CADIMMO
ActiveSummary
CADIMMO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €331k and a net result of €15k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 67% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+64
Solvency77▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.42 against 3.87 in 2024; short-term debt: 23.3% and cash: 26.1% of total assets), and 47.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.5%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
3 d early
2023
2 d early
2022
29 d late
2021
61 d late
2020
26 d late
2019
18 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€331k▼ 16.3%
2024 · €396k
Total assets
€631k▼ 6.2%
2024 · €672k
Net result
€15k
2024 · €-55k
Working capital
€208k▼ 23.9%
2024 · €274k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€118k▲ 12.7%€207k▲ 75.0%€17k▼ 91.8%€-48k€23k
Net result€75k▲ 10.7%€126k▲ 68.0%€-4k€-55k▼ 1,130%€15k
Equity€358k▲ 26.4%€484k▲ 35.1%€451k▼ 6.9%€396k▼ 12.2%€331k▼ 16.3%
Total assets€861k▲ 22.2%€947k▲ 10.1%€782k▼ 17.5%€672k▼ 14.0%€631k▼ 6.2%
Debt€492k▲ 17.1%€463k▼ 5.9%€331k▼ 28.5%€277k▼ 16.4%€300k▲ 8.3%
Working capital€286k▲ 29.8%€317k▲ 10.9%€329k▲ 3.7%€274k▼ 16.6%€208k▼ 23.9%
Staff (FTE)1=1.4▲ 40.0%2▲ 42.9%1.8▼ 10.0%1.8=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €23k after a loss of €48k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €631k
Fixed assets
€276k ▼ 9.0%
Current assets
€355k ▼ 3.8%
Equity and liabilities €631k
Equity
€331k ▼ 16.3%
Debt
€300k ▲ 8.3%
Debt's share of the balance-sheet total rises from 41.2% to 47.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€65k▲
2024 · €-2k
Cash flow
€57k▲
2024 · €-10k
Current ratio
2.42▼
2024 · 3.87
Debt to equity
0.91▲
2024 · 0.70
ROE
4.4%▲
2024 · -13.9%
ROA
2.3%▲
2024 · -8.2%
Interest coverage
8.84▲
2024 · -0.27
Debt ≤ 1 year
€147k▲
2024 · €95k
Debt > 1 year
€153k▼
2024 · €181k
Income taxes
€3k▲
2024 · €819
Staff costs
€48k▼
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €40k | €76k | €45k | €2k | €39k | ▲ 1,855% |
| Remuneration, social security and pensions62 | €35k | €42k | €59k | €57k | €48k | ▼ 14.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25k | €43k | €46k | €45k | €42k | ▼ 7.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €-4k | - | - | - | - |
| Other operating charges640/8 | €4k | €15k | €4k | €5k | €9k | ▲ 79.0% |
| Non-recurring operating charges66A | €14k | €5k | €9k | €3k | €2k | ▼ 26.2% |
| Gross operating margin9900 | €197k | €308k | €134k | €62k | €124k | ▲ 99.8% |
| Operating profit (loss)9901 | €118k | €207k | €17k | €-48k | €23k | ▲ 149% |
| Financial income75/76B | €2k | €243 | €2k | €2k | €2k | ▼ 1.7% |
| Recurring financial income75 | €2k | €243 | €2k | €2k | €2k | ▼ 1.7% |
| Financial charges65/66B | €10k | €12k | €12k | €9k | €7k | ▼ 14.5% |
| Recurring financial charges65 | €10k | €12k | €12k | €9k | €7k | ▼ 14.5% |
| Profit (loss) for the period before taxes9903 | €110k | €195k | €6k | €-54k | €18k | ▲ 133% |
| Transfer from deferred taxes780 | €41 | €10k | - | - | - | - |
| Transfer to deferred taxes680 | €10k | - | - | - | - | - |
| Income taxes67/77 | €25k | €79k | €11k | €819 | €3k | ▲ 268% |
| Profit (loss) for the period9904 | €75k | €126k | €-4k | €-55k | €15k | ▲ 127% |
| Transfer from tax-exempt reserves789 | €123 | €29k | - | - | - | - |
| Transfer to tax-exempt reserves689 | €29k | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €45k | €155k | €-4k | €-55k | €15k | ▲ 127% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €861k | €947k | €782k | €672k | €631k | ▼ 6.2% |
| Fixed assets21/28 | €428k | €507k | €341k | €303k | €276k | ▼ 9.0% |
| Tangible fixed assets22/27 | €428k | €507k | €341k | €303k | €276k | ▼ 9.0% |
| Land and buildings22 | €321k | €306k | €178k | €167k | €168k | ▲ 0.8% |
| Plant, machinery and equipment23 | €81k | €130k | €111k | €104k | €88k | ▼ 14.6% |
| Furniture and vehicles24 | €26k | €67k | €52k | €33k | €19k | ▼ 41.4% |
