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CAFE DE EBUROON

Active
Private limited companyfounded 200323 yrs activeElderseweg 18, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0860.153.042

CAFE DE EBUROON has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €9k. Equity is growing by ~52.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 13159 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
80 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-15
Solvency91▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 2.45 in 2024; short-term debt: 34.3% and cash: 50% of total assets), and 34.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
65.7%
Return on assets
12.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 d early
2024
27 d early
2023
15 d early
2022
35 d early
2021
45 d early
2020
10 d early
2019
31 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€50k▲ 22.9%
2024 · €41k
2018: €5k 2019: €-5k 2020: €5k 2021: €12k 2022: €21k 2023: €26k 2024: €41k
2018 → 2025
Total assets
€76k▲ 25.5%
2024 · €61k
2018: €59k 2019: €50k 2020: €55k 2021: €67k 2022: €40k 2023: €43k 2024: €61k
2018 → 2025
Net result
€9k▼ 36.1%
2024 · €15k
2018: €-7k 2019: €-10k 2020: €10k 2021: €6k 2022: €9k 2023: €5k 2024: €15k
2018 → 2025
Working capital
€30k▲ 4.0%
2024 · €29k
2018: €-37k 2019: €-43k 2020: €-26k 2021: €-12k 2022: €3k 2023: €13k 2024: €29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€12k-€21k▲ 76.2%€26k▲ 25.7%€41k▲ 55.9%€50k▲ 22.9%
Operating result€7k-€9k▲ 36.1%€6k▼ 39.2%€20k▲ 250%€15k▼ 24.8%
Net result€6k-€9k▲ 40.4%€5k▼ 40.6%€15k▲ 174%€9k▼ 36.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20kOperating result 2021: €7k€7kNet result 2021: €6k€6kOperating result 2022: €9k€9kNet result 2022: €9k€9kOperating result 2023: €6k€6kNet result 2023: €5k€5kOperating result 2024: €20k€20kNet result 2024: €15k€15kOperating result 2025: €15k€15kNet result 2025: €9k€9k20212022202320242025
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €76k
Fixed assets €20k▲ 68.5%
Current assets €56k▲ 15.1%
Equity and liabilities €76k
Equity €50k▲ 22.9%
Debt €26k▲ 30.7%
The debt ratio rises from 32.9% to 34.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€23k
2024 · €26k
Cash flow
€18k
2024 · €21k
Solvency
65.7%
2024 · 67.1%
Current ratio
2.15
2024 · 2.45
Quick ratio
1.94
2024 · 2.16
Debt / equity
0.52
2024 · 0.49
ROE
18.6%
2024 · 35.9%
ROA
12.2%
2024 · 24.0%
Interest coverage
651.22
2024 · 161.79
Debt
€26k
2024 · €20k
Debt ≤ 1 year
€26k
2024 · €20k
Income taxes
€6k
2024 · €5k
Staff costs
€21k
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€61k€76k
Fixed assets21/28€12k€20k
Tangible fixed assets22/27€12k€20k
Land and buildings22€10k€5k
Plant, machinery and equipment23€2k€2k
Furniture and vehicles24-€13k
Current assets29/58€49k€56k
Stocks and contracts in progress3€6k€6k
Stocks30/36€6k€6k
Amounts receivable within one year40/41€517€11k
Trade receivables40-€11k
Other amounts receivable41€517€603
Cash at bank and in hand54/58€41k€38k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€61k€76k
Equity10/15€41k€50k
Contributions10/11€19k€19k=
Reserves13€22k€31k
Tax-exempt reserves132€11k€11k=
Distributable reserves133€12k€21k
Amounts payable17/49€20k€26k
Amounts payable within one year42/48€20k€26k
Trade debts44€3k€12k
Suppliers440/4€3k€12k
Taxes, remuneration and social security45€6k€7k
Taxes450/3€4k€5k
Remuneration and social security454/9€2k€2k
Other amounts payable47/48€12k€7k
Accrued charges and deferred income492/3€77-
Income statement Code20242025
Remuneration, social security and pensions62€15k€21k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k
Other operating charges640/8€7k€5k
Gross operating margin9900€48k€50k
Operating profit (loss)9901€20k€15k
Financial income75/76B-€10
Recurring financial income75-€10
Financial charges65/66B€161€36
Recurring financial charges65€161€36
Profit (loss) for the period before taxes9903€20k€15k
Income taxes67/77€5k€6k
Profit (loss) for the period9904€15k€9k
Profit (loss) for the period to be appropriated9905€15k€9k
Appropriation of the result
Profit (loss) to be appropriated9906€11k€9k
Profit (loss) brought forward from the previous period14P€-3k-
Transfer to equity691/2€11k€9k
To other reserves6921€11k€9k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €15k ▲174%
Operating result €20k, net result €15k, both a record.
16-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
21-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €10k
Net result €10k after 2 loss-making years.
30-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
24-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
25-09
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 56 days late
2017
29-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2003
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Elderseweg 183700 Tongeren-Borgloon
Ground area
240 m²
Building footprint
203 m²
Parcel 73347A0327/00X000, Flanders. Linked by address, not a title deed.
1 establishment unit
CAFE DE EBUROON
Elderseweg 18, 3700 Tongeren-BorgloonNACE 5530105
since 20032.132.576.870
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73347A0327/00X000 Flanders 240 m² 1 · 203 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2023 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid
Year Entries awardedpaid
2023 1 2,000 EUR2,000 EUR
2022 1 2,000 EUR2,000 EUR
Schemes
Hinderpremie bij openbare werken
2 entries · 4,000 EUR · 4,000 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site
Tongeren-Borgloon2.132.576.870
1 permission
Toelating · Eetgelegenheid · since 12-12-2008

Similar companies · same sector, comparable size

Of 20,495 companies in sector 56111 we hold annual accounts for 11,455. 9,821 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-06-2003
Fiscal year end31-12
Activities, NACEBEL
55301
55401
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.