CABVET
ActiveSummary
CABVET has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €350k and a net result of €222k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 64% of 244 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency81▲+17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 1.5 in 2024; short-term debt: 44.2% and cash: 71.2% of total assets), and 44.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Veterinary activities (NACE 75)
about 90% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.8%
Return on assets
35.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
25 d late
2023
57 d late
2022
91 d late
2021
57 d late
2020
165 d late
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€222k▼ 4.9%
2024 · €233k
Working capital
€312k▲ 79.9%
2024 · €174k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€179k▲ 31.9%€183k▲ 2.2%€213k▲ 16.5%€312k▲ 46.2%€294k▼ 5.8%
Net result€131k▲ 32.5%€129k▼ 1.9%€150k▲ 16.9%€233k▲ 55.1%€222k▼ 4.9%
Equity€265k▲ 4.4%€274k▲ 3.3%€225k▼ 18.1%€228k▲ 1.5%€350k▲ 53.5%
Total assets€485k▲ 41.3%€487k▲ 0.4%€547k▲ 12.3%€584k▲ 6.9%€626k▲ 7.2%
Debt€220k▲ 146%€213k▼ 3.2%€322k▲ 51.3%€356k▲ 10.7%€277k▼ 22.4%
Working capital€198k▼ 1.3%€188k▼ 5.0%€155k▼ 17.6%€174k▲ 12.1%€312k▲ 79.9%
Staff (FTE)1.61.8▲ 12.5%2▲ 11.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €626k
Fixed assets
€38k ▼ 38.8%
Current assets
€589k ▲ 12.6%
Equity and liabilities €626k
Equity
€350k ▲ 53.5%
Debt
€277k ▼ 22.4%
Debt's share of the balance-sheet total falls from 61.0% to 44.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€319k▼
2024 · €341k
Cash flow
€247k▼
2024 · €262k
Current ratio
2.13▲
2024 · 1.50
Quick ratio
2.08▲
2024 · 1.46
Debt to equity
0.79▼
2024 · 1.56
ROE
63.4%▼
2024 · 102.4%
ROA
35.4%▼
2024 · 39.9%
Interest coverage
47.70▼
2024 · 52.71
Debt ≤ 1 year
€277k▼
2024 · €349k
Income taxes
€79k▲
2024 · €79k
Staff costs
€68k▼
2024 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €47k | €46k | €58k | €69k | €68k | ▼ 2.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26k | €28k | €24k | €29k | €25k | ▼ 13.8% |
| Other operating charges640/8 | €2k | €1k | €14k | €1k | €1k | ▼ 3.1% |
| Gross operating margin9900 | €254k | €258k | €310k | €412k | €388k | ▼ 5.8% |
| Operating profit (loss)9901 | €179k | €183k | €213k | €312k | €294k | ▼ 5.8% |
| Financial income75/76B | €2k | €2k | €2k | €6k | €14k | ▲ 118% |
| Recurring financial income75 | €2k | €2k | €2k | €6k | €14k | ▲ 118% |
| Financial charges65/66B | €8k | €11k | €11k | €6k | €7k | ▲ 3.3% |
| Recurring financial charges65 | €8k | €11k | €11k | €6k | €7k | ▲ 3.3% |
| Profit (loss) for the period before taxes9903 | €173k | €174k | €204k | €312k | €301k | ▼ 3.5% |
| Income taxes67/77 | €42k | €46k | €53k | €79k | €79k | ▲ 0.8% |
| Profit (loss) for the period9904 | €131k | €129k | €150k | €233k | €222k | ▼ 4.9% |
| Profit (loss) for the period to be appropriated9905 | €131k | €129k | €150k | €233k | €222k | ▼ 4.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €485k | €487k | €547k | €584k | €626k | ▲ 7.2% |
| Fixed assets21/28 | €86k | €93k | €88k | €62k | €38k | ▼ 38.8% |
| Tangible fixed assets22/27 | €79k | €86k | €81k | €54k | €30k | ▼ 44.2% |
| Plant, machinery and equipment23 | €9k | - | - | €918 | €477 | ▼ 48.0% |
| Furniture and vehicles24 | €70k | €86k | €81k | €53k | €30k | ▼ 44.2% |
| Financial fixed assets28 | €8k | €8k | €8k | €8k | €8k | = |
| Current assets29/58 | €399k | €394k | €459k | €523k | €589k | ▲ 12.6% |
| Stocks and contracts in progress3 | €14k | €13k | €13k | €12k | €14k | ▲ 9.8% |
| Stocks30/36 | €14k | €13k | €13k | €12k | €14k | ▲ 9.8% |
| Amounts receivable within one year40/41 | €45k | €46k | €54k | €60k | €125k | ▲ 109% |
| Trade receivables40 | €45k | €46k | €47k | €53k | €118k | ▲ 124% |
| Other amounts receivable41 | - | - | €7k | €7k | €7k | = |
| Cash at bank and in hand54/58 | €334k | €328k | €392k | €448k | €446k | ▼ 0.5% |
