CA-HJ

Active

Private limited companyfounded 2025active for 1 yearRue Vienne 2, 7800 Ath, BelgiumKBO/BCE: BE 1021.597.862

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

CA-HJ has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,425 and a net result of €6,425. Its solvency ranks better than 12% of 15,759 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

CA-HJActiveChecked score 89/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 28-03-2025 Normal situation
Legal form: Private limited company
Registered office: Rue Vienne 2, 7800 Ath
Activity: Activities of bailiffs NACE 69103
Establishment unit: 2.373.120.440 7800 Ath, since 28-03-2025
Financial year end: 31 December
Peppol: Reachable

Company details

Board and ownership

Board

Aurélie COURTOYDirector · since 28-03-2025

Board & ownership

Financial position

89 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Annual accounts 2025

Gross margin: €10,217
Turnover: ≈ €60,000; estimated
Profit: €6,425
Equity: €8,425
Total assets: €97,941

2025 accounts filed 27 days after the deadline

Filed on 27-08-2026at the National Bank

Financials

Score breakdownraises risk1 change of registered office in 24 monthslowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 0.98, cash €46,158Figures for financial year 2025 (filed on 28-08-2026)Show the evidence

Checked score

Score 2025

89 / 100

Excellent

Probability in this band: under 0.55%

Financially stronger than 23% of micro companies in legal and accounting (NACE 69)

Every signal that counts is listed under Signals.

Financial strength

Average

Solvency 34

equity 8.6% of total assets

Liquidity 50

short-term debt 91.4% · cash 47.1%

Profitability 77

return on assets 6.6%

Bankruptcy probability within 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,076 companies, NACE 69, micro)

Last 24 months 04-2026: 0.6% 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026highest value 08-2026: 0.6%● unchanged vs 07-2026highest value 09-2026: 0.1%▼ -0.5 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €500 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.98, below 1. Short-term debt is 91.4% and cash 47.1% of total assets. 91.4% of the assets are financed with debt and provisions.

Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 14% of them on solvency, 28% on liquidity and 29% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Seven signals.

lowers riskraises risk

Sector: Legal and accounting activities (NACE 69)

KBO

1 change of registered office in 24 months

Belgian Official Gazette

Liquidity: current ratio 0.98, cash €46,158

NBB · annual accounts

Figures for financial year 2025 (filed on 28-08-2026)

NBB · annual accounts

Weak solvency compared with the sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 15759 sector peers (2025).

NBB · sector comparison

Position among 15759 sector peers

Solvency

better than 12%

← weakest strongest →

Young company

Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.

KBO · incorporation date

Age against the risk zone

2025 accounts filed 27 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 1 filing

Deviation from the deadline

2025

27 days late

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

That holds for every publication since incorporation in 2025.

KBO publications

Key points

Caution: Less equity than 88% of companies in legal and accountingsector median €86,378 · 15,764 companies €8,425 View

Documents

Annual accounts at the NBB

Annual accounts 2025filed on 27-08-2026

Acts in the Belgian Official Gazette

Registered officeact of 09-01-2026
Incorporationact of 01-04-2025

All publications in the Belgian Official Gazette

Articles and registers

Coordinated articles of associationnotaries' database
Entry in the KBO registerKBO Public Search

Key facts about CA-HJ

What is the company number of CA-HJ?: The company number of CA-HJ is 1021.597.862. The VAT number is the same number with BE in front: BE 1021.597.862.
Where is CA-HJ based?: The registered office is at Rue Vienne 2, 7800 Ath.Company details
What does CA-HJ do?: According to the KBO register, the main activity is activities of bailiffs (NACE 69103).
What is the legal form of CA-HJ?: The legal form of CA-HJ is Private limited company (BV).
When was CA-HJ founded?: CA-HJ was founded on 28-03-2025.
Is CA-HJ still active?: Yes, CA-HJ is an active enterprise in the KBO register.
What is the turnover of CA-HJ?: The turnover in financial year 2025 is ≈ €60,000. This figure is estimated from the gross margin of €10,217 and 34 comparable companies (NACE 691). It probably lies between €34,000 and €140,000. It is a rough estimate.Financials
Is CA-HJ profitable?: In financial year 2025, CA-HJ made a profit of €6,425.
Where can I find the annual accounts of CA-HJ?: CA-HJ filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts at the National Bank

Comparable companies

These companies have the same main activity as CA-HJ: activities of bailiffs (NACE 69103). They are comparable in size and age: total assets between €35,400 and €77,600, founded between 2023 and 2024.

Company	Total assets	Gross margin
CA-HJ Ath	€97,941	€10,217
Mestdagh HDJ Estaimpuis	€61,980	€20,815
CCC HDJ Gerpinnes	€35,392	€18,273
The Last Link Liège	€56,484	€19,781
JULIEN DELEUZE Huy	€45,333	€12,302
SOLVENZ Marche-en-Famenne	€59,949	€13,633
JD LAW Bertem	€77,633	€23,272