CA INSIDE
ActiveSummary
CA INSIDE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,112 and a net result of €8,856. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 28374 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+68
Solvency26▲+5
Growth58=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.2%
Return on assets
5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 28374 sector peers (2025).
NBB · sector comparisonPosition among 28374 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
5 d late
2024
6 d late
2023
27 d late
2022
58 d late
2021
53 d early
2020
9 d early
2019
6 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 August (4 of the last 5 filed years within 52 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€2,112
2024 · -€6,744
Total assets
€177,678▲ 14.3%
2024 · €155,496
Net result
€8,856
2024 · -€14,717
Working capital
-€20,655▼ 47.1%
2024 · -€14,045
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€80,014€4,452-€36,902-€16,302▲ 55.8%€2,837
Net result-€78,276below the sector's middle half€10,689within the sector's middle half-€34,059below the sector's middle half-€14,717below the sector's middle half▲ 56.8%€8,856within the sector's middle half
Equity€31,344within the sector's middle half▼ 71.4%€42,033within the sector's middle half▲ 34.1%€7,973below the sector's middle half▼ 81.0%-€6,744below the sector's middle half€2,112below the sector's middle half
Total assets€96,197within the sector's middle half▼ 52.5%€119,398within the sector's middle half▲ 24.1%€113,937within the sector's middle half▼ 4.6%€155,496within the sector's middle half▲ 36.5%€177,678within the sector's middle half▲ 14.3%
Debt€64,853▼ 30.3%€77,365▲ 19.3%€105,964▲ 37.0%€162,240▲ 53.1%€175,565▲ 8.2%
Working capital€20,520within the sector's middle half▼ 78.7%€33,328within the sector's middle half▲ 62.4%-€503below the sector's middle half-€14,045below the sector's middle half▼ 2,692%-€20,655below the sector's middle half▼ 47.1%
Solvency32.6%within the sector's middle half▼ 21.5pp35.2%within the sector's middle half▲ 2.6pp7.0%below the sector's middle half▼ 28.2pp-4.3%below the sector's middle half▼ 11.3pp1.2%below the sector's middle half▲ 5.5pp
Current ratio1.32within the sector's middle half▼ 0.721.43within the sector's middle half▲ 0.111.00below the sector's middle half▼ 0.440.91below the sector's middle half▼ 0.080.88below the sector's middle half▼ 0.03
Return on assets (ROA)-81.4%below the sector's middle half▼ 122.9pp9.0%within the sector's middle half▲ 90.3pp-29.9%below the sector's middle half▼ 38.8pp-9.5%below the sector's middle half▲ 20.4pp5.0%within the sector's middle half▲ 14.4pp
Staff (FTE)0.11▲ 900%1=
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2,837 after a loss of €16,302 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177,678
Fixed assets
€24,483 ▲ 235%
Current assets
€153,195 ▲ 3.4%
Equity and liabilities €177,678
Equity
€2,112
Debt
€175,565
Debt finances 98.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€3,919▲
2024 · -€15,127
Cash flow
€9,938▲
2024 · -€13,542
Quick ratio
0.59▼
2024 · 0.65
Debt to equity
83.11
ROE
419.2%
Interest coverage
6.68▲
2024 · -42.72
Debt ≤ 1 year
€173,850▲
2024 · €162,240
Income taxes
€29▼
2024 · €140
Staff costs
€27,157▼
2024 · €33,791
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,375 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a profit under 5% of the balance sheet
2.2%
went bankrupt
1.6%
stopped otherwise
96%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,375 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €1,247 | - | €2,355 | - |
| Remuneration, social security and pensions62 | - | - | €2,243 | €33,791 | €27,157 | ▼ 19.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,394 | €2,119 | €2,056 | €1,175 | €1,082 | ▼ 7.9% |
| Other operating charges640/8 | €717 | €274 | €1,238 | €1,022 | €536 | ▼ 47.5% |
| Gross operating margin9900 | -€76,902 | €6,845 | -€31,365 | €19,686 | €31,612 | ▲ 60.6% |
| Operating profit (loss)9901 | -€80,014 | €4,452 | -€36,902 | -€16,302 | €2,837 | ▲ 117% |
| Financial income75/76B | €3,759 | €6,699 | €5,090 | €2,079 | €6,635 | ▲ 219% |
| Recurring financial income75 | €3,759 | €6,699 | €5,090 | €2,079 | €6,635 | ▲ 219% |
| Financial charges65/66B | €2,001 | €284 | €2,053 | €354 | €587 | ▲ 65.7% |
| Recurring financial charges65 | €2,001 | €284 | €2,053 | €354 | €587 | ▲ 65.7% |
| Profit (loss) for the period before taxes9903 | -€78,257 | €10,866 | -€33,865 | -€14,578 | €8,885 | ▲ 161% |
