CACHORA
ActiveCACHORA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €979k and a net result of €134k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 48% of 478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-2
Solvency61▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.18 in 2024; short-term debt: 36% and cash: 0.7% of total assets), and 64.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.7%
Return on assets
4.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
8 d early
2024
on the day
2023
on the day
2022
3 d early
2021
2 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€979k▲ 11.9%
2024 · €875k
2019: €445k
2020: €517k
2021: €404k
2022: €537k
2023: €707k
2024: €875k
2019 → 2025
Total assets
€2.74M▲ 2.2%
2024 · €2.68M
2019: €961k
2020: €1.96M
2021: €2.33M
2022: €2.62M
2023: €2.56M
2024: €2.68M
2019 → 2025
Net result
€134k▼ 20.2%
2024 · €168k
2019: €337k
2020: €72k
2021: €-113k
2022: €133k
2023: €176k
2024: €168k
2019 → 2025
Working capital
€-848k▼ 23.1%
2024 · €-688k
2019: €-34k
2020: €467k
2021: €-241k
2022: €-593k
2023: €-581k
2024: €-688k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€404k-€537k▲ 32.9%€707k▲ 31.7%€875k▲ 23.8%€979k▲ 11.9%
Operating result€-4k-€126k€292k▲ 132%€316k▲ 8.0%€249k▼ 21.3%
Net result€-113k-€133k€176k▲ 32.5%€168k▼ 4.5%€134k▼ 20.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.74M
Fixed assets
€2.60M▲ 2.6%
Current assets
€140k▼ 4.7%
Equity and liabilities €2.74M
Equity
€979k▲ 11.9%
Debt
€1.76M▼ 2.5%
The debt ratio falls from 67.4% to 64.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€414k▼
2024 · €466k
Cash flow
€299k▼
2024 · €319k
Solvency
35.7%▲
2024 · 32.6%
Current ratio
0.14▼
2024 · 0.18
Quick ratio
0.14▼
2024 · 0.18
Debt / equity
1.80▼
2024 · 2.07
ROE
13.7%▼
2024 · 19.2%
ROA
4.9%▼
2024 · 6.3%
Interest coverage
7.31▲
2024 · 6.26
Debt
€1.76M▼
2024 · €1.81M
Debt ≤ 1 year
€988k▲
2024 · €835k
Debt > 1 year
€770k▼
2024 · €970k
Income taxes
€58k▼
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.68M€2.74M▲
Fixed assets21/28€2.54M€2.60M▲
Tangible fixed assets22/27€2.54M€2.60M▲
Land and buildings22€2.53M€2.59M▲
Plant, machinery and equipment23€142-
Furniture and vehicles24€7k€11k▲
Current assets29/58€147k€140k▼
Amounts receivable within one year40/41€125k€114k▼
Trade receivables40€125k€114k▼
Other amounts receivable41-€352
Cash at bank and in hand54/58€20k€20k▲
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€2.68M€2.74M▲
Equity10/15€875k€979k▲
Contributions10/11€200k€200k=
Reserves13€571k€675k▲
Non-distributable reserves130/1€200k€200k=
Reserves not available under the articles1311€200k€200k=
Distributable reserves133€371k€475k▲
Profit (loss) carried forward14€104k€104k=
Amounts payable17/49€1.81M€1.76M▼
Amounts payable after more than one year17€970k€770k▼
Financial debts170/4€970k€770k▼
Amounts payable within one year42/48€835k€988k▲
Current portion of amounts payable after more than one year42€243k€200k▼
Trade debts44€9k€156k▲
Suppliers440/4€9k€156k▲
Advances received on contracts in progress46€73k€89k▲
Taxes, remuneration and social security45€217k€214k▼
Taxes450/3€217k€214k▼
Other amounts payable47/48€294k€329k▲
Accrued charges and deferred income492/3€3k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€151k€165k▲
Other operating charges640/8€5k€9k▲
Gross operating margin9900€471k€422k▼
Operating profit (loss)9901€316k€249k▼
Financial income75/76B€1€133▲
Recurring financial income75€1€133▲
Financial charges65/66B€74k€57k▼
Recurring financial charges65€74k€57k▼
Profit (loss) for the period before taxes9903€241k€192k▼
Income taxes67/77€73k€58k▼
Profit (loss) for the period9904€168k€134k▼
Profit (loss) for the period to be appropriated9905€168k€134k▼
Appropriation of the result
Profit (loss) to be appropriated9906€272k€238k▼
Profit (loss) brought forward from the previous period14P€104k€104k=
Transfer to equity691/2€168k€104k▼
To other reserves6921€168k€104k▼
Profit to be distributed694/7-€30k
Directors or managers695-€30k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Back to profitnet €133k
Net result €133k after one loss-making year.
30-09
Financial
Equity above €500kEq €537k ▲32.9%
Equity rises from €404k to €537k.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Weakest financial yearnet €-113k ▼257%
Net result drops to €-113k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Liquidity doublescurrent ratio 2.07
Current ratio from 0.89 to 2.07.
30-09
Financial
Equity above €500kEq €517k ▲16.2%
2 profitable years in a row build equity to €517k.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonnebeke · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nachtegaalstraat 3A8980 ZonnebekeGround area
2,049 m²
Building footprint
218 m²
Volume, LiDAR
984 m³
Parcel 33019B0658/00W000, Flanders · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CACHORA
since 20172.269.088.237
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33019B0658/00W000 | Flanders | 2,049 m² | 1 · 218 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CLIMATRONIC
BE 0680.618.712
Blankenberge · Eq €980k
LMF
BE 0427.674.681
Herk-de-Stad · Eq €976k
VR Techniek
BE 0558.972.297
Wingene · Eq €1.00M
LIFTHING
BE 0630.796.443
Gent · Eq €1.01M
LABMASSTER
BE 0836.703.687
Jabbeke · Eq €1.01M
Of 1,225 companies in sector 33200 we hold annual accounts for 677. 360 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2017
Fiscal year end30-09
Activities, NACEBEL
33200Installation of industrial machinery and equipment
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.