Skip to content

CAERTS EN CAERTS

Active
Private limited companyfounded 1991active for 35 yearsBeverdijk 67A, 3150 Haacht, BelgiumKBO/BCE: BE 0444.535.558

From the official registers: KBO 32 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

CAERTS EN CAERTS has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162,924 and a net result of €16,213. Equity remains stable across the filed financial years (±2.4% per year). Its solvency ranks better than 90% of 22,679 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
CAERTS EN CAERTSActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 20-06-1991 Normal situation
Legal form
Private limited company
Registered office
Beverdijk 67A, 3150 Haacht
Activity
Retail sale of household textiles and bedding NACE 47512
Establishment unit
2.055.353.091 1930 Zaventem, since 17-12-1991
Financial year end
31 December
Peppol
Reachable since 29-08-2023
Company details

Who decides

Board
Holdings
Shares in 1 company PIANO'S LEO CAERTS
Board & ownership

How it is doing

91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€34,552
▲ 18.9%
Turnover
≈ €200,000
estimated
Profit
€16,213
▲ 95.4%
Equity
€162,924
▲ 6.0%
Total assets
€197,393
▲ 3.7%
2025 accounts filed 31 days late
Filed on 31-08-2026at the National Bank
Financials
Why 91raises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 2.97, cash €47,814Equity €162,924 (82.5% of total assets)Founded in 1991Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 74% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 82.5% of total assets
Liquidity 76-4
short-term debt 17.5% · cash 24.2%
Profitability 79+5
return on assets 8.2%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%▼ -0.2 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.2%▲ +0.1 percentage points vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026 06-2026: 0.2%▼ -0.1 percentage points vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.2%▼ -0.3 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.97, compared with 2.25 in 2024, above the usual 1.5; short-term debt: 17.5% and cash: 24.2% of total assets), and 17.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 81% on liquidity, 69% on profitability and 54% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.97, cash €47,814
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Equity €162,924 (82.5% of total assets)
NBB · annual accounts
lowers risk · Founded in 1991
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
29 days late
2023
27 days late
2022
24 days late
2021
2 days early
2020
30 days late
2019
94 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Key points

  • Positive: Among the best 11% on solvencysector median 33.2% · 22,679 companies 82.5% View

Documents

Annual accounts at the NBB

All 32 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about CAERTS EN CAERTS

What is the company number of CAERTS EN CAERTS?
0444.535.558. In Belgium the VAT number is the company number with BE in front: BE 0444.535.558.
Where is CAERTS EN CAERTS based?
The registered office is at Beverdijk 67A, 3150 Haacht.Company details
What does CAERTS EN CAERTS do?
According to the KBO register, the main activity is retail sale of household textiles and bedding (NACE 47512).
What is the legal form of CAERTS EN CAERTS?
Private limited company (BV).
When was CAERTS EN CAERTS founded?
On 20-06-1991.
Is CAERTS EN CAERTS still active?
Yes, CAERTS EN CAERTS is an active enterprise in the KBO register.
What is the turnover of CAERTS EN CAERTS?
≈ €200,000 in financial year 2025. Estimated from the gross margin of €34,552: probably between €150,000 and €310,000, based on 41 comparable companies, NACE 475.Financials
Is CAERTS EN CAERTS profitable?
In financial year 2025, CAERTS EN CAERTS made a profit of €16,213.
Where can I find the annual accounts of CAERTS EN CAERTS?
CAERTS EN CAERTS filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of CAERTS EN CAERTS due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to CAERTS EN CAERTS

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure