CABEO
ActiveSummary
CABEO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €322k and a net result of €322k. Equity is growing by ~31% per year across the filed fiscal years. Its solvency ranks better than 30% of 19908 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency69▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 1.46 in 2023; short-term debt: 37% and cash: 38.6% of total assets), but 55.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
44.4%
Return on assets
44.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
41 d early
2022
55 d early
2021
16 d early
2020
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€322k▲ 34.4%
2023 · €240k
2020: €108k
2021: €258k
2022: €447k
2023: €240k
2020 → 2024
Total assets
€725k▼ 11.7%
2023 · €821k
2020: €366k
2021: €552k
2022: €733k
2023: €821k
2020 → 2024
Net result
€322k▲ 35.4%
2023 · €238k
2020: €106k
2021: €151k
2022: €188k
2023: €238k
2020 → 2024
Working capital
€278k▲ 42.0%
2023 · €196k
2020: €31k
2021: €206k
2022: €405k
2023: €196k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€108k-€258k▲ 140%€447k▲ 72.9%€240k▼ 46.3%€322k▲ 34.4%
Operating result€126k-€202k▲ 61.1%€253k▲ 25.1%€325k▲ 28.3%€440k▲ 35.5%
Net result€106k-€151k▲ 42.4%€188k▲ 25.0%€238k▲ 26.3%€322k▲ 35.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 35% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €725k
Fixed assets
€178k ▼ 10.8%
Current assets
€547k ▼ 12.1%
Equity and liabilities €725k
Equity
€322k ▲ 34.4%
Debt
€403k ▼ 30.8%
Debt's share of the balance-sheet total falls from 70.8% to 55.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€472k▲
2023 · €358k
Cash flow
€354k▲
2023 · €271k
Current ratio
2.04▲
2023 · 1.46
Debt to equity
1.25▼
2023 · 2.43
ROE
99.9%▲
2023 · 99.2%
ROA
44.4%▲
2023 · 28.9%
Interest coverage
23.42▲
2023 · 20.25
Debt ≤ 1 year
€269k▼
2023 · €426k
Debt > 1 year
€134k▼
2023 · €156k
Income taxes
€104k▲
2023 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet
Code20232024
Assets
Total assets20/58€821k€725k▼
Fixed assets21/28€200k€178k▼
Tangible fixed assets22/27€200k€178k▼
Land and buildings22€110k€112k▲
Plant, machinery and equipment23€68k€51k▼
Furniture and vehicles24€10k€6k▼
Other tangible fixed assets26€11k€10k▼
Current assets29/58€621k€547k▼
Amounts receivable within one year40/41€133k€156k▲
Trade receivables40€132k€155k▲
Other amounts receivable41€659€659=
Current investments50/53€99k€99k=
Cash at bank and in hand54/58€382k€280k▼
Deferred charges and accrued income490/1€8k€11k▲
Equity and liabilities
Total equity and liabilities10/49€821k€725k▼
Equity10/15€240k€322k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€238k€320k▲
Amounts payable17/49€582k€403k▼
Amounts payable after more than one year17€156k€134k▼
Financial debts170/4€156k€134k▼
Amounts payable within one year42/48€426k€269k▼
Current portion of amounts payable after more than one year42€24k€24k▲
Financial debts43€425€2k▲
Credit institutions430/8€425€2k▲
Trade debts44€665€961▲
Suppliers440/4€665€961▲
Taxes, remuneration and social security45€14k€23k▲
Taxes450/3€14k€23k▲
Other amounts payable47/48€387k€219k▼
Accrued charges and deferred income492/3€312€518▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€32k▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€216€584▲
Gross operating margin9900€360k€474k▲
Operating profit (loss)9901€325k€440k▲
Financial income75/76B€6k€6k▲
Recurring financial income75€5k€6k▲
Non-recurring financial income76B€854-
Financial charges65/66B€18k€20k▲
Recurring financial charges65€18k€20k▲
Profit (loss) for the period before taxes9903€313k€426k▲
Income taxes67/77€75k€104k▲
Profit (loss) for the period9904€238k€322k▲
Profit (loss) for the period to be appropriated9905€238k€322k▲
Appropriation of the result
Profit (loss) to be appropriated9906€682k€560k▼
Profit (loss) brought forward from the previous period14P€445k€238k▼
Profit to be distributed694/7€445k€239k▼
Return on contributions (dividend)694€445k€239k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €322k ▲35.4%
Operating result €440k, net result €322k, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 4.74
Current ratio from 2.00 to 4.74; short-term debt falls from €206k to €108k.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €258k ▲140%
2 profitable years in a row build equity to €258k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dinant · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de Lisogne 165502 DinantGround area
1,979 m²
Building footprint
127 m²
Parcel 91125D0037/00S000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Chemin de Lisogne 16, 5502 Dinant
since 20202.299.655.808
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91125D0037/00S000 | Wallonia | 1,979 m² | 1 · 127 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DR RINGOIR ANNELIES
BE 0797.297.537
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Dr.Hertoghs Marjan
BE 0687.751.675
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DR. VAN CAENEGEM MAARTEN, CARDIOLOGIE
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DOKTER ELS HEULENS, kinder- en jeugdpsychiater
BE 0828.365.350
Gent · Eq €322,299
Dorian Van Belle
BE 1000.705.745
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Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 6,645 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.