CABUMA CONSULTING

Active

Private limited companyfounded 20241 yr activeTobie Swalusstraat 20, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 1016.616.418

Summary

CABUMA CONSULTING has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,646 and a net result of €52,646. Its solvency ranks better than 77% of 20884 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

CABUMA CONSULTINGActiveChecked score 98/100

Risk analysis Report Compare

Activity

Computer consultancy and computer facilities management

NACE 62200IT consultancy NACE 62020

1 site

Size

€70,047total assets 2025

Equity: €57,646
Profit: €52,646

Turnover not published (abridged schema)

Financial health

98 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 30 d early0 of 1 deed read

Why 98- Founded in 2024+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 5.65, cash €43,084+ Equity €57,646 (82.3% of total assets)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 84% of its sector peers (NACE 62, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 100

equity 82.3% of total assets

Liquidity 95

short-term debt 17.7% · cash 61.5%

Profitability 100

return on assets 75.2%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,832 companies)

Last 24 months 12-2025: 0.4% 01-2026: 0.4%● 0.0% vs 12-2025 02-2026: 0.4%▲ +2.1% vs 01-2026 03-2026: 0.4%▲ +1.6% vs 02-2026 04-2026: 0.4%▲ +1.8% vs 03-2026 05-2026: 0.4%▲ +12.2% vs 04-2026 06-2026: 0.4%● 0.0% vs 05-2026 07-2026: 0.5%▲ +15.1% vs 06-2026highest value 08-2026: < 0.1%▼ -94.1% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value

Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
Liquidity: current ratio 5.65, cash €43,084 lowers the probability
Equity €57,646 (82.3% of total assets) lowers the probability
Founded in 2024 raises the probability for this profile

Credit up to €5,000 at 30 days acceptable

Liquidity ample (current ratio 5.65; short-term debt: 17.7% and cash: 61.5% of total assets), and 17.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 85%, liquidity 85%, profitability 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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