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CAFE DU RAT D'EAU

Active
Private limited companyfounded 2019active for 6 yearsRue du Rat d'Eau (HON) 56, 7387 Honnelles, BelgiumKBO/BCE: BE 0738.691.622
Summary

The computed 12-month bankruptcy probability of CAFE DU RAT D'EAU is 2.9% (moderate). The 2025 annual accounts show negative equity (-€543) and a net result of €10,959. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 16,290 sector peers (NACE 56, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Cafés and bars
NACE 56301
1 site
Size
€35,590total assets 2025
Equity
-€543
Profit
€10,959
Turnover not published (micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.9%
Structure
Accounts 22 days early0 of 2 deeds read
Why 52raises riskSector: Food and beverage service activities (NACE 56)Founded in 20191 of the last 3 latelowers riskLiquidity: current ratio 0.61, cash €9,096Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 59% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Average
Solvency 23+23
equity -1.5% of total assets
Liquidity 35-8
short-term debt 84.9% · cash 25.6%
Profitability 100+7
return on assets 30.8%
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,718 companies, NACE 56, micro)
Last 24 months 11-2024: 2.9% 12-2024: 2.7%▼ -0.2 percentage points vs 11-2024 01-2025: 2.7%● unchanged vs 12-2024lowest value 02-2025: 2.7%● unchanged vs 01-2025 03-2025: 2.8%▲ +0.1 percentage points vs 02-2025 04-2025: 2.9%▲ +0.1 percentage points vs 03-2025 05-2025: 3.6%▲ +0.7 percentage points vs 04-2025 06-2025: 3.9%▲ +0.3 percentage points vs 05-2025highest value 07-2025: 3.6%▼ -0.3 percentage points vs 06-2025 08-2025: 3.6%● unchanged vs 07-2025 09-2025: 3.6%● unchanged vs 08-2025 10-2025: 3.6%● unchanged vs 09-2025 11-2025: 3.6%● unchanged vs 10-2025 12-2025: 3.8%▲ +0.2 percentage points vs 11-2025 01-2026: 3.8%● unchanged vs 12-2025 02-2026: 3.7%▼ -0.1 percentage points vs 01-2026 03-2026: 3.2%▼ -0.5 percentage points vs 02-2026 04-2026: 3.4%▲ +0.2 percentage points vs 03-2026 05-2026: 3.0%▼ -0.4 percentage points vs 04-2026 06-2026: 3.0%● unchanged vs 05-2026 07-2026: 3.0%● unchanged vs 06-2026 08-2026: 3.0%● unchanged vs 07-2026 09-2026: 3.0%● unchanged vs 08-2026 10-2026: 2.9%▼ -0.1 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.61, compared with 0.44 in 2024; short-term debt: 84.9% and cash: 25.6% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 25% on solvency, 30% on liquidity, 93% on profitability and 89% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2019
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 0.61, cash €9,096
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 16290 sector peers (2025).
NBB · sector comparison
Position among 16290 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
22 days early
2024
48 days late
2023
6 days early
2022
2 days early
2021
36 days early
2020
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 8 days before the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 25 April (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end11-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2020 to 2025net €10,959 ▲132%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€543 View
  • Total assets 20256 financial years filed €35,590 View
  • Active since 2019founded 03-12-2019 6 years View

By topic

Financials

Financial year
2025
Total assets
€35,590
Profit
€10,959
Solvency
-1.5%
Total assets▲ 46.7%
Net result
20202025
Go to Financials

Timeline

Events
9
Since
2021
Next accounts
by 30-04-2027
  1. 30-09-2024Back to profit
  2. 24-04-2024Annual accounts filed
  3. 30-09-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
03-12-2019
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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