Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Cachet is < 0.1% (very low). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 32 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-02-2026, 190 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 06-02-2026 | 190 d late | 2026-00034279 |
| 31-12-2023 | 31-07-2024 | 21-06-2024 | 40 d early | 2024-00147361 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsEstablished
Founded in 2011, 14 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone< 0.1%
Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form
−Lower-failure-rate sector
−Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 2 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | verkort | 06-02-2026 | 2026-00034279 |
| 31-12-2023 | micro | 21-06-2024 | 2024-00147361 |
Directors
Directors & mandates
22 directors9 of this company's 9 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
Current09-12-2025 → present
4 events
- 09-12-2025 Resigned· Director
- 09-12-2025 Mandate renewed· Daily management
- 04-08-2025 Mandate renewed· Daily management
- 22-09-2022 Mandate renewed· Daily management
-
Current09-12-2025 → present
-
Current09-12-2025 → present
-
Current04-08-2025 → present
2 events
- 09-12-2025 Appointed· Daily management
- 04-08-2025 Appointed· Director
-
Current04-08-2025 → present
2 events
- 09-12-2025 Appointed· Daily management
- 04-08-2025 Appointed· Daily management
-
Current04-08-2025 → present
Show 3 more sitting directors
-
Current17-05-2021 → present
-
Current17-05-2021 → present
-
Current17-05-2021 → present
Former directors (13)
-
Former17-05-2021 → 09-12-2025
5 events
- 09-12-2025 Resigned· Director
- 04-08-2025 Mandate renewed· Daily management
- 22-09-2022 Appointed· Daily management
- 17-05-2021 Appointed· Director
- 07-11-2014 Resigned· Director
-
Former22-09-2022 → 04-08-2025
2 events
- 04-08-2025 Resigned· Director
- 22-09-2022 Mandate renewed· Daily management
-
Former22-09-2022 → 04-08-2025
2 events
- 04-08-2025 Resigned· Daily management
- 22-09-2022 Appointed· Daily management
-
Former- → 22-09-2022
-
Former- → 22-09-2022
2 events
- 22-09-2022 Resigned· Daily management
- 17-05-2021 Resigned· Director
8 further former directors in the mandate history. Available in Kantoor S.
See plans →
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van beroepsorganisaties(94120) |
| Legal form | Non-profit association(017) |
| Incorporation | 16-09-2011 |
| Status | Active |
| Postal code | 1000 |
Structure & network
Connections & network
3 connected companiesNetwork connections
Shared address
→
Shared address
→
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationCachet (Nederlands)
since 20112.202.636.012
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2.1 ha
Buildings1
Building footprint6,416 m²
Volume (LiDAR)92,297 m³
Tallest building21.8 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N1185/00X000 | Brussels | 2.1 ha | 1 · 6,416 m² | 21.8 m · 5 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
8 acts Capital history · 1
05-01-2026
v3.2
Address history · 4
19-06-2023
v3.2
06-02-2017
v3.2
07-11-2014
v3.2
22-07-2013
v3.2
All acts · 8
updated 7 months ago
2026
05-01-2026 Transaction in capital or shares
Summary:
v3.2
2025
04-08-2025 3 directors appointed, 2 resigning, 2 reappointed
- Mwamba Joséphine, Bestuurder
- Seys Annick, Bestuurder
- Oers Sara, Dagelijks bestuur
- Manghelinckx Patrick, Bestuurder
- Reubens Roel, Dagelijks bestuur
- Aloui Najila, Dagelijks bestuur
- Glorieux Saskia, Dagelijks bestuur
Summary:
v3.2
2023
19-06-2023 Registered office moved within Brussel
- Vooruitgangstraat 323, 1030 Brussel → Grootgodshuisstraat 7, 1000 Brussel
Summary:
v3.2
2022
24-11-2022 2 directors appointed, 3 resigning, 2 reappointed
- Glorieux Saskia, Dagelijks bestuur
- Reubens Roel, Dagelijks bestuur
- Van Bockstal Leen, Bestuurder
- Clé Ann, Dagelijks bestuur
- Clijsters Kris, Dagelijks bestuur
- Aloui Najila, Dagelijks bestuur
- Manghelinckx Patrick, Dagelijks bestuur
Summary:
v3.2
2021
17-05-2021 4 directors appointed, 6 resigning
- Kathy Jacobs, Bestuurder
- Musti Önlèn, Bestuurder
- Sam Van Calster, Bestuurder
- Saskia Glorieux, Bestuurder
- Ann Clé, Bestuurder
- Barbara Demeyer, Bestuurder
- Ilse Luyten, Bestuurder
- Karel Dombrecht, Bestuurder
Summary:
v3.2
2017
06-02-2017 Registered office moved within Brussel
- Steenkoolkaai 9, 1000 Brussel → Fernand Demetskaai 55, 1070 Brussel
Summary:
v3.2
2014
07-11-2014 Registered office moved within Brussel
2013
22-07-2013 Registered office moved within Brussel
- Alfred Stevensstraat 84, 1020 Brussel → Henegouwenkaai 29, 1080 Brussel
Summary:
v3.2
Analysis
Credit advice
verdict per customer and amountSimilar
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 81 of the 1,005 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van beroepsorganisaties94120
Primary activity highlighted.
Names & trade names
| Legal nameNL | Cachet |
Registered office
Grootgodshuisstraat 7
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.