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CAFÉ DE TOERIST

Active
Private limited companyfounded 2003active for 23 yearsMaaseikersteenweg 35, 3620 Lanaken, BelgiumKBO/BCE: BE 0480.281.939
Summary

The computed 12-month bankruptcy probability of CAFÉ DE TOERIST is 2.6% (moderate). The 2025 annual accounts show negative equity (-€54,657) and a net result of -€8,860. Equity has been shrinking by about 75% per year since 2018. Its solvency ranks better than 6% of 16,996 sector peers (NACE 56, financial year 2025). The company has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 22-05-2003 Normal situation
Activity
Full-service restaurants NACE 56111and 1 other
Establishment unit
2.266.843.775 3620 Lanaken, since 07-07-2017
Financial year end
31 December
Peppol
Reachable since 17-03-2026

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.6%
Annual accounts 2025
Gross margin
€571
Turnover
≈ €6,100
estimated
Loss
€8,860
▼ 73.2%
Equity
-€54,657
▼ 19.3%
Total assets
€24,906
▼ 27.6%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 54 days after the deadline
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Negative equity -€54,657Last filed accounts filed 54 days late; 2 of the last 3 accounts latelowers riskSize: total assets €24,906Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 25% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -219.5% of total assets
Liquidity 54+31
short-term debt 51.0% · cash 23.7%
Profitability 0=
return on assets -35.6%
Bankruptcy probability within 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,779 companies, NACE 56, micro)
Last 24 months 12-2024: 3.4% 01-2025: 3.3%▼ -0.1 percentage points vs 12-2024 02-2025: 3.3%● unchanged vs 01-2025 03-2025: 3.3%● unchanged vs 02-2025 04-2025: 3.3%● unchanged vs 03-2025 05-2025: 3.2%▼ -0.1 percentage points vs 04-2025 06-2025: 3.1%▼ -0.1 percentage points vs 05-2025 07-2025: 3.3%▲ +0.2 percentage points vs 06-2025 08-2025: 3.6%▲ +0.3 percentage points vs 07-2025 09-2025: 3.9%▲ +0.3 percentage points vs 08-2025 10-2025: 3.6%▼ -0.3 percentage points vs 09-2025 11-2025: 3.8%▲ +0.2 percentage points vs 10-2025 12-2025: 4.4%▲ +0.6 percentage points vs 11-2025 01-2026: 4.4%● unchanged vs 12-2025 02-2026: 4.4%● unchanged vs 01-2026 03-2026: 4.3%▼ -0.1 percentage points vs 02-2026 04-2026: 4.3%● unchanged vs 03-2026 05-2026: 4.2%▼ -0.1 percentage points vs 04-2026 06-2026: 4.1%▼ -0.1 percentage points vs 05-2026 07-2026: 4.5%▲ +0.4 percentage points vs 06-2026 08-2026: 4.5%● unchanged vs 07-2026highest value 09-2026: 4.5%● unchanged vs 08-2026 10-2026: 2.6%▼ -1.9 percentage points vs 09-2026lowest value 11-2026: 2.6%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.94 (0.41 in 2024), below 1. Short-term debt is 51% and cash 23.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 9% of them on solvency, 57% on liquidity, 8% on profitability and 25% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Size: total assets €24,906
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€54,657
NBB · annual accounts
raises risk · Last filed accounts filed 54 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€54,657
raises risk · 2025 accounts filed 54 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
54 days late
2024
104 days late
2023
30 days late
2022
31 days late
2021
30 days late
2020
31 days late
2019
40 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 46 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€54,657 View
  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€8,860 View
  • Caution: Lower solvency than 93% of companies in food and beverage servicesector median 29.6% · 16,996 companies -219.5% View

Recent changes

  1. · Gazette deed Company renamed from MARE NATUURSTEEN to CAFÉ DE TOERISTResignations: MAAT Jacob (director) and RAMAEKERS Maria Christina Wilhelmina (director) · Reappointments: MAAT Jacob (director) and RAMAEKERS Maria Christina Wilhelmina (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as CAFÉ DE TOERIST: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €22,100 and €27,900, founded between 2000 and 2005.

CompanyTotal assetsGross margin
CAFÉ DE TOERIST Lanaken€24,906€571
Sweet City Tienen€24,423-€1,584
MIDI Nieuwpoort€27,405-€5,136
BISTRO DE EETKAMER Brugge€23,939-€10,043
TRENTE Holsbeek€25,552€993
HEALTH CHINA Brasschaat€22,115-€509
DE PONDEROSA Wervik€27,860-€54,102
Full comparison

Key facts about CAFÉ DE TOERIST

What is the company number of CAFÉ DE TOERIST?
The company number of CAFÉ DE TOERIST is 0480.281.939. The VAT number is the same number with BE in front: BE 0480.281.939.
Where is CAFÉ DE TOERIST based?
The registered office is at Maaseikersteenweg 35, 3620 Lanaken.Company details
What does CAFÉ DE TOERIST do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of CAFÉ DE TOERIST?
The legal form of CAFÉ DE TOERIST is Private limited company (BV).
When was CAFÉ DE TOERIST founded?
CAFÉ DE TOERIST was founded on 22-05-2003.
Is CAFÉ DE TOERIST still active?
Yes, CAFÉ DE TOERIST is an active enterprise in the KBO register.
What is the turnover of CAFÉ DE TOERIST?
The turnover in financial year 2025 is ≈ €6,100. This figure is estimated from the gross margin of €571 and 93 comparable companies (NACE 56111). It probably lies between €3,000 and €12,000. It is a rough estimate.Financials
Is CAFÉ DE TOERIST profitable?
In financial year 2025, CAFÉ DE TOERIST made a loss of €8,860.
Where can I find the annual accounts of CAFÉ DE TOERIST?
CAFÉ DE TOERIST filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CAFÉ DE TOERIST due?
CAFÉ DE TOERIST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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