CACO
ActiveSummary
CACO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €5k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 65% of 4659 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+5
Solvency72▼-2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.48 against 0.81 in 2024; short-term debt: 53.1% and cash: 19.3% of total assets), and 53.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.9%
Return on assets
4.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-04-2026, 112 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
112 d early
2024
126 d early
2023
110 d early
2022
154 d early
2021
115 d early
2020
162 d early
2019
155 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▲ 10.9%
2024 · €45k
Total assets
€107k▲ 16.4%
2024 · €92k
Net result
€5k▲ 319%
2024 · €1k
Working capital
€-30k▼ 242%
2024 · €-9k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€6k▼ 52.6%€4k▼ 38.6%€13k▲ 244%€2k▼ 86.6%€7k▲ 308%
Net result€4k▼ 58.1%€2k▼ 52.7%€9k▲ 377%€1k▼ 87.6%€5k▲ 319%
Equity€42k▲ 11.0%€44k▲ 4.7%€44k▼ 0.9%€45k▲ 2.7%€50k▲ 10.9%
Total assets€54k▲ 0.6%€60k▲ 11.1%€81k▲ 36.4%€92k▲ 12.6%€107k▲ 16.4%
Debt€11k▼ 25.1%€15k▲ 34.6%€38k▲ 143%€47k▲ 24.1%€57k▲ 21.7%
Working capital€26k▲ 20.9%€32k▲ 23.3%€-6k€-9k▼ 47.9%€-30k▼ 242%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 308% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107k
Fixed assets
€80k ▲ 48.3%
Current assets
€27k ▼ 28.9%
Equity and liabilities €107k
Equity
€50k ▲ 10.9%
Debt
€57k ▲ 21.7%
Debt's share of the balance-sheet total rises from 50.8% to 53.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€24k▲
2024 · €16k
Cash flow
€22k▲
2024 · €15k
Current ratio
0.48▼
2024 · 0.81
Quick ratio
0.45▼
2024 · 0.78
Debt to equity
1.13▲
2024 · 1.03
ROE
9.8%▲
2024 · 2.6%
ROA
4.6%▲
2024 · 1.3%
Interest coverage
42.74▲
2024 · 37.67
Debt ≤ 1 year
€57k▲
2024 · €47k
Income taxes
€2k▲
2024 · €325
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €6k | €6k | €14k | €18k | ▲ 25.1% |
| Other operating charges640/8 | €1k | €2k | €1k | €1k | €1k | ▲ 0.9% |
| Gross operating margin9900 | €13k | €11k | €20k | €17k | €26k | ▲ 52.5% |
| Operating profit (loss)9901 | €6k | €4k | €13k | €2k | €7k | ▲ 308% |
| Financial income75/76B | €293 | €14 | €73 | €209 | €169 | ▼ 19.2% |
| Recurring financial income75 | €293 | €14 | €73 | €209 | €169 | ▼ 19.2% |
| Financial charges65/66B | €287 | €635 | €398 | €417 | €573 | ▲ 37.4% |
| Recurring financial charges65 | €287 | €635 | €398 | €417 | €573 | ▲ 37.4% |
| Profit (loss) for the period before taxes9903 | €6k | €3k | €12k | €1k | €7k | ▲ 338% |
| Income taxes67/77 | €2k | €1k | €3k | €325 | €2k | ▲ 406% |
| Profit (loss) for the period9904 | €4k | €2k | €9k | €1k | €5k | ▲ 319% |
| Profit (loss) for the period to be appropriated9905 | €4k | €2k | €9k | €1k | €5k | ▲ 319% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €54k | €60k | €81k | €92k | €107k | ▲ 16.4% |
| Fixed assets21/28 | €16k | €12k | €50k | €54k | €80k | ▲ 48.3% |
| Tangible fixed assets22/27 | €12k | €8k | €46k | €50k | €76k | ▲ 52.0% |
| Plant, machinery and equipment23 | €6k | €4k | €2k | €15k | €49k | ▲ 229% |
| Furniture and vehicles24 | €4k | €4k | €44k | €35k | €25k | ▼ 27.7% |
| Other tangible fixed assets26 | €1k | €382 | €191 | €0 | €1k | ▲ 13,492,000% |
