CACE
ActiveSummary
CACE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €212k and a net result of €52k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 70% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+92
Solvency100▲+16
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 0.36 in 2024; short-term debt: 25.3% and cash: 24.7% of total assets), and 25.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.7%
Return on assets
18.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
8 d early
2024
3 d early
2023
on the day
2022
39 d early
2021
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€212k▲ 32.7%
2024 · €160k
2021: €148k
2022: €184k
2023: €209k
2024: €160k
2021 → 2025
Total assets
€284k▲ 4.7%
2024 · €271k
2021: €349k
2022: €327k
2023: €341k
2024: €271k
2021 → 2025
Net result
€52k
2024 · €-49k
2021: €145k
2022: €36k
2023: €25k
2024: €-49k
2021 → 2025
Working capital
€20k
2024 · €-72k
2021: €39k
2022: €-29k
2023: €-17k
2024: €-72k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€148k-€184k▲ 24.3%€209k▲ 13.7%€160k▼ 23.6%€212k▲ 32.7%
Operating result€198k-€56k▼ 71.9%€44k▼ 21.3%€-39k€73k
Net result€145k-€36k▼ 75.2%€25k▼ 29.7%€-49k€52k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €73k after a loss of €39k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €284k
Fixed assets
€192k ▼ 17.0%
Current assets
€92k ▲ 131%
Equity and liabilities €284k
Equity
€212k ▲ 32.7%
Debt
€72k ▼ 35.5%
Debt's share of the balance-sheet total falls from 41.0% to 25.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€78k▲
2024 · €-34k
Cash flow
€57k▲
2024 · €-45k
Current ratio
1.28▲
2024 · 0.36
Debt to equity
0.34▼
2024 · 0.70
ROE
24.6%▲
2024 · -30.9%
ROA
18.4%▲
2024 · -18.2%
Interest coverage
22.37▲
2024 · -7.37
Debt ≤ 1 year
€72k▼
2024 · €111k
Income taxes
€17k▲
2024 · €6k
Staff costs
€44k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€271k€284k▲
Fixed assets21/28€232k€192k▼
Tangible fixed assets22/27€32k€42k▲
Plant, machinery and equipment23€21k€21k=
Furniture and vehicles24€10k€17k▲
Other tangible fixed assets26-€4k
Financial fixed assets28€200k€150k▼
Current assets29/58€40k€92k▲
Amounts receivable within one year40/41€34k€21k▼
Trade receivables40€6k€5k▼
Other amounts receivable41€28k€17k▼
Cash at bank and in hand54/58€5k€70k▲
Deferred charges and accrued income490/1€381€472▲
Equity and liabilities
Total equity and liabilities10/49€271k€284k▲
Equity10/15€160k€212k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€157k€209k▲
Amounts payable17/49€111k€72k▼
Amounts payable within one year42/48€111k€72k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€8k€20k▲
Taxes450/3€3k€15k▲
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€88k€37k▼
Income statement
Code20242025
Remuneration, social security and pensions62€48k€44k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€849€995▲
Non-recurring operating charges66A€8k€0▼
Gross operating margin9900€22k€123k▲
Operating profit (loss)9901€-39k€73k▲
Financial income75/76B€90€114▲
Recurring financial income75€90€114▲
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€-43k€70k▲
Income taxes67/77€6k€17k▲
Profit (loss) for the period9904€-49k€52k▲
Profit (loss) for the period to be appropriated9905€-49k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€157k€209k▲
Profit (loss) brought forward from the previous period14P€206k€157k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
30-06
Financial
Liquidity quadruplescurrent ratio 1.28
Current ratio from 0.36 to 1.28; short-term debt falls from €111k to €72k.
30-06
Financial
Equity above €200kEq €212k ▲32.7%
Equity rises from €160k to €212k.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-49k ▼295%
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €200kEq €209k ▲13.7%
3 profitable years in a row build equity to €209k.
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €150kEq €184k ▲24.3%
2 profitable years in a row build equity to €184k.
14-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rozengaard 132550 KontichGround area
363 m²
Building footprint
104 m²
Volume, LiDAR
726 m³
Parcel 11602E0215/02V002, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CACE
since 20202.299.896.823
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602E0215/02V002 | Flanders | 363 m² | 1 · 104 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SNAP
BE 0766.800.341
Brussel · Eq €212,229
KREADES
BE 0476.682.249
Frasnes-lez-Anvaing · Eq €212,191
May 4th
BE 0780.725.086
Ukkel · Eq €212,247
GEEVAN
BE 0686.749.805
Poperinge · Eq €212,182
SCHRIJN EN DAKWERKEN ANDY
BE 0770.772.688
Wetteren · Eq €212,253
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,592 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-02-2020
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
70100Activities of head offices
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.