| Deferred charges and accrued income490/1 | €6k | €7k | - | €3k | €5k | ▲ 74.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €485k | €487k | €547k | €584k | €626k | ▲ 7.2% |
| Equity10/15 | €265k | €274k | €225k | €228k | €350k | ▲ 53.5% |
| Contributions10/11 | €30k | €30k | €30k | €30k | €30k | = |
| Reserves13 | €124k | €124k | €124k | €124k | €124k | = |
| Non-distributable reserves130/1 | €3k | €3k | €3k | €3k | €3k | = |
| Reserves not available under the articles1311 | €3k | €3k | €3k | €3k | €3k | = |
| Distributable reserves133 | €121k | €121k | €121k | €121k | €121k | = |
| Profit (loss) carried forward14 | €111k | €120k | €71k | €74k | €196k | ▲ 165% |
| Amounts payable17/49 | €220k | €213k | €322k | €356k | €277k | ▼ 22.4% |
| Amounts payable after more than one year17 | €19k | €7k | €18k | €7k | - | - |
| Financial debts170/4 | €19k | €7k | €18k | €7k | - | - |
| Amounts payable within one year42/48 | €201k | €206k | €304k | €349k | €277k | ▼ 20.8% |
| Current portion of amounts payable after more than one year42 | €20k | €22k | €13k | €11k | €7k | ▼ 32.1% |
| Trade debts44 | €12k | €22k | €39k | €32k | €85k | ▲ 165% |
| Suppliers440/4 | €12k | €22k | €39k | €32k | €85k | ▲ 165% |
| Advances received on contracts in progress46 | - | - | - | - | €100 | - |
| Taxes, remuneration and social security45 | €67k | €33k | €52k | €67k | €79k | ▲ 19.3% |
| Taxes450/3 | €52k | €13k | €29k | €45k | €55k | ▲ 20.7% |
| Remuneration and social security454/9 | €14k | €20k | €24k | €21k | €25k | ▲ 16.2% |
| Other amounts payable47/48 | €102k | €128k | €200k | €240k | €105k | ▼ 56.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €131k | €129k | €150k | €233k | €222k | ▼ 4.9% |
| + Depreciation and write-downs630 | €26k | €28k | €24k | €29k | €25k | ▼ 13.8% |
| Operating cash flow (approximation) | €157k | €156k | €175k | €262k | €247k | ▼ 5.9% |
| Investment in fixed assets (approximation) | - | €-34k | €-19k | €-2k | €-1k | ▲ 58.3% |
| Change in cash | - | €-6k | €64k | €56k | €-2k | ▼ 104% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 25 days late
2024
31-12
Financial
Highest result since 2018net €233k ▲55.1%
Operating result €312k, net result €233k, both a record.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 91 days late
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
12-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 165 days late
2020
31-12
Financial
Equity above €200kEq €254k ▲63.9%
3 profitable years in a row build equity to €254k.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Weakest financial yearnet €52k ▼17.8%
Net result drops to €52k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 3.77
Current ratio from 1.22 to 3.77; short-term debt falls from €190k to €41k.
31-12
Financial
Equity above €150kEq €155k ▲50.2%
2 profitable years in a row build equity to €155k.
Show earlier events
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 3 establishment units since 2014
Ground area
1,080 m²
Building footprint
208 m²
Volume, LiDAR
1,723 m³
3 parcels, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
3 establishment units
CABVET
since 20142.253.774.709
CABVET
since 20142.253.775.105
CABVET
since 20142.226.180.583
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62343C0052/00Y016 | Wallonia | 602 m² | 1 · 84 m² | 8.4 m · 3 fl. |
| 62815C0441/00M002 | Wallonia | 275 m² | 1 · 84 m² | 9.7 m · 3 fl. |
| 62314F0257/00D002indicative | Wallonia | 203 m² | 1 · 40 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DIERENARTS KATTY
BE 0757.612.659
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VET4US
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DIERENARTS PAUWEL BERGHMAN
BE 0559.947.445
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AMOPET
BE 0684.703.303
Antwerpen · Eq €351,065
Of 6,091 companies in sector 75000 we hold annual accounts for 1,951. 1,493 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded20-01-2014
Fiscal year end31-12
Activities, NACEBEL 2025
75000Veterinary services
Scores and ratios are computed by Checked and are not a credit decision.