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C4F

Active
Public limited company· 14 yrs active
Gachardstraat 88 ·1050 Elsene, Belgium
KBO/BCE: BE 0846.794.954
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Age14 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of C4F is 1.3% (low). The 2024 annual accounts show equity of €8.24M and a net result of €502k. Equity remains stable across the filed fiscal years (±0.6% per year). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 32 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2026, 344 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 6 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 10-07-2026 344 d late 2026-00307907
31-12-2023 31-07-2024 19-09-2024 50 d late 2024-00473935
31-12-2022 31-07-2023 13-12-2023 135 d late 2023-00530149
31-12-2021 31-07-2022 22-12-2022 144 d late 2022-20544667
31-12-2020 31-07-2021 28-10-2021 89 d late 2021-75300553
31-12-2019 31-07-2020 24-11-2020 116 d late 2020-73100266

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2012, 14 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.3% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Higher-failure-rate region +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€502k+4.2%
Working capital€68k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 10-07-2026 with the NBB · fiscal year 2024 · volledig
The figures below are the statutory (non-consolidated) annual accounts. This company also files consolidated accounts; the group figures can differ substantially.
€-250k€0€250k€500k€750k€1.00MOperating result 2020: €-17k€-17kNet result 2020: €551k€551kOperating result 2021: €5k€5kNet result 2021: €69k€69kOperating result 2022: €-68k€-68kNet result 2022: €894k€894kOperating result 2023: €-35k€-35kNet result 2023: €482k€482kOperating result 2024: €-58k€-58kNet result 2024: €502k€502k20202021202220232024
Operating resultNet result
No trend projection for this company: it files both statutory and consolidated annual accounts. The statutory figures above track the parent, and they jump when activities move inside the group, not when the business grows or shrinks. A trend through such a series measures a restructuring, not a business trajectory.
Net profit
€502k
+4.2% 18-24
Total assets
€8.31M
-60.6% 18-24
Equity
€8.24M
-36.9% 18-24
Working capital
€68k
- 18-24
Income taxes
€1k
- 18-24
Dividends
€489k
- 18-24
Debt
€72k
-99.1% 18-24
Debt ≤ 1y
€69k
-98.1% 18-24
Show 7 other metrics
Debt > 1y
€4.33M
-4.3% 18-24
Current ratio
2.00
+5254.2% 18-24
Quick ratio
2.00
+5254.2% 18-24
Solvency
99.1%
+59.9% 18-24
Debt / equity
0.01
-98.6% 18-24
ROE
6.1%
+65.3% 18-24
ROA
6.0%
+164.3% 18-24
Figures by fiscal year
Fiscal year2024
Depositvolledig
Revenue-
EBITDA-
Net profit€502k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€8.31M
Equity€8.24M
Debt€72k
of which ≤ 1y€69k
of which > 1y-
Working capital€68k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.00
Quick ratio2.00
Working capital ratio0.8%
Solvency99.1%
Debt / equity0.01
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA6.0%
ROE6.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€8.31M
Fixed assets 21/28€8.18M
Financial fixed assets 28€8.18M
Current assets 29/58€137k
Amounts receivable within one year 40/41€19k
Cash & bank 54/58€277
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€8.31M
Equity 10/15€8.24M
Contributions / capital 10/11€7.03M
Reserves 13€93k
Accumulated profits (losses) 14€1.12M
Amounts payable 17/49€72k
Amounts payable within one year 42/48€69k
Trade debts payable within one year 44€45k
Income statement
Operating result 9901€-58k
Financial income 75€616k
Financial charges 65€56k
Result before taxes 9903€502k
Net result for the period 9904€502k
Result to be appropriated 9905€502k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
83 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gachardstraat 881050 Elsene

Establishment units

1 location
C4F
Gachardstraat 88, 1050 ElseneHoldings
since 20122.299.871.384
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,666 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21807G0149/00W000 Brussels 1,666 m² - -
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
Capital history · 1
13-01-2025
Capital change
All acts · 3 updated 1 year ago
2025
13-01-2025 Capital decrease of €4,519,125.03 to €7,032,963.97 Capital & shares·Vincent Vroninks
  • €11.552.089 → €7.032.963,97
Notary: Vincent Vroninks · Ixelles
2024
07-10-2024 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous
Summary: proposal
03-10-2024 6 reappointed Director changes
  • Rémi FOUQUE, Bestuurder
  • Régis FOUQUE, Bestuurder
  • Grégory FOUQUE, Bestuurder
  • Rémi FOUQUE, Gedelegeerd bestuurder
  • Régis FOUQUE, Gedelegeerd bestuurder
  • Grégory FOUQUE, Gedelegeerd bestuurder

Analysis

Financial profile

5 of 5 axes measured
Health83Profitability30Solvency100Growth58Stability100
74 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 83
Profitability 30
Solvency 100
Growth 58
Stability 100

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR C4F
Registered office
Gachardstraat 88 bus 8
1050 Elsene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.