Cabelly
ActiveSummary
Cabelly has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,701 and a net result of €2,858. Equity is growing by ~43.1% per year across the filed fiscal years. Its solvency ranks better than 38% of 4711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability63▼-15
Solvency38▲+2
Growth78=
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.71 against 0.93 in 2024; short-term debt: 43.2% and cash: 13% of total assets), and 87.5% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.5%
Return on assets
2.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
56 d early
2024
27 d early
2023
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 28 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€16,701▲ 20.6%
2024 · €13,842
Total assets
€133,406▲ 4.6%
2024 · €127,481
Net result
€2,858▼ 68.5%
2024 · €9,071
Working capital
-€16,531▼ 374%
2024 · -€3,487
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€3,002-€16,458▲ 448%€7,025▼ 57.3%
Net result€1,771within the sector's middle half-€9,071within the sector's middle half▲ 412%€2,858within the sector's middle half▼ 68.5%
Equity€4,771within the sector's middle half-€13,842within the sector's middle half▲ 190%€16,701within the sector's middle half▲ 20.6%
Total assets€143,405within the sector's middle half-€127,481within the sector's middle half▼ 11.1%€133,406within the sector's middle half▲ 4.6%
Debt€138,634-€113,639▼ 18.0%€116,706▲ 2.7%
Working capital-€7,883within the sector's middle half--€3,487within the sector's middle half▲ 55.8%-€16,531within the sector's middle half▼ 374%
Solvency3.3%within the sector's middle half-10.9%within the sector's middle half▲ 7.5pp12.5%within the sector's middle half▲ 1.7pp
Current ratio0.86within the sector's middle half-0.93within the sector's middle half▲ 0.060.71within the sector's middle half▼ 0.21
Return on assets (ROA)1.2%within the sector's middle half-7.1%within the sector's middle half▲ 5.9pp2.1%within the sector's middle half▼ 5.0pp
Staff (FTE)2-1.8▼ 10.0%1.8=
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133,406
Fixed assets
€92,272 ▲ 10.1%
Current assets
€41,135 ▼ 5.8%
Equity and liabilities €133,406
Equity
€16,701 ▲ 20.6%
Debt
€116,706 ▲ 2.7%
Debt's share of the balance-sheet total falls from 89.1% to 87.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18,033▼
2024 · €27,034
Cash flow
€13,866▼
2024 · €19,647
Quick ratio
0.32▼
2024 · 0.42
Debt to equity
6.99▼
2024 · 8.21
ROE
17.1%▼
2024 · 65.5%
Interest coverage
5.04▼
2024 · 9.90
Debt ≤ 1 year
€57,665▲
2024 · €47,163
Debt > 1 year
€58,364▼
2024 · €66,347
Income taxes
€632▼
2024 · €4,706
Staff costs
€77,989▲
2024 · €73,785
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,541 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 95% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
3.3%
went bankrupt
1.1%
stopped otherwise
95%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,541 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €82,808 | €73,785 | €77,989 | ▲ 5.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,373 | €10,576 | €11,007 | ▲ 4.1% |
| Other operating charges640/8 | €2,507 | €141 | €1,204 | ▲ 757% |
| Gross operating margin9900 | €93,691 | €100,960 | €97,226 | ▼ 3.7% |
| Operating profit (loss)9901 | €3,002 | €16,458 | €7,025 | ▼ 57.3% |
| Financial income75/76B | €0 | €51 | €41 | ▼ 19.4% |
| Recurring financial income75 | €0 | €51 | €41 | ▼ 19.4% |
| Financial charges65/66B | €1,054 | €2,732 | €3,576 | ▲ 30.9% |
| Recurring financial charges65 | €1,054 | €2,732 | €3,576 | ▲ 30.9% |
| Profit (loss) for the period before taxes9903 | €1,948 | €13,777 | €3,490 | ▼ 74.7% |
| Income taxes67/77 | €177 | €4,706 | €632 | ▼ 86.6% |
| Profit (loss) for the period9904 | €1,771 | €9,071 | €2,858 | ▼ 68.5% |
| Profit (loss) for the period to be appropriated9905 | €1,771 | €9,071 | €2,858 | ▼ 68.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €143,405 | €127,481 | €133,406 | ▲ 4.6% |
| Fixed assets21/28 | €94,381 | €83,805 | €92,272 | ▲ 10.1% |
| Intangible fixed assets21 | €1 | €1 | €1 | = |
| Tangible fixed assets22/27 | €94,380 | €83,804 | €92,271 | ▲ 10.1% |
| Land and buildings22 | €66,035 | €61,294 | €57,403 | ▼ 6.3% |
| Plant, machinery and equipment23 | €9,145 | €7,440 | €23,914 | ▲ 221% |
| Furniture and vehicles24 | €19,200 | €15,071 | €10,954 | ▼ 27.3% |
| Current assets29/58 | €49,024 | €43,676 | €41,135 | ▼ 5.8% |
| Stocks and contracts in progress3 | €22,750 | €23,735 | €22,717 | ▼ 4.3% |
| Stocks30/36 | €22,750 | €23,735 | €22,717 | ▼ 4.3% |
| Amounts receivable within one year40/41 | €10,643 | €3,820 | €0 | ▼ 100% |
| Trade receivables40 | €447 | €3,820 | €0 | ▼ 100% |
| Other amounts receivable41 | €10,196 | - | - | - |
| Current investments50/53 | €6,174 | €2,390 | - | - |
| Cash at bank and in hand54/58 | €9,457 | €13,731 | €17,384 | ▲ 26.6% |
| Deferred charges and accrued income490/1 | - | - | €1,034 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €143,405 | €127,481 | €133,406 | ▲ 4.6% |
| Equity10/15 | €4,771 | €13,842 | €16,701 | ▲ 20.6% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €1,771 | €10,842 | €13,701 | ▲ 26.4% |
| Distributable reserves133 | €1,771 | €10,842 | €13,701 | ▲ 26.4% |
| Amounts payable17/49 | €138,634 | €113,639 | €116,706 | ▲ 2.7% |
| Amounts payable after more than one year17 | €81,727 | €66,347 | €58,364 | ▼ 12.0% |
| Financial debts170/4 | €81,727 | €66,347 | €58,364 | ▼ 12.0% |
| Amounts payable within one year42/48 | €56,907 | €47,163 | €57,665 | ▲ 22.3% |
| Current portion of amounts payable after more than one year42 | - | €8,303 | €15,258 | ▲ 83.8% |
| Financial debts43 | €10,557 | - | - | - |
| Credit institutions430/8 | €10,557 | - | - | - |
| Trade debts44 | €25,328 | €677 | €6,142 | ▲ 807% |
| Suppliers440/4 | €25,328 | €677 | €6,142 | ▲ 807% |
| Advances received on contracts in progress46 | - | - | €4,850 | - |
| Taxes, remuneration and social security45 | €14,770 | €28,469 | €22,037 | ▼ 22.6% |
| Taxes450/3 | €7,075 | €14,552 | €13,049 | ▼ 10.3% |
| Remuneration and social security454/9 | €7,695 | €13,917 | €8,988 | ▼ 35.4% |
| Other amounts payable47/48 | €6,252 | €9,714 | €9,379 | ▼ 3.5% |
| Accrued charges and deferred income492/3 | - | €129 | €676 | ▲ 423% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,771 | €9,071 | €2,858 | ▼ 68.5% |
| + Depreciation and write-downs630 | €5,373 | €10,576 | €11,007 | ▲ 4.1% |
| Operating cash flow (approximation) | €7,145 | €19,647 | €13,866 | ▼ 29.4% |
| Investment in fixed assets (approximation) | - | €0 | -€19,473 | - |
| Change in cash | - | €4,273 | €3,654 | ▼ 14.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €9,071 ▲412%
Operating result €16,458, net result €9,071, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2022
Ground area
9,863 m²
Parcel 44302F0771/00_000, Flanders. Linked by address, not a title deed.
1 establishment unit
Cabelly
since 20222.340.162.810
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44302F0771/00_000 | Flanders | 9,863 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,734 companies in sector 96210 we hold annual accounts for 2,835. 2,364 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0795536590
Also
9925:BE0795536590
Registered
17-03-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.