Café de Baian
ActiveThe computed 12-month bankruptcy probability of Café de Baian is 4.1% (elevated). The 2025 annual accounts show negative equity (€-225k) and a net result of €-169k. Equity is shrinking by ~223.4% per year across the filed fiscal years. Its solvency ranks better than 12% of 18040 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
14
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-2
Solvency0▼-16
Growth32=
Track record94
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.28 against 0.54 in 2024; short-term debt: 114.5% and cash: 5.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-53.4%
Return on assets
-40.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-225k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
24 d early
2024
31 d early
2023
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-225k▼ 305%
2024 · €-55k
2023: €23k
2024: €-55k
2023 → 2025
Total assets
€420k▼ 29.1%
2024 · €593k
2023: €430k
2024: €593k
2023 → 2025
Net result
€-169k▼ 115%
2024 · €-79k
2023: €-52k
2024: €-79k
2023 → 2025
Working capital
€-346k▼ 60.9%
2024 · €-215k
2023: €-23k
2024: €-215k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€23k-€-55k€-225k▼ 305%
Operating result€-45k-€-69k▼ 55.9%€-161k▼ 131%
Net result€-52k-€-79k▼ 51.8%€-169k▼ 115%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €161k in 2025 against €69k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €419k
Fixed assets
€284k▼ 17.3%
Current assets
€135k▼ 45.5%
Key figures and ratios
EBITDA
€-87k▼
2024 · €-52k
Cash flow
€-96k▼
2024 · €-61k
Solvency
-53.4%▼
2024 · -9.3%
Current ratio
0.28▼
2024 · 0.54
Quick ratio
0.08▼
2024 · 0.29
Debt / equity
-2.87▲
2024 · -11.70
ROA
-40.2%▼
2024 · -13.3%
Interest coverage
-10.21▼
2024 · -5.50
Debt
€645k▼
2024 · €649k
Debt ≤ 1 year
€481k▲
2024 · €463k
Debt > 1 year
€164k▼
2024 · €186k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€593k€420k▼
Formation expenses20€1k€1k▼
Fixed assets21/28€344k€284k▼
Intangible fixed assets21€21k€18k▼
Tangible fixed assets22/27€324k€267k▼
Plant, machinery and equipment23€17k€18k▲
Furniture and vehicles24€185k€131k▼
Other tangible fixed assets26€122k€118k▼
Current assets29/58€248k€135k▼
Stocks and contracts in progress3€115k€97k▼
Stocks30/36€115k€97k▼
Amounts receivable within one year40/41€40k€12k▼
Trade receivables40€4k€12k▲
Other amounts receivable41€36k-
Cash at bank and in hand54/58€91k€25k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€593k€420k▼
Equity10/15€-55k€-225k▼
Contributions10/11€75k€75k=
Profit (loss) carried forward14€-130k€-300k▼
Amounts payable17/49€649k€645k▼
Amounts payable after more than one year17€186k€164k▼
Financial debts170/4€186k€164k▼
Amounts payable within one year42/48€463k€481k▲
Current portion of amounts payable after more than one year42€58k€22k▼
Financial debts43€35k€35k=
Credit institutions430/8€35k€35k=
Trade debts44€190k€68k▼
Suppliers440/4€190k€68k▼
Taxes, remuneration and social security45-€9k
Taxes450/3-€6k
Remuneration and social security454/9-€2k
Other amounts payable47/48€181k€348k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€73k▲
Other operating charges640/8€868€1k▲
Gross operating margin9900€-51k€-86k▼
Operating profit (loss)9901€-69k€-161k▼
Financial income75/76B€218-
Recurring financial income75€218-
Financial charges65/66B€9k€9k▼
Recurring financial charges65€9k€9k▼
Profit (loss) for the period before taxes9903€-79k€-169k▼
Profit (loss) for the period9904€-79k€-169k▼
Profit (loss) for the period to be appropriated9905€-79k€-169k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-130k€-300k▼
Profit (loss) brought forward from the previous period14P€-52k€-130k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-169k
Net result drops to €-169k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Thems 618490 JabbekeGround area
1.7 ha
Building footprint
1,238 m²
Volume, LiDAR
7,708 m³
2 parcels, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Café de Baian
since 20222.337.275.475
Café de Baian
since 20242.357.970.525
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31012B0684/00M000 | Flanders | 1.5 ha | 1 · 1,007 m² | 9.1 m · 2 fl. |
| 31442C0681/00L000 | Flanders | 2,083 m² | 1 · 231 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 1,275 EUR awarded · 526 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 750 EUR | 158 EUR |
| 2022 | 1 | 525 EUR | 368 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteJabbeke2.357.970.525
Similar companies · same sector, comparable size
RENIERS FISHING
BE 0787.858.447
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PROMOSPORT
BE 0441.481.444
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GORY DISTRIBUTION
BE 0880.372.097
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DE PIVOT
BE 0663.739.920
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SPORTSVILLE
BE 0533.695.681
Antwerpen · Eq €23k
Of 1,314 companies in sector 47639 we hold annual accounts for 624. 412 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-10-2022
Fiscal year end31-12
Activities, NACEBEL
47639Retail sale of other sporting goods
47640Retail trade
55100Hotels and similar accommodation
55209Other holiday and short-stay accommodation
56301Cafés and bars
93127Equestrian clubs
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.