| Financial fixed assets28 | €4k | €4k | €4k | €4k | €4k | = |
| Current assets29/58 | €38k | €48k | €32k | €38k | €27k | ▼ 28.9% |
| Stocks and contracts in progress3 | €1k | €1k | €2k | €2k | €1k | ▼ 6.8% |
| Stocks30/36 | €1k | €1k | €2k | €2k | €1k | ▼ 6.8% |
| Amounts receivable within one year40/41 | €194 | €6k | €2k | €2k | €2k | ▲ 7.2% |
| Trade receivables40 | €194 | €5k | €819 | €165 | €723 | ▲ 338% |
| Other amounts receivable41 | €0 | €877 | €1k | €2k | €1k | ▼ 23.7% |
| Cash at bank and in hand54/58 | €34k | €38k | €25k | €31k | €21k | ▼ 32.8% |
| Deferred charges and accrued income490/1 | €2k | €3k | €2k | €4k | €3k | ▼ 24.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €54k | €60k | €81k | €92k | €107k | ▲ 16.4% |
| Equity10/15 | €42k | €44k | €44k | €45k | €50k | ▲ 10.9% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €24k | €26k | €25k | €26k | €31k | ▲ 18.6% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €22k | €24k | €25k | €26k | €31k | ▲ 18.6% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | - | - |
| Amounts payable17/49 | €11k | €15k | €38k | €47k | €57k | ▲ 21.7% |
| Amounts payable within one year42/48 | €11k | €15k | €38k | €47k | €57k | ▲ 21.7% |
| Financial debts43 | - | - | €21 | €0 | - | - |
| Credit institutions430/8 | - | - | €21 | €0 | - | - |
| Trade debts44 | €4k | €8k | €3k | €4k | €6k | ▲ 58.7% |
| Suppliers440/4 | €4k | €8k | €3k | €4k | €6k | ▲ 58.7% |
| Taxes, remuneration and social security45 | €5k | €6k | €5k | €6k | €3k | ▼ 40.4% |
| Taxes450/3 | €5k | €6k | €5k | €6k | €3k | ▼ 40.4% |
| Other amounts payable47/48 | €2k | €2k | €29k | €37k | €48k | ▲ 27.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €2k | €9k | €1k | €5k | ▲ 319% |
| + Depreciation and write-downs630 | €5k | €6k | €6k | €14k | €18k | ▲ 25.1% |
| Operating cash flow (approximation) | €10k | €8k | €16k | €15k | €22k | ▲ 47.8% |
| Investment in fixed assets (approximation) | - | €-1k | €-44k | €-18k | €-43k | ▼ 142% |
| Change in cash | - | €4k | €-12k | €5k | €-10k | ▼ 293% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.41
Current ratio from 1.10 to 2.41; short-term debt falls from €20k to €15k.
27-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
12-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 2 establishment units since 2003
Ground area
1,341 m²
Building footprint
354 m²
Volume, LiDAR
3,143 m³
3 parcels, Flanders · tallest building 19.7 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
CLEANWASH
since 20032.134.941.294
CLEANWASH
since 20062.153.177.591
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38018B0145/00A000 | Flanders | 1,108 m² | 1 · 120 m² | 8.7 m · 1 fl. |
| 35386D0252/00K002 | Flanders | 145 m² | 1 · 145 m² | 17.9 m · 5 fl. |
| 38342G0057/00B000 | Flanders | 89 m² | 1 · 89 m² | 19.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,155 EUR awarded · 1,155 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,155 EUR | 1,155 EUR |
Schemes
Energiesteun 2 (stopgezet)
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Of 998 companies in sector 96102 we hold annual accounts for 458. 359 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-12-2003
Fiscal year end31-12
Activities, NACEBEL 2025
96102Launderettes and laundries for private customers
Scores and ratios are computed by Checked and are not a credit decision.