Financials
- Fiscal year
- 2025
- Total assets
- €393,040
- Loss
- -€120,378
- Solvency
- -19.4%
Café Fontainas
ActiveSummary
The computed 12-month bankruptcy probability of Café Fontainas is 4.8% (elevated). The 2025 annual accounts show negative equity (-€76,377) and a net result of -€120,378. Its solvency ranks better than 19% of 14676 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Cafés and bars
NACE 56301
1 site
How big
€393,040total assets 2025
- Staff
- 5.9 FTE
- Equity
- -€76,377
- Loss
- -€120,378
Turnover not published (abridged schema)
Who decides
- Board
- 2 members
Accounts 22 d early1 of 5 deeds read
Why 35- Sector Food and beverage service activities (NACE 56)- Liquidity: current ratio 0.19, cash €869- Founded in 2024+ Size: total assets €393,040Show the evidence
Checked score
Score 2025
35
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 13% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
6
equity -19.4% of total assets
Liquidity
13
short-term debt 69.1% · cash 0.2%
Profitability
0
return on assets -30.6%
Bankruptcy probability, 12 months
4.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 4.8%highest value
09-2026: 4.8%● 0.0% vs 08-2026highest value
10-2026: 4.8%● 0.0% vs 09-2026highest value
- Sector Food and beverage service activities (NACE 56) raises the probability
- Liquidity: current ratio 0.19, cash €869 raises the probability
- Founded in 2024 raises the probability for this profile
- Size: total assets €393,040 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.19; short-term debt: 69.1% and cash: 0.2% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 19%, liquidity 12%, profitability 8%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
22 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
- Resignation: BAYEUX (day-to-day manager)Appointments: Isabelle Debry, Steve Jakobs…
Key points
By topic
Board & ownership
- Board
- 2 members
Go to Board & ownership
Timeline
- Events
- 2
- Since
- 2026
- 09-07-2026Annual accounts filed
- 06-07-2026Resignation: BAYEUX (day-to-day manager)
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Cafés and barsNACE 56301
- Founded
- 26-06-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Is the workforce growing, and do people stay?Employer check
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