CADANS
ActiveSummary
CADANS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73,226 and a net result of €53,629. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 4695 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+40
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 29.14 against 1.47 in 2024; short-term debt: 3.4% and cash: 24.7% of total assets), and 3.4% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.6%
Return on assets
70.8%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 12-03-2026, 80 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
80 d early
2024
95 d early
2023
35 d early
2022
37 d late
2021
on the day
2020
84 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 43 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-10-2026 close31-05-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
In the rankings
#4 company by equity in Wemmel, Other services sector
Equity
€73,226▲ 274%
2024 · €19,597
Total assets
€75,787▲ 36.2%
2024 · €55,637
Net result
€53,629▲ 240%
2024 · €15,777
Working capital
€72,038▲ 321%
2024 · €17,112
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€7,123€29,666€32,916▲ 11.0%€21,755▼ 33.9%€69,493▲ 219%
Net result-€7,472below the sector's middle half€21,922above the sector's middle half€23,636above the sector's middle half▲ 7.8%€15,777above the sector's middle half▼ 33.2%€53,629above the sector's middle half▲ 240%
Equity€48,262within the sector's middle half▼ 13.4%€70,184above the sector's middle half▲ 45.4%€63,820above the sector's middle half▼ 9.1%€19,597within the sector's middle half▼ 69.3%€73,226above the sector's middle half▲ 274%
Total assets€90,598within the sector's middle half▲ 0.2%€82,915within the sector's middle half▼ 8.5%€77,059within the sector's middle half▼ 7.1%€55,637within the sector's middle half▼ 27.8%€75,787within the sector's middle half▲ 36.2%
Debt€42,337▲ 22.1%€12,731▼ 69.9%€13,239▲ 4.0%€36,040▲ 172%€2,560▼ 92.9%
Working capital€36,049▼ 27.5%€61,177▲ 69.7%€59,649▼ 2.5%€17,112▼ 71.3%€72,038▲ 321%
Solvency53.3%within the sector's middle half▼ 8.4pp84.6%above the sector's middle half▲ 31.4pp82.8%above the sector's middle half▼ 1.8pp35.2%within the sector's middle half▼ 47.6pp96.6%above the sector's middle half▲ 61.4pp
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 219% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75,787
Fixed assets
€1,188 ▼ 52.2%
Current assets
€74,599 ▲ 40.4%
Equity and liabilities €75,787
Equity
€73,226 ▲ 274%
Debt
€2,560 ▼ 92.9%
Debt's share of the balance-sheet total falls from 64.8% to 3.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€70,790▲
2024 · €23,441
Cash flow
€54,927▲
2024 · €17,463
Current ratio
29.14▲
2024 · 1.47
Debt to equity
0.03▼
2024 · 1.84
ROE
73.2%▼
2024 · 80.5%
ROA
70.8%▲
2024 · 28.4%
Interest coverage
46.54▲
2024 · 13.49
Debt ≤ 1 year
€2,560▼
2024 · €36,040
Income taxes
€14,926▲
2024 · €4,805
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,014 | €6,255 | €2,267 | €1,686 | €1,297 | ▼ 23.0% |
| Other operating charges640/8 | €489 | €395 | €1,173 | €340 | €561 | ▲ 65.1% |
| Gross operating margin9900 | -€621 | €36,316 | €36,356 | €23,781 | €71,351 | ▲ 200% |
| Operating profit (loss)9901 | -€7,123 | €29,666 | €32,916 | €21,755 | €69,493 | ▲ 219% |
| Financial income75/76B | €615 | €665 | €564 | €565 | €584 | ▲ 3.3% |
| Recurring financial income75 | €615 | €665 | €564 | €565 | €584 | ▲ 3.3% |
| Financial charges65/66B | €665 | €219 | €2,167 | €1,738 | €1,521 | ▼ 12.5% |
| Recurring financial charges65 | €665 | €219 | €2,167 | €1,738 | €1,521 | ▼ 12.5% |
| Profit (loss) for the period before taxes9903 | -€7,174 | €30,113 | €31,313 | €20,583 | €68,556 | ▲ 233% |
| Income taxes67/77 | €298 | €8,190 | €7,677 | €4,805 | €14,926 | ▲ 211% |
| Profit (loss) for the period9904 | -€7,472 | €21,922 | €23,636 | €15,777 | €53,629 | ▲ 240% |
| Profit (loss) for the period to be appropriated9905 | -€7,472 | €21,922 | €23,636 | €15,777 | €53,629 | ▲ 240% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €90,598 | €82,915 | €77,059 | €55,637 | €75,787 | ▲ 36.2% |
| Fixed assets21/28 | €12,663 | €9,007 | €4,171 | €2,485 | €1,188 | ▼ 52.2% |
| Tangible fixed assets22/27 | €12,663 | €9,007 | €4,171 | €2,485 | €1,188 | ▼ 52.2% |
