CAFE HET ANKER
ActiveThe computed 12-month bankruptcy probability of CAFE HET ANKER is 1.6% (moderate). The 2025 annual accounts show equity of €18k and a net result of €-4k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 71% of 13204 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-26
Solvency80▼-13
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 2.28 in 2024; short-term debt: 45% and cash: 43.9% of total assets), and 45% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55%
Return on assets
-11.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
16 d early
2023
62 d late
2022
14 d early
2021
12 d early
2020
24 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▼ 17.3%
2024 · €21k
2018: €18k
2019: €25k
2020: €12k
2021: €8k
2022: €16k
2023: €22k
2024: €21k
2018 → 2025
Total assets
€32k▲ 1.9%
2024 · €32k
2018: €24k
2019: €37k
2020: €29k
2021: €31k
2022: €32k
2023: €35k
2024: €32k
2018 → 2025
Net result
€-4k▼ 1,423%
2024 · €-244
2018: €933
2019: €8k
2020: €-14k
2021: €-4k
2022: €8k
2023: €6k
2024: €-244
2018 → 2025
Working capital
€10k▼ 23.7%
2024 · €13k
2018: €16k
2019: €23k
2020: €12k
2021: €-2k
2022: €5k
2023: €9k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€16k▲ 101%€22k▲ 35.8%€21k▼ 1.1%€18k▼ 17.3%
Operating result€-1k-€8k€6k▼ 29.0%€-106€-4k▼ 3,273%
Net result€-4k-€8k€6k▼ 28.9%€-244€-4k▼ 1,423%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €106 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€8k▼ 7.3%
Current assets
€24k▲ 5.2%
Equity and liabilities €32k
Equity
€18k▼ 17.3%
Debt
€15k▲ 42.1%
The debt ratio rises from 32.2% to 45.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€601▼
2024 · €5k
Cash flow
€467▼
2024 · €5k
Solvency
55.0%▼
2024 · 67.8%
Current ratio
1.69▼
2024 · 2.28
Quick ratio
1.26▼
2024 · 1.55
Debt / equity
0.82▲
2024 · 0.48
ROE
-20.9%▼
2024 · -1.1%
ROA
-11.5%▼
2024 · -0.8%
Interest coverage
4.47▼
2024 · 37.64
Debt
€15k▲
2024 · €10k
Debt ≤ 1 year
€15k▲
2024 · €10k
Staff costs
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€32k▲
Fixed assets21/28€8k€8k▼
Tangible fixed assets22/27€8k€8k▼
Land and buildings22€2k€887▼
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€352-
Current assets29/58€23k€24k▲
Stocks and contracts in progress3€7k€6k▼
Stocks30/36€7k€6k▼
Amounts receivable within one year40/41€7k€2k▼
Trade receivables40€4k€133▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€7k€14k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€32k€32k▲
Equity10/15€21k€18k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€1k€-3k▼
Amounts payable17/49€10k€15k▲
Amounts payable within one year42/48€10k€15k▲
Trade debts44€6k€11k▲
Suppliers440/4€6k€11k▲
Advances received on contracts in progress46-€139
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Remuneration and social security454/9-€212
Other amounts payable47/48€4k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€5k€6k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€2k€978▼
Gross operating margin9900€12k€8k▼
Operating profit (loss)9901€-106€-4k▼
Financial charges65/66B€138€134▼
Recurring financial charges65€138€134▼
Profit (loss) for the period before taxes9903€-244€-4k▼
Profit (loss) for the period9904€-244€-4k▼
Profit (loss) for the period to be appropriated9905€-244€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€-3k▼
Profit (loss) brought forward from the previous period14P€1k€1k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 62 days late
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-14k ▼281%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torenstraat 302243 ZandhovenGround area
493 m²
Building footprint
486 m²
Volume, LiDAR
2,384 m³
Parcel 11034B0113/00K000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Café Het Anker
since 20062.151.623.217
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11034B0113/00K000 | Flanders | 493 m² | 1 · 486 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteZandhoven2.151.623.217
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,953 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2006
Fiscal year end31-12
Activities, NACEBEL
55401
56301Cafés and bars
71403
77222Rental and leasing activities
92340
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.