CAENEN GEERT
ActiveSummary
The computed 12-month bankruptcy probability of CAENEN GEERT is 1.9% (moderate). The 2025 annual accounts show equity of €72k and a net result of €69k. Equity is shrinking by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 35% of 27786 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency59=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.43 in 2024; short-term debt: 66.3% and cash: 65.3% of total assets), and 66.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.7%
Return on assets
32.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
4 d early
2024
19 d early
2023
31 d early
2022
31 d early
2021
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▼ 39.9%
2024 · €120k
2021: €102k
2022: €168k
2023: €250k
2024: €120k
2021 → 2025
Total assets
€214k▼ 39.7%
2024 · €355k
2021: €155k
2022: €226k
2023: €354k
2024: €355k
2021 → 2025
Net result
€69k▼ 22.2%
2024 · €89k
2021: €100k
2022: €67k
2023: €82k
2024: €89k
2021 → 2025
Working capital
€23k▼ 77.3%
2024 · €101k
2021: €59k
2022: €136k
2023: €219k
2024: €101k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€102k-€168k▲ 64.4%€250k▲ 49.0%€120k▼ 52.0%€72k▼ 39.9%
Operating result€124k-€85k▼ 31.3%€106k▲ 24.4%€112k▲ 5.7%€85k▼ 23.7%
Net result€100k-€67k▼ 33.3%€82k▲ 23.5%€89k▲ 8.0%€69k▼ 22.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214k
Fixed assets
€49k ▲ 127%
Current assets
€165k ▼ 50.5%
Equity and liabilities €214k
Equity
€72k ▼ 39.9%
Debt
€142k ▼ 39.5%
Debt's share of the balance-sheet total rises from 66.2% to 66.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€106k▼
2024 · €128k
Cash flow
€90k▼
2024 · €104k
Current ratio
1.16▼
2024 · 1.43
Quick ratio
1.09▼
2024 · 1.26
Debt to equity
1.97▲
2024 · 1.96
ROE
95.7%▲
2024 · 74.0%
ROA
32.3%▲
2024 · 25.0%
Interest coverage
62.99▲
2024 · 56.35
Debt ≤ 1 year
€142k▼
2024 · €232k
Income taxes
€16k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€355k€214k▼
Fixed assets21/28€22k€49k▲
Tangible fixed assets22/27€22k€49k▲
Plant, machinery and equipment23€12k€8k▼
Furniture and vehicles24€10k€41k▲
Current assets29/58€333k€165k▼
Stocks and contracts in progress3€39k€10k▼
Stocks30/36€39k€10k▼
Amounts receivable within one year40/41€87k€15k▼
Trade receivables40€84k€9k▼
Other amounts receivable41€4k€7k▲
Cash at bank and in hand54/58€203k€140k▼
Deferred charges and accrued income490/1€4k€254▼
Equity and liabilities
Total equity and liabilities10/49€355k€214k▼
Equity10/15€120k€72k▼
Contributions10/11€3k€3k=
Reserves13€117k€69k▼
Distributable reserves133€117k€69k▼
Amounts payable17/49€235k€142k▼
Amounts payable within one year42/48€232k€142k▼
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Advances received on contracts in progress46-€500
Taxes, remuneration and social security45€6k€546▼
Taxes450/3€3k€546▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€222k€137k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€20k▲
Other operating charges640/8€747€647▼
Gross operating margin9900€128k€107k▼
Operating profit (loss)9901€112k€85k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€112k€86k▼
Income taxes67/77€23k€16k▼
Profit (loss) for the period9904€89k€69k▼
Profit (loss) for the period to be appropriated9905€89k€69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€89k€69k▼
Transfer from equity791/2€219k€117k▼
Transfer to equity691/2€89k€69k▼
To other reserves6921€89k€69k▼
Profit to be distributed694/7€219k€117k▼
Return on contributions (dividend)694€219k€117k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €250k ▲49%
3 profitable years in a row build equity to €250k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €67k ▼33.3%
Net result drops to €67k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €168k ▲64.4%
2 profitable years in a row build equity to €168k.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Briegdenstraat 16 A3620 LanakenGround area
1,557 m²
Building footprint
173 m²
Volume, LiDAR
1,139 m³
Parcel 73014B1001/00K000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Caenen Geert
since 20202.307.349.787
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73014B1001/00K000 | Flanders | 1,557 m² | 1 · 173 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 404 EUR awarded · 404 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 207 EUR | 207 EUR |
| 2024 | 1 | 197 EUR | 197 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,796 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
33120Repair and maintenance of machinery
43211General electrical installation work
43212Electrical installation work in industrial facilities
43221Plumbing work
95220Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.