CAFE DEKE
ActiveSummary
The computed 12-month bankruptcy probability of CAFE DEKE is 3.2% (moderate). The 2025 annual accounts show equity of €82,961 and a net result of €35,906. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 73% of 13560 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+92
Solvency83▲+24
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 1.78 against 0.93 in 2024; short-term debt: 26.6% and cash: 18.7% of total assets), and 42.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.6%
Return on assets
24.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €82,961
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
48 d late
2024
29 d late
2023
30 d late
2022
70 d late
2021
78 d late
2020
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 53 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€82,961▲ 76.3%
2024 · €47,055
Total assets
€143,947▲ 3.0%
2024 · €139,817
Net result
€35,906
2024 · -€23,880
Working capital
€29,765
2024 · -€3,219
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€40,903▼ 5.1%-€14,646-€821▲ 94.4%-€11,141▼ 1,257%€48,578
Net result€28,932within the sector's middle half▼ 10.4%-€21,072below the sector's middle half-€9,213below the sector's middle half▲ 56.3%-€23,880below the sector's middle half▼ 159%€35,906above the sector's middle half
Equity€101,220above the sector's middle half▲ 40.0%€80,148above the sector's middle half▼ 20.8%€70,936within the sector's middle half▼ 11.5%€47,055within the sector's middle half▼ 33.7%€82,961within the sector's middle half▲ 76.3%
Total assets€253,503above the sector's middle half▲ 12.7%€216,390within the sector's middle half▼ 14.6%€179,068within the sector's middle half▼ 17.2%€139,817within the sector's middle half▼ 21.9%€143,947within the sector's middle half▲ 3.0%
Debt€152,283▼ 0.2%€136,241▼ 10.5%€108,133▼ 20.6%€92,762▼ 14.2%€60,986▼ 34.3%
Working capital€51,637▲ 75.0%€27,350▼ 47.0%€19,620▼ 28.3%-€3,219€29,765
Solvency39.9%within the sector's middle half▲ 7.8pp37.0%within the sector's middle half▼ 2.9pp39.6%within the sector's middle half▲ 2.6pp33.7%within the sector's middle half▼ 6.0pp57.6%within the sector's middle half▲ 24.0pp
Staff (FTE)2.2▲ 1,000%2.9▲ 31.8%3.3▲ 13.8%3.6▲ 9.1%3.9▲ 8.3%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €48,578 after a loss of €11,141 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143,947
Fixed assets
€75,828 ▼ 20.3%
Current assets
€68,119 ▲ 52.4%
Equity and liabilities €143,947
Equity
€82,961 ▲ 76.3%
Debt
€60,986 ▼ 34.3%
Debt's share of the balance-sheet total falls from 66.3% to 42.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€69,256▲
2024 · €11,714
Cash flow
€56,584▲
2024 · -€1,026
Current ratio
1.78▲
2024 · 0.93
Quick ratio
1.68▲
2024 · 0.80
Debt to equity
0.74▼
2024 · 1.97
ROE
43.3%▲
2024 · -50.8%
ROA
24.9%▲
2024 · -17.1%
Interest coverage
13.57▲
2024 · 0.94
Debt ≤ 1 year
€38,354▼
2024 · €47,911
Debt > 1 year
€22,633▼
2024 · €44,852
Income taxes
€8,895▲
2024 · €482
Staff costs
€47,241▲
2024 · €36,455
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €12,685 | €29,360 | €34,329 | €36,455 | €47,241 | ▲ 29.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,756 | €24,343 | €24,238 | €22,855 | €20,678 | ▼ 9.5% |
| Other operating charges640/8 | €58 | €2,533 | €1,677 | €957 | €1,908 | ▲ 99.3% |
| Gross operating margin9900 | €76,402 | €41,591 | €59,424 | €49,126 | €118,406 | ▲ 141% |
| Operating profit (loss)9901 | €40,903 | -€14,646 | -€821 | -€11,141 | €48,578 | ▲ 536% |
| Financial income75/76B | €0 | €1,335 | €1,311 | €268 | €1,325 | ▲ 394% |
| Recurring financial income75 | €0 | €1,335 | €1,311 | €268 | €1,325 | ▲ 394% |
| Financial charges65/66B | €6,257 | €7,305 | €9,376 | €12,526 | €5,103 | ▼ 59.3% |
| Recurring financial charges65 | €6,257 | €7,305 | €9,376 | €12,526 | €5,103 | ▼ 59.3% |
| Profit (loss) for the period before taxes9903 | €34,646 | -€20,616 | -€8,886 | -€23,398 | €44,801 | ▲ 291% |
| Income taxes67/77 | €5,714 | €455 | €327 | €482 | €8,895 | ▲ 1,744% |
| Profit (loss) for the period9904 | €28,932 | -€21,072 | -€9,213 | -€23,880 | €35,906 | ▲ 250% |
| Profit (loss) for the period to be appropriated9905 | €28,932 | -€21,072 | -€9,213 | -€23,880 | €35,906 | ▲ 250% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €253,503 | €216,390 | €179,068 | €139,817 | €143,947 | ▲ 3.0% |
| Fixed assets21/28 | €158,681 | €140,873 | €117,980 | €95,126 | €75,828 | ▼ 20.3% |
| Intangible fixed assets21 | €143,256 | €125,129 | €107,066 | €89,066 | €71,066 | ▼ 20.2% |
| Tangible fixed assets22/27 | €15,376 | €15,694 | €10,865 | €6,010 | €4,713 | ▼ 21.6% |
| Plant, machinery and equipment23 | €5,069 | €5,585 | €4,365 | €2,620 | €1,214 | ▼ 53.7% |
| Furniture and vehicles24 | €9,506 | €8,263 | €5,003 | €2,244 | €2,628 | ▲ 17.2% |
| Other tangible fixed assets26 | €800 | €1,847 | €1,497 | €1,147 | €870 | ▼ 24.1% |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €94,822 | €75,517 | €61,088 | €44,692 | €68,119 | ▲ 52.4% |
| Stocks and contracts in progress3 | €3,640 | €3,640 | €5,506 | €6,125 | €3,676 | ▼ 40.0% |
| Stocks30/36 | €3,640 | €3,640 | €5,506 | €6,125 | €3,676 | ▼ 40.0% |
| Amounts receivable within one year40/41 | €11,626 | €24,628 | €17,633 | €4,463 | €35,555 | ▲ 697% |
| Trade receivables40 | €3,154 | €534 | €541 | €4,463 | €141 | ▼ 96.8% |
| Other amounts receivable41 | €8,471 | €24,093 | €17,092 | - | €35,415 | - |
| Cash at bank and in hand54/58 | €79,280 | €46,969 | €37,658 | €33,636 | €26,962 | ▼ 19.8% |
| Deferred charges and accrued income490/1 | €277 | €281 | €291 | €468 | €1,926 | ▲ 312% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €253,503 | €216,390 | €179,068 | €139,817 | €143,947 | ▲ 3.0% |
| Equity10/15 | €101,220 | €80,148 | €70,936 | €47,055 | €82,961 | ▲ 76.3% |
| Contributions10/11 | €40,000 | €40,000 | €40,000 | €40,000 | €40,000 | = |
| Profit (loss) carried forward14 | €61,220 | €40,148 | €30,936 | €7,055 | €42,961 | ▲ 509% |
| Amounts payable17/49 | €152,283 | €136,241 | €108,133 | €92,762 | €60,986 | ▼ 34.3% |
| Amounts payable after more than one year17 | €109,098 | €88,075 | €66,665 | €44,852 | €22,633 | ▼ 49.5% |
| Financial debts170/4 | €109,098 | €88,075 | €66,665 | €44,852 | €22,633 | ▼ 49.5% |
| Amounts payable within one year42/48 | €43,185 | €48,166 | €41,468 | €47,911 | €38,354 | ▼ 19.9% |
| Current portion of amounts payable after more than one year42 | €20,639 | €21,023 | €21,410 | €21,813 | €22,219 | ▲ 1.9% |
| Trade debts44 | €2,122 | €2,861 | €1,779 | €7,210 | - | - |
| Suppliers440/4 | €2,122 | €2,861 | €1,779 | €7,210 | - | - |
| Taxes, remuneration and social security45 | €17,762 | €21,620 | €15,617 | €11,545 | €11,389 | ▼ 1.4% |
| Taxes450/3 | €15,077 | €14,207 | €8,584 | €6,283 | €5,920 | ▼ 5.8% |
| Remuneration and social security454/9 | €2,685 | €7,413 | €7,033 | €5,262 | €5,468 | ▲ 3.9% |
| Other amounts payable47/48 | €2,662 | €2,662 | €2,662 | €7,343 | €4,746 | ▼ 35.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,932 | -€21,072 | -€9,213 | -€23,880 | €35,906 | ▲ 250% |
| + Depreciation and write-downs630 | €22,756 | €24,343 | €24,238 | €22,855 | €20,678 | ▼ 9.5% |
| Operating cash flow (approximation) | €51,688 | €3,271 | €15,025 | -€1,026 | €56,584 | ▲ 5,615% |
| Investment in fixed assets (approximation) | - | -€6,535 | -€1,345 | €0 | -€1,381 | - |
| Change in cash | - | -€32,312 | -€9,311 | -€4,022 | -€6,675 | ▼ 66.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 48 days late
2025
31-12
Financial
Back to profitnet €35,906
Net result €35,906 after 3 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet -€23,880
Net result drops to -€23,880, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial
Equity above €100,000Eq €101,220 ▲40%
2 profitable years in a row build equity to €101,220.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2019
Ground area
4,071 m²
Building footprint
103 m²
Volume, LiDAR
351 m³
Parcel 25068B0702/00G000, Wallonia · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CAFE DEKE
since 20192.297.931.186
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25068B0702/00G000 | Wallonia | 4,071 m² | 1 · 103 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Pieters-Woluwe2.297.931.186
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Of 20,505 companies in sector 56111 we hold annual accounts for 11,454. 9,736 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-11-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID
0208:0737568006
Also
9925:BE0737568006
Registered
09-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.