| Furniture and vehicles24 | €10,348 | €7,293 | €2,142 | €1,253 | €662 | ▼ 47.2% |
| Other tangible fixed assets26 | €2,315 | €1,715 | €2,029 | €1,233 | €526 | ▼ 57.3% |
| Current assets29/58 | €77,935 | €73,907 | €72,888 | €53,152 | €74,599 | ▲ 40.4% |
| Amounts receivable after more than one year29 | €40,000 | €20,000 | €20,000 | €20,000 | - | - |
| Trade receivables290 | €40,000 | - | - | - | - | - |
| Other amounts receivable291 | - | €20,000 | €20,000 | €20,000 | - | - |
| Amounts receivable within one year40/41 | €37,016 | €38,426 | €19,781 | €21,516 | €26,064 | ▲ 21.1% |
| Trade receivables40 | €33,344 | €37,617 | €16,698 | €18,321 | €17,766 | ▼ 3.0% |
| Other amounts receivable41 | €3,672 | €810 | €3,083 | €3,195 | €8,298 | ▲ 160% |
| Cash at bank and in hand54/58 | €0 | €15,167 | €32,103 | €10,627 | €18,740 | ▲ 76.4% |
| Deferred charges and accrued income490/1 | €919 | €314 | €1,004 | €1,009 | €29,795 | ▲ 2,853% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €90,598 | €82,915 | €77,059 | €55,637 | €75,787 | ▲ 36.2% |
| Equity10/15 | €48,262 | €70,184 | €63,820 | €19,597 | €73,226 | ▲ 274% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €52,733 | €65,134 | €65,134 | €16,597 | €70,226 | ▲ 323% |
| Distributable reserves133 | €52,733 | €65,134 | €65,134 | €16,597 | €70,226 | ▲ 323% |
| Profit (loss) carried forward14 | -€7,472 | €2,050 | -€4,314 | €0 | - | - |
| Amounts payable17/49 | €42,337 | €12,731 | €13,239 | €36,040 | €2,560 | ▼ 92.9% |
| Amounts payable within one year42/48 | €41,887 | €12,731 | €13,239 | €36,040 | €2,560 | ▼ 92.9% |
| Financial debts43 | €2,064 | €0 | €40 | €85 | €56 | ▼ 34.9% |
| Credit institutions430/8 | €109 | €0 | €40 | €85 | €56 | ▼ 34.9% |
| Other loans439 | €1,955 | €0 | - | - | - | - |
| Trade debts44 | €3,673 | €4,378 | €436 | €925 | €58 | ▼ 93.7% |
| Suppliers440/4 | €3,673 | €4,378 | €436 | €925 | €58 | ▼ 93.7% |
| Taxes, remuneration and social security45 | €8,001 | €8,053 | €11,134 | €9,155 | €2,447 | ▼ 73.3% |
| Taxes450/3 | €4,501 | €4,553 | €11,134 | €9,155 | €2,447 | ▼ 73.3% |
| Remuneration and social security454/9 | €3,500 | €3,500 | €0 | - | - | - |
| Other amounts payable47/48 | €28,148 | €299 | €1,629 | €25,875 | - | - |
| Accrued charges and deferred income492/3 | €450 | €0 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7,472 | €21,922 | €23,636 | €15,777 | €53,629 | ▲ 240% |
| + Depreciation and write-downs630 | €6,014 | €6,255 | €2,267 | €1,686 | €1,297 | ▼ 23.0% |
| Operating cash flow (approximation) | -€1,458 | €28,177 | €25,903 | €17,463 | €54,927 | ▲ 215% |
| Investment in fixed assets (approximation) | - | -€2,600 | €2,569 | €0 | €0 | - |
| Change in cash | - | €15,167 | €16,936 | -€21,477 | €8,114 | ▲ 138% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-10
Financial
Highest result since 2020net €53,629 ▲240%
Operating result €69,493, net result €53,629, both a record.
31-10
Financial
Liquidity times 20current ratio 29.14
Current ratio from 1.47 to 29.14; short-term debt falls from €36,040 to €2,560.
25-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 37 days late
2022
31-10
Financial
Back to profitnet €21,922
Net result €21,922 after one loss-making year.
31-10
Financial
Liquidity triplescurrent ratio 5.81
Current ratio from 1.86 to 5.81; short-term debt falls from €41,887 to €12,731.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-10
Financial
Weakest financial yearnet -€7,472
Net result drops to -€7,472, the lowest in the series; recovery starts the following year.
08-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2020
Ground area
113 m²
Building footprint
106 m²
Volume, LiDAR
909 m³
Parcel 22005A0525/00S007, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
CADANS
since 20202.301.966.881
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22005A0525/00S007 | Flanders | 113 m² | 1 · 106 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,999 companies in sector 96999 we hold annual accounts for 603. 432 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-02-2020
Fiscal year end31-10
Activities, NACEBEL 2025
96999Other personal services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0742811350
Also
9925:BE0742811350
Registered
15-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.