| Assets under construction and advance payments27 | - | €4k | - | - | - | - |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €432k | €441k | €441k | €369k | €355k | ▼ 3.8% |
| Amounts receivable after more than one year29 | - | €70k | €63k | €56k | €49k | ▼ 12.5% |
| Other amounts receivable291 | - | €70k | €63k | €56k | €49k | ▼ 12.5% |
| Amounts receivable within one year40/41 | €106k | €103k | €131k | €139k | €137k | ▼ 1.8% |
| Trade receivables40 | €78k | €103k | €81k | €80k | €16k | ▼ 80.0% |
| Other amounts receivable41 | €29k | - | €49k | €59k | €121k | ▲ 104% |
| Cash at bank and in hand54/58 | €319k | €267k | €244k | €169k | €165k | ▼ 2.8% |
| Deferred charges and accrued income490/1 | €7k | €1k | €3k | €5k | €5k | ▲ 5.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €861k | €947k | €782k | €672k | €631k | ▼ 6.2% |
| Equity10/15 | €358k | €484k | €451k | €396k | €331k | ▼ 16.3% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Reserves13 | €252k | €378k | €349k | €349k | €285k | ▼ 18.5% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Tax-exempt reserves132 | €29k | - | - | - | - | - |
| Distributable reserves133 | €221k | €376k | €349k | €349k | €285k | ▼ 18.5% |
| Profit (loss) carried forward14 | €86k | €86k | €81k | €26k | €26k | = |
| Provisions and deferred taxes16 | €10k | - | - | - | - | - |
| Deferred taxes168 | €10k | - | - | - | - | - |
| Amounts payable17/49 | €492k | €463k | €331k | €277k | €300k | ▲ 8.3% |
| Amounts payable after more than one year17 | €346k | €340k | €218k | €181k | €153k | ▼ 15.6% |
| Financial debts170/4 | €346k | €340k | €218k | €180k | €152k | ▼ 15.7% |
| Other amounts payable178/9 | - | - | - | €1k | €1k | = |
| Amounts payable within one year42/48 | €146k | €124k | €112k | €95k | €147k | ▲ 54.0% |
| Current portion of amounts payable after more than one year42 | €38k | €51k | €39k | €39k | €29k | ▼ 25.3% |
| Trade debts44 | €49k | €35k | €17k | €20k | €20k | = |
| Suppliers440/4 | €49k | €35k | €17k | €20k | €20k | = |
| Advances received on contracts in progress46 | €23k | - | - | - | - | - |
| Taxes, remuneration and social security45 | €29k | €14k | €19k | €32k | €18k | ▼ 43.1% |
| Taxes450/3 | €20k | €12k | €1k | €16k | €4k | ▼ 75.5% |
| Remuneration and social security454/9 | €9k | €1k | €18k | €16k | €14k | ▼ 8.9% |
| Other amounts payable47/48 | €7k | €24k | €36k | €4k | €79k | ▲ 1,981% |
| Accrued charges and deferred income492/3 | - | - | €803 | €120 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €75k | €126k | €-4k | €-55k | €15k | ▲ 127% |
| + Depreciation and write-downs630 | €25k | €43k | €46k | €45k | €42k | ▼ 7.8% |
| Operating cash flow (approximation) | €100k | €169k | €41k | €-10k | €57k | ▲ 679% |
| Investment in fixed assets (approximation) | - | €-121k | €119k | €-7k | €-14k | ▼ 99.5% |
| Change in cash | - | €-53k | €-22k | €-75k | €-5k | ▲ 93.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-55k
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €126k ▲68%
Operating result €207k, net result €126k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
31-12
Financial
Equity above €200kEq €216k ▲58%
2 profitable years in a row build equity to €216k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Trooz · 1 establishment unit since 2008
Ground area
217 m²
Building footprint
74 m²
Volume, LiDAR
472 m³
Parcel 62040G0174/00S005, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
GROUPE CADIMMO TROOZ
since 20082.204.586.207
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62040G0174/00S005 | Wallonia | 217 m² | 1 · 73 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,143 companies in sector 68201 we hold annual accounts for 6,764. 5,001 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-11-2008
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
47632Retail sale of bicycles
68202Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
Scores and ratios are computed by Checked and are not a credit decision.