CABINET MGU
ActiveCABINET MGU has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126k and a net result of €78k. Equity is growing by ~132.5% per year across the filed fiscal years. Its solvency ranks better than 75% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.79 against 5.87 in 2024; short-term debt: 21.6% and cash: 14% of total assets), and 21.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.4%
Return on assets
48.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
25 d early
2024
9 d early
2023
90 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€126k▲ 163%
2024 · €48k
2023: €-1k
2024: €48k
2023 → 2025
Total assets
€161k▲ 178%
2024 · €58k
2023: €566
2024: €58k
2023 → 2025
Net result
€78k▲ 56.1%
2024 · €50k
2023: €-3k
2024: €50k
2023 → 2025
Working capital
€97k▲ 102%
2024 · €48k
2023: €-1k
2024: €48k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-1k-€48k€126k▲ 163%
Operating result€-3k-€69k€109k▲ 59.0%
Net result€-3k-€50k€78k▲ 56.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 59% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €161k
Fixed assets
€29k
Current assets
€131k
Equity and liabilities €161k
Equity
€126k▲ 163%
Debt
€35k▲ 252%
The debt ratio rises from 17.0% to 21.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€110k
Cash flow
€79k
Solvency
78.4%▼
2024 · 83.0%
Current ratio
3.79▼
2024 · 5.87
Quick ratio
3.79▼
2024 · 5.87
Debt / equity
0.28▲
2024 · 0.21
ROE
61.9%▼
2024 · 104.1%
ROA
48.5%▼
2024 · 86.4%
Interest coverage
947.05
Debt
€35k▲
2024 · €10k
Debt ≤ 1 year
€35k▲
2024 · €10k
Income taxes
€31k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€58k€161k▲
Fixed assets21/28-€29k
Tangible fixed assets22/27-€29k
Other tangible fixed assets26-€29k
Current assets29/58€58k€131k▲
Amounts receivable after more than one year29€30k€58k▲
Other amounts receivable291€30k€58k▲
Amounts receivable within one year40/41€10k€51k▲
Trade receivables40€10k€51k▲
Cash at bank and in hand54/58€18k€23k▲
Deferred charges and accrued income490/1€281€282▲
Equity and liabilities
Total equity and liabilities10/49€58k€161k▲
Equity10/15€48k€126k▲
Contributions10/11€2k€2k=
Reserves13€46k€124k▲
Distributable reserves133€46k€124k▲
Amounts payable17/49€10k€35k▲
Amounts payable within one year42/48€10k€35k▲
Trade debts44€145€22k▲
Suppliers440/4€145€22k▲
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3€8k€11k▲
Other amounts payable47/48€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€915
Other operating charges640/8€92€287▲
Gross operating margin9900€69k€111k▲
Operating profit (loss)9901€69k€109k▲
Financial charges65/66B€26€116▲
Recurring financial charges65€26€116▲
Profit (loss) for the period before taxes9903€69k€109k▲
Income taxes67/77€19k€31k▲
Profit (loss) for the period9904€50k€78k▲
Profit (loss) for the period to be appropriated9905€50k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€78k▲
Profit (loss) brought forward from the previous period14P€-3k-
Transfer to equity691/2€46k€78k▲
To other reserves6921€46k€78k▲
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2023net €78k ▲56.1%
Operating result €109k, net result €78k, both a record.
30-06
Financial
Equity above €100kEq €126k ▲163%
2 profitable years in a row build equity to €126k.
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
30-06
Financial
Liquidity times 18current ratio 5.87
Current ratio from 0.33 to 5.87.
2023
02-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos Saint-Roch 81410 WaterlooGround area
356 m²
Building footprint
68 m²
Volume, LiDAR
712 m³
Parcel 25764Q0643/00A002, Wallonia · tallest building 12.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CABINET MGU
since 20232.346.399.514
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25764Q0643/00A002 | Wallonia | 356 m² | 1 · 68 m² | 12.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,637. 6,531 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2023
Fiscal year end30-06
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.