C4YOU
ActiveSummary
C4YOU has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55,157 and a net result of €19,536. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 94% of 16754 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+6
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 26.47 against 5.75 in 2024; short-term debt: 3.5% and cash: 83.5% of total assets), and 3.5% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.5%
Return on assets
34.2%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18192021222425
2018 to 2025 · latest year €55,157
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-02-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
9 d late
2024
1 d early
2022
17 d early
2021
49 d early
2020
1 d late
2019
34 d early
2018
52 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
Go further with this company
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
In the rankings
#7 oldest company in Harelbeke, Health and social work sector
Equity
€55,157▲ 54.8%
2024 · €35,620
Total assets
€57,159▲ 35.6%
2024 · €42,166
Net result
€19,536▲ 125%
2024 · €8,683
Working capital
€51,013▲ 64.0%
2024 · €31,109
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220242025
Operating result-€10,422▲ 57.2%-€7,848▲ 24.7%-€1,459▲ 81.4%€9,100-€19,573▲ 115%
Net result-€10,538below the sector's middle half▲ 56.9%-€7,968below the sector's middle half▲ 24.4%-€1,549below the sector's middle half▲ 80.6%€8,683below the sector's middle half-€19,536below the sector's middle half▲ 125%
Equity€36,454below the sector's middle half▼ 22.4%€28,486below the sector's middle half▼ 21.9%€26,937below the sector's middle half▼ 5.4%€35,620below the sector's middle half-€55,157within the sector's middle half▲ 54.8%
Total assets€37,410below the sector's middle half▼ 23.0%€29,828below the sector's middle half▼ 20.3%€27,616below the sector's middle half▼ 7.4%€42,166below the sector's middle half-€57,159below the sector's middle half▲ 35.6%
Debt€956▼ 40.6%€1,342▲ 40.3%€678▼ 49.4%€6,545-€2,003▼ 69.4%
Working capital€32,638within the sector's middle half▼ 24.4%€24,670within the sector's middle half▼ 24.4%€23,121within the sector's middle half▼ 6.3%€31,109within the sector's middle half-€51,013within the sector's middle half▲ 64.0%
Solvency97.4%above the sector's middle half▲ 0.8pp95.5%above the sector's middle half▼ 1.9pp97.5%above the sector's middle half▲ 2.0pp84.5%within the sector's middle half-96.5%above the sector's middle half▲ 12.0pp
Current ratio35.13above the sector's middle half▲ 7.3319.39above the sector's middle half▼ 15.7435.08above the sector's middle half▲ 15.705.75within the sector's middle half-26.47above the sector's middle half▲ 20.72
Return on assets (ROA)-28.2%below the sector's middle half▲ 22.2pp-26.7%below the sector's middle half▲ 1.5pp-5.6%below the sector's middle half▲ 21.1pp20.6%within the sector's middle half-34.2%within the sector's middle half▲ 13.6pp
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 115% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57,159
Fixed assets
€4,143 ▼ 8.2%
Current assets
€53,016 ▲ 40.8%
Equity and liabilities €57,159
Equity
€55,157 ▲ 54.8%
Debt
€2,003 ▼ 69.4%
Debt's share of the balance-sheet total falls from 15.5% to 3.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19,940▲
2024 · €9,507
Cash flow
€19,904▲
2024 · €9,091
Debt to equity
0.04▼
2024 · 0.18
ROE
35.4%▲
2024 · 24.4%
Interest coverage
86.93▲
2024 · 20.02
Debt ≤ 1 year
€2,003▼
2024 · €6,545
Income taxes
€57▲
2024 · €18
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €408 | €368 | ▼ 9.9% |
| Other operating charges640/8 | - | - | €635 | €2,066 | €1,465 | ▼ 29.1% |
| Gross operating margin9900 | -€9,712 | -€6,982 | -€824 | €11,574 | €21,405 | ▲ 84.9% |
| Operating profit (loss)9901 | -€10,422 | -€7,848 | -€1,459 | €9,100 | €19,573 | ▲ 115% |
| Financial income75/76B | - | - | €55 | €76 | €251 | ▲ 231% |
| Recurring financial income75 | - | - | €55 | €76 | €251 | ▲ 231% |
| Financial charges65/66B | - | - | €145 | €475 | €229 | ▼ 51.7% |
| Recurring financial charges65 | €117 | €120 | €145 | €475 | €229 | ▼ 51.7% |
| Profit (loss) for the period before taxes9903 | -€10,538 | -€7,968 | -€1,549 | €8,701 | €19,594 | ▲ 125% |
| Income taxes67/77 | - | - | - | €18 | €57 | ▲ 224% |
| Profit (loss) for the period9904 | -€10,538 | -€7,968 | -€1,549 | €8,683 | €19,536 | ▲ 125% |
| Profit (loss) for the period to be appropriated9905 | -€10,538 | -€7,968 | -€1,549 | €8,683 | €19,536 | ▲ 125% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €37,410 | €29,828 | €27,616 | €42,166 | €57,159 | ▲ 35.6% |