| Income taxes67/77 | €20 | €178 | €194 | €140 | €29 | ▼ 79.3% |
| Profit (loss) for the period9904 | -€78,276 | €10,689 | -€34,059 | -€14,717 | €8,856 | ▲ 160% |
| Profit (loss) for the period to be appropriated9905 | -€78,276 | €10,689 | -€34,059 | -€14,717 | €8,856 | ▲ 160% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €96,197 | €119,398 | €113,937 | €155,496 | €177,678 | ▲ 14.3% |
| Fixed assets21/28 | €10,824 | €8,705 | €8,476 | €7,301 | €24,483 | ▲ 235% |
| Intangible fixed assets21 | €3,390 | €2,943 | €2,497 | €2,051 | €1,604 | ▼ 21.8% |
| Tangible fixed assets22/27 | €3,890 | €2,217 | €1,851 | €1,122 | €18,750 | ▲ 1,570% |
| Furniture and vehicles24 | €2,793 | €1,394 | €206 | - | €18,151 | - |
| Other tangible fixed assets26 | €1,097 | €823 | €1,646 | €1,122 | €599 | ▼ 46.6% |
| Financial fixed assets28 | €3,545 | €3,545 | €4,128 | €4,128 | €4,128 | = |
| Current assets29/58 | €85,373 | €110,693 | €105,461 | €148,195 | €153,195 | ▲ 3.4% |
| Stocks and contracts in progress3 | €25,880 | €31,268 | €24,337 | €43,505 | €50,773 | ▲ 16.7% |
| Stocks30/36 | €25,880 | €31,268 | €24,337 | €43,505 | €50,773 | ▲ 16.7% |
| Amounts receivable within one year40/41 | €51,192 | €51,588 | €44,627 | €78,371 | €93,672 | ▲ 19.5% |
| Trade receivables40 | €36,771 | €32,948 | €25,969 | €49,207 | €71,500 | ▲ 45.3% |
| Other amounts receivable41 | €14,421 | €18,640 | €18,658 | €29,164 | €22,172 | ▼ 24.0% |
| Cash at bank and in hand54/58 | €7,588 | €24,898 | €35,456 | €24,311 | €6,537 | ▼ 73.1% |
| Deferred charges and accrued income490/1 | €713 | €2,940 | €1,041 | €2,008 | €2,213 | ▲ 10.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €96,197 | €119,398 | €113,937 | €155,496 | €177,678 | ▲ 14.3% |
| Equity10/15 | €31,344 | €42,033 | €7,973 | -€6,744 | €2,112 | ▲ 131% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €23,284 | €33,973 | -€87 | -€14,804 | -€5,948 | ▲ 59.8% |
| Amounts payable17/49 | €64,853 | €77,365 | €105,964 | €162,240 | €175,565 | ▲ 8.2% |
| Amounts payable within one year42/48 | €64,853 | €77,365 | €105,964 | €162,240 | €173,850 | ▲ 7.2% |
| Trade debts44 | €32,509 | €52,725 | €65,454 | €112,621 | €121,280 | ▲ 7.7% |
| Suppliers440/4 | €32,509 | €52,725 | €65,454 | €112,621 | €121,280 | ▲ 7.7% |
| Taxes, remuneration and social security45 | €12,731 | €5,550 | €14,151 | €17,319 | €19,767 | ▲ 14.1% |
| Taxes450/3 | €12,231 | €5,050 | €12,524 | €3,628 | €2,726 | ▼ 24.9% |
| Remuneration and social security454/9 | €500 | €500 | €1,627 | €13,691 | €17,041 | ▲ 24.5% |
| Other amounts payable47/48 | €19,613 | €19,091 | €26,359 | €32,300 | €32,804 | ▲ 1.6% |
| Accrued charges and deferred income492/3 | - | - | - | - | €1,715 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€78,276 | €10,689 | -€34,059 | -€14,717 | €8,856 | ▲ 160% |
| + Depreciation and write-downs630 | €2,394 | €2,119 | €2,056 | €1,175 | €1,082 | ▼ 7.9% |
| Operating cash flow (approximation) | -€75,882 | €12,808 | -€32,003 | -€13,542 | €9,938 | ▲ 173% |
| Investment in fixed assets (approximation) | - | €0 | -€1,827 | €0 | -€18,263 | - |
| Change in cash | - | €17,310 | €10,558 | -€11,145 | -€17,773 | ▼ 59.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
31-12
Financial
Back to profitnet €8,856
Net result €8,856 after 2 loss-making years.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
31-12
Financial
Back to profitnet €10,689
Net result €10,689 after one loss-making year.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€78,276
Net result drops to -€78,276, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €84,217
Net result €84,217 after 2 loss-making years.
31-12
Financial
Equity above €100,000Eq €109,620 ▲332%
Equity rises from €25,404 to €109,620.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 8 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Av. du Bourg. Jean Materne(JB) 1895100 Namur1 establishment unit
CAP CUISINES
since 20112.235.104.187
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Of 20,017 companies in this sector we hold annual accounts for 9,142. 1,561 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded30-08-2011
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
47551Retail sale of household furniture
46150Agents in the wholesale of furniture, household goods and hardware
E-invoicing
Reachable via Peppol
Peppol ID
0208:0838862037
Registered
14-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.