Ca.Tr.
ActiveCa.Tr. has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.61M and a net result of €668k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 810 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+13
Solvency100=
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 3.05 against 6.44 in 2024; short-term debt: 21.1% and cash: 59.7% of total assets), and 21.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.2%
Return on assets
32.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
1 d late
2023
15 d early
2022
51 d late
2021
43 d late
2020
2 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€668k▲ 44.7%
2024 · €462k
2018: €327k
2019: €420k
2020: €202k
2021: €407k
2022: €531k
2023: €446k
2024: €462k
2018 → 2025
Working capital
€895k▼ 55.5%
2024 · €2.01M
2018: €1.00M
2019: €1.29M
2020: €1.44M
2021: €1.70M
2022: €1.95M
2023: €2.27M
2024: €2.01M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.37M-€2.69M▲ 13.7%€2.94M▲ 9.3%€2.71M▼ 7.8%€1.61M▼ 40.5%
Operating result€458k-€636k▲ 38.8%€537k▼ 15.6%€548k▲ 2.0%€807k▲ 47.3%
Net result€407k-€531k▲ 30.4%€446k▼ 16.0%€462k▲ 3.6%€668k▲ 44.7%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 47% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.06M
Fixed assets
€733k▲ 3.3%
Current assets
€1.33M▼ 44.1%
Equity and liabilities €2.06M
Equity
€1.61M▼ 40.5%
Debt
€451k▲ 19.2%
The debt ratio rises from 12.2% to 21.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€910k▲
2024 · €642k
Cash flow
€771k▲
2024 · €556k
Solvency
78.2%▼
2024 · 87.8%
Current ratio
3.05▼
2024 · 6.44
Quick ratio
2.95▼
2024 · 6.37
Debt / equity
0.28▲
2024 · 0.14
ROE
41.4%▲
2024 · 17.0%
ROA
32.4%▲
2024 · 15.0%
Interest coverage
143.31▲
2024 · 111.08
Debt
€451k▲
2024 · €378k
Debt ≤ 1 year
€437k▲
2024 · €369k
Income taxes
€135k▲
2024 · €89k
Staff costs
€1.72M▲
2024 · €1.52M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.09M€2.06M▼
Fixed assets21/28€709k€733k▲
Intangible fixed assets21€673€137▼
Tangible fixed assets22/27€709k€733k▲
Plant, machinery and equipment23€66k€56k▼
Furniture and vehicles24€171k€142k▼
Other tangible fixed assets26€472k€534k▲
Current assets29/58€2.38M€1.33M▼
Stocks and contracts in progress3€27k€43k▲
Stocks30/36€27k€43k▲
Amounts receivable within one year40/41€71k€28k▼
Trade receivables40€11k€11k▲
Other amounts receivable41€60k€17k▼
Cash at bank and in hand54/58€2.27M€1.23M▼
Deferred charges and accrued income490/1€10k€28k▲
Equity and liabilities
Total equity and liabilities10/49€3.09M€2.06M▼
Equity10/15€2.71M€1.61M▼
Contributions10/11€800k€800k=
Capital10€800k€800k=
Issued capital100€800k€800k=
Reserves13€1.91M€813k▼
Non-distributable reserves130/1€100k€100k=
Legal reserve130€100k€100k=
Distributable reserves133€1.81M€713k▼
Amounts payable17/49€378k€451k▲
Amounts payable within one year42/48€369k€437k▲
Financial debts43€195€587▲
Credit institutions430/8€195€587▲
Trade debts44€67k€61k▼
Suppliers440/4€67k€61k▼
Taxes, remuneration and social security45€100k€107k▲
Taxes450/3€23k€21k▼
Remuneration and social security454/9€77k€87k▲
Other amounts payable47/48€202k€267k▲
Accrued charges and deferred income492/3€9k€14k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.52M€1.72M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€94k€103k▲
Other operating charges640/8€9k€18k▲
Gross operating margin9900€2.17M€2.65M▲
Operating profit (loss)9901€548k€807k▲
Financial income75/76B€8k€2k▼
Recurring financial income75€8k€2k▼
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€550k€803k▲
Income taxes67/77€89k€135k▲
Profit (loss) for the period9904€462k€668k▲
Profit (loss) for the period to be appropriated9905€462k€668k▲
Appropriation of the result
Profit (loss) to be appropriated9906€462k€668k▲
Transfer from equity791/2€289k€1.50M▲
Transfer to equity691/2€261k€402k▲
To other reserves6921€261k€402k▲
Profit to be distributed694/7€491k€1.77M▲
Return on contributions (dividend)694€289k€1.50M▲
Directors or managers695€201k€267k▲
Social balance
Average headcount (FTE)908727.730.1▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €668k ▲44.7%
Operating result €807k, net result €668k, both a record.
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 1 day late
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 51 days late
2022
12-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 43 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €202k ▼51.9%
Net result drops to €202k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 10.20
Current ratio from 3.11 to 10.20; short-term debt falls from €611k to €157k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Equity above €2MEq €2.03M ▲13.4%
2 profitable years in a row build equity to €2.03M.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
13-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 4872390 MalleGround area
9,725 m²
Building footprint
1,151 m²
Parcel 11049B0621/00R000, Flanders. Linked by address, not a title deed.
1 establishment unit
Cafe Trappisten
since 20042.142.231.043
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11049B0621/00R000 | Flanders | 9,725 m² | 1 · 1,151 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,316 EUR awarded · 2,316 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,316 EUR | 2,316 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Food safety, FASFC
1 siteMalle2.142.231.043
Dual-learning approval
3 endedSimilar companies · same sector, comparable size
TWINS
BE 0444.044.026
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LEYLAND
BE 0894.530.337
Gent · Eq €1.61M
SNOWBALL
BE 0406.800.974
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VILLA LORRAINE
BE 0414.370.934
Anderlecht · Eq €1.60M
Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 2,808 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-10-2004
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.