| Fixed assets21/28 | €3,816 | €3,816 | €3,816 | €4,511 | €4,143 | ▼ 8.2% |
| Tangible fixed assets22/27 | €3,816 | €3,816 | €3,816 | €4,511 | €4,143 | ▼ 8.2% |
| Furniture and vehicles24 | - | - | €3,816 | €4,511 | €4,143 | ▼ 8.2% |
| Current assets29/58 | €33,594 | €26,012 | €23,800 | €37,654 | €53,016 | ▲ 40.8% |
| Amounts receivable within one year40/41 | €492 | €2,631 | €2,414 | €4,712 | €5,297 | ▲ 12.4% |
| Trade receivables40 | - | - | €570 | €4,712 | €5,269 | ▲ 11.8% |
| Other amounts receivable41 | - | - | €1,845 | - | €28 | - |
| Current investments50/53 | - | - | - | €17 | €17 | ▲ 0.2% |
| Cash at bank and in hand54/58 | €33,102 | €23,381 | €21,330 | €32,926 | €47,702 | ▲ 44.9% |
| Deferred charges and accrued income490/1 | - | - | €55 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €37,410 | €29,828 | €27,616 | €42,166 | €57,159 | ▲ 35.6% |
| Equity10/15 | €36,454 | €28,486 | €26,937 | €35,620 | €55,157 | ▲ 54.8% |
| Contributions10/11 | - | - | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €24,833 | €24,833 | €24,833 | €24,833 | €24,833 | = |
| Non-distributable reserves130/1 | - | - | €6,200 | - | - | - |
| Reserves not available under the articles1311 | - | - | €6,200 | - | - | - |
| Tax-exempt reserves132 | - | - | €18,633 | €18,633 | €18,633 | = |
| Distributable reserves133 | - | - | - | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | -€6,930 | -€14,898 | -€16,446 | -€7,763 | €11,773 | ▲ 252% |
| Amounts payable17/49 | €956 | €1,342 | €678 | €6,545 | €2,003 | ▼ 69.4% |
| Amounts payable within one year42/48 | €956 | €1,342 | €678 | €6,545 | €2,003 | ▼ 69.4% |
| Trade debts44 | €921 | €1,150 | €484 | €3,219 | €444 | ▼ 86.2% |
| Suppliers440/4 | - | - | €484 | €3,219 | €444 | ▼ 86.2% |
| Taxes, remuneration and social security45 | - | - | €194 | €81 | - | - |
| Taxes450/3 | - | - | €194 | €81 | - | - |
| Other amounts payable47/48 | - | - | - | €3,245 | €1,558 | ▼ 52.0% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€10,538 | -€7,968 | -€1,549 | €8,683 | €19,536 | ▲ 125% |
| + Depreciation and write-downs630 | - | - | - | €408 | €368 | ▼ 9.9% |
| Operating cash flow (approximation) | -€10,538 | -€7,968 | -€1,549 | €9,091 | €19,904 | ▲ 119% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | €0 | - |
| Change in cash | - | -€9,721 | -€2,051 | - | €14,777 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 9 days late
2025
30-06
Financial
Highest result since 2018net €19,536 ▲125%
Operating result €19,573, net result €19,536, both a record.
30-06
Financial
Liquidity times 5current ratio 26.47
Current ratio from 5.75 to 26.47; short-term debt falls from €6,545 to €2,003.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €8,683
Net result €8,683 after 5 loss-making years.
2023
12-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
26-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-09
Financial
Liquidity triplescurrent ratio 27.80
Current ratio from 9.68 to 27.80; short-term debt falls from €7,796 to €1,611.
08-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
21-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2002
Ground area
261 m²
Building footprint
95 m²
Volume, LiDAR
729 m³
Parcel 34323D1377/00T000, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
C4YOU
since 20022.101.624.170
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34323D1377/00T000 | Flanders | 261 m² | 1 · 95 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,910 EUR awarded · 2,880 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 720 EUR | 720 EUR |
| 2024 | 1 | 720 EUR | 720 EUR |
| 2023 | 1 | 750 EUR | 1,080 EUR |
| 2022 | 1 | 720 EUR | 360 EUR |
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Of 5,533 companies in sector 86931 we hold annual accounts for 553. 440 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-02-2002
Fiscal year end30-06
Activities, NACEBEL 2025
86931Psychology services
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
71113Urban planning and landscape architecture
72200Scientific research and development
73110Advertising agencies
82990Other business support services
74999Other professional, scientific and technical activities
85510Sports and recreation education
86995Nutrition and dietetics services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0476890107
Also
9925:BE0476890107
Registered
08-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.