alle aanverwante uitbatingen
- De inrichting en uitbating, zowel voor eigen rekening als voor rekening van derden, van feestzalen
- De inrichting en uitbating, zowel voor eigen rekening als voor rekening van derden, van vergadering- en tentoonstellingsruimten
- De fabricatie, de in- en uitvoer, de aan- en verkoop in groot- en kleinhandel van bieren, waters, limonades, fruitsappen, wijn, alcoholische en alle andere al dan niet geestrijke dranken; van vis- en vleeswaren, groenten, sandwiches, kaas, gebak, confiserie en alle andere eetwaren
- Het vervaardigen of laten vervaardigen en het vervoeren van alle voormelde producten en materialen en materieel
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Café Normal
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, 2500 Lier,Berlaarsestraat 31/8” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, één of meer bestuurders, natuurlijke personen of rechtspersonen, al dan niet aandeelhouder” (deed in Dutch)“Algemene kosten, los van representatie-, reis- en verplaatsingskosten, algemene vergadering” (deed in Dutch)“Bestuursorgaan bepaalt of zij alleen dan wel gezamenlijk optreden, dagelijks bestuur alsook vertegenwoordiging wat dat bestuur aangaat” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Monday of June at 19:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor