CADRE
ActiveCADRE has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €-553. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 81% of 4422 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-7
Solvency97▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.4 in 2024; short-term debt: 28.1% and cash: 35.7% of total assets), and 28.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
72 d early
2024
66 d early
2023
77 d early
2022
69 d early
2021
60 d early
2020
61 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€138k▲ 0.3%
2024 · €138k
2018: €134k
2019: €120k
2020: €119k
2021: €131k
2022: €129k
2023: €131k
2024: €138k
2018 → 2025
Net result
€-553
2024 · €7k
2018: €464
2019: €-4k
2020: €100
2021: €6k
2022: €9k
2023: €4k
2024: €7k
2018 → 2025
Working capital
€16k▲ 9.2%
2024 · €15k
2018: €-35k
2019: €-32k
2020: €-29k
2021: €-23k
2022: €-8k
2023: €2k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0
Equity€80k-€89k▲ 11.6%€93k▲ 4.1%€100k▲ 7.9%€99k▼ 0.6%
Operating result€6k-€11k▲ 68.2%€8k▼ 24.4%€10k▲ 27.5%€-3k
Net result€6k-€9k▲ 44.7%€4k▼ 60.0%€7k▲ 98.6%€-553
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €10k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€83k▼ 2.3%
Current assets
€55k▲ 4.4%
Equity and liabilities €138k
Equity
€99k▼ 0.6%
Debt
€39k▲ 2.5%
The debt ratio rises from 27.5% to 28.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2k▼
2024 · €16k
Cash flow
€5k▼
2024 · €13k
Solvency
71.9%▼
2024 · 72.5%
Current ratio
1.42▲
2024 · 1.40
Quick ratio
1.42▲
2024 · 1.40
Debt / equity
0.39▲
2024 · 0.38
ROE
-0.6%▼
2024 · 7.3%
ROA
-0.4%▼
2024 · 5.3%
Interest coverage
9.19▼
2024 · 75.61
Debt
€39k▲
2024 · €38k
Debt ≤ 1 year
€39k▲
2024 · €38k
Income taxes
€-2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€138k€138k▲
Fixed assets21/28€85k€83k▼
Tangible fixed assets22/27€85k€83k▼
Land and buildings22€85k€83k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€0-
Current assets29/58€53k€55k▲
Amounts receivable within one year40/41€3k€3k=
Trade receivables40€0-
Other amounts receivable41€3k€3k=
Current investments50/53€2k€2k=
Cash at bank and in hand54/58€47k€49k▲
Deferred charges and accrued income490/1€511€510▼
Equity and liabilities
Total equity and liabilities10/49€138k€138k▲
Equity10/15€100k€99k▼
Contributions10/11€20k€20k=
Reserves13€10k€10k=
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Profit (loss) carried forward14€70k€69k▼
Amounts payable17/49€38k€39k▲
Amounts payable within one year42/48€38k€39k▲
Trade debts44€315€1k▲
Suppliers440/4€315€1k▲
Other amounts payable47/48€38k€38k▲
Income statement
Code20242025
Turnover70€0-
Goods, raw materials, services and sundry goods60/61€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€18k€4k▼
Operating profit (loss)9901€10k€-3k▼
Financial income75/76B€161€938▲
Recurring financial income75€161€938▲
Financial charges65/66B€212€215▲
Recurring financial charges65€212€215▲
Profit (loss) for the period before taxes9903€10k€-3k▼
Income taxes67/77€3k€-2k▼
Profit (loss) for the period9904€7k€-553▼
Profit (loss) for the period to be appropriated9905€7k€-553▼
Appropriation of the result
Profit (loss) to be appropriated9906€70k€69k▼
Profit (loss) brought forward from the previous period14P€63k€70k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €100k ▲7.9%
5 profitable years in a row build equity to €100k.
15-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €9k ▲44.7%
Operating result €11k, net result €9k, both a record.
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €100
Net result €100 after one loss-making year.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-4k ▼876%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bronstraat 121652 BeerselGround area
501 m²
Building footprint
78 m²
Volume, LiDAR
624 m³
Parcel 23001B0219/00A002, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bronstraat 12, 1652 Beersel
since 20022.113.386.609
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23001B0219/00A002 | Flanders | 501 m² | 1 · 78 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DVI
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SYNDICBEHEER.BE
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Of 1,280 companies in sector 81100 we hold annual accounts for 678. 441 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-1995
Fiscal year end31-12
Activities, NACEBEL
70322
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:veronique.lejeune@skynet.be
Phone